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How A Credit Inquiry Affects My Score

Having several inquiries can reduce your overall credit score and affect your RV or boat loan approval. Lenders use your credit report to conduct a risk assessment. Inquiries can affect their decision to offer a loan to you. Too many hard inquiries in a short period of time can be concerning to lenders. That's because multiple hard inquiries may add up to numerous new accounts. This may make the lenders feel you are taking on too much debt or having financial difficulties. A credit inquiry would typically remain on your report for 24 months.

How Inquires Affect Your Credit Score

Most Recent Articles

Road trips are more fun when you connect with the people you're going on an adventure with. You can use the idle time as a bonding opportunity that may later become some of your happiest shared memories. Get some ideas for fun road trip games!

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Considering a boating adventure in Alabama? The state is complete with several picturesque and adventure-filled bodies of water, from tranquil lakes filled with fish to sparkling coastlines along the Gulf of Mexico. Check out our guide for the best boating destinations in Alabama, so you can find the perfect location for your next boating trip!

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Many people recognize Florida as the boating capital of the world. The amount of registered boats in the Sunshine State surpasses the rest of the United States, and visitors bring in even more boats from out of state. If you're taking your boat on vacation with you, make sure to visit the best Florida boating...

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California is known for its variety of views and places to explore. With numerous beaches, lakes and rivers, California is home to some unique and beautiful boating destinations. Whether you're planning a trip to California or are already in the area and are considering going boating, there are locations all over the state that will...

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If you love adventure and natural scenery, then road-tripping across the country might be the perfect getaway opportunity for you and your family. With 50 states at your disposal, you can find and select the perfect attractions that everyone in the family will enjoy and look forward to.

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Many people across the country take their four-legged companions with them on their adventures, and you can, too. Learn about RVing with small dogs, large dogs and multiple dogs of multiple sizes! Whatever your situation, knowing how to RV with dogs can change the way you approach your future adventures.

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