My Financing USA - Bad Credit Boat Loans My Financing USA - Bad Credit Boat Loans

Get A Boat Loan

We search nationwide for the best boat financing programs.

Apply Online In 5 Minutes

What we do

We search nationwide for the best Boat financing programs.

Buying a boat offers you passage to a new lifestyle. You can go out on the water whenever you want to, experiencing the freedom of a quick jaunt on the lake or the leisure of a long cruise. A boat will redefine the way you spend your recreational time. Go fishing, take your kids swimming, learn to waterski or take up birdwatching from the boat. We provide financing options that fit your needs. Our services help applicants across the contiguous United States find flexible financing options with optimal terms. What’s more, our easy and secure application process takes just a few minutes to complete.

Apply Online in 5 Minutes

Quick & Easy Process

What You Can Expect From Us.

Our process takes place entirely online, offering the convenience you desire. It takes just three easy steps!


Use our DigiCert Norton VeriSign Secured website to submit your information.

Find Match

We verify your information and match you with the right nationwide boat loan program.

Sign & Sail!

Sign your closing docs right from your phone then pick up your boat with a check in hand.

Get Started


Get the Best Boat Loans From My Financing USA

We stand out from other boat loan companies. With an A+ rating from the Better Business Bureau and high customer satisfaction ratings, we’ve developed a sterling reputation that we’re proud of. Our friendly team responds right away when you contact us, and we make ourselves available to you. Our Norton VeriSign Secured website keeps your information safe.

See If I Qualify
A Company You Can Trust
Blue check mark symbol
Nationwide low rates
Padlock with a check mark symbol
Protect your credit
blue dollar sign icon
Fast, easy approval
Small white boat floating in clean water near shore


An Easy and Secure Application Process

You can complete your My Financing USA application in five minutes. Once you finish, our team will call you to discuss your expectations for the loan process and answer your questions, including which terms you may qualify for and how long the process may take. We submit your application to lenders one at a time to limit inquiries that may lower your credit score.

Learn More About Boat Financing

After dealing with a prior company and them not responding in a timely manner. I reached out to Cindee at My Financing USA she handled everything even taxes and tags and now I have my new boat! Thanks to My Financing USA

— Raymond E Jackson Jr

The whole experience was awesome! From the beginning with Cory my Loan Officer and his team. I don't know all their names. Here are the ones I remember. Brent, Olivia, Kent and Claria. I know there's some I've missed. Sorry about that. I',m just waiting on my new plates and away I go. Very systematic each step was easy for me to accomplish in a very quick turnaround. Thanks again My Finance USA for everything! Kevin...

— Kevin E Kroyman

Fast friendly when the dealership gives up these guys

— Tonya G Roe


The Best Place for Boat Loans

We work with people who have excellent or poor credit scores to find the loans they want. If several lenders reject your application, we reconnect and discuss a few ways to improve your credit score. That effort can help you become more attractive to lenders.

Our secure application process requires minimal effort. You could get your financing within 48 to 72 hours and get out on the water. We serve people across the 48 contiguous states, and we want to work with you. Fill out an application right now to get started. Do you have questions? You can contact us to learn more.

Learn More About Boat Financing
Man wearing a lifejacket jumping into a lake