Blog

Blog

We search nationwide for the best RV & Boat financing programs.

5 Stars on Trustpilot

How A Credit Inquiry Affects My Score

Having several inquiries can reduce your overall credit score and affect your RV or boat loan approval. Lenders use your credit report to conduct a risk assessment. Inquiries can affect their decision to offer a loan to you. Too many hard inquiries in a short period of time can be concerning to lenders. That's because multiple hard inquiries may add up to numerous new accounts. This may make the lenders feel you are taking on too much debt or having financial difficulties. A credit inquiry would typically remain on your report for 24 months.

How Inquires Affect Your Credit Score

Most Recent Articles

Whether you want to go camping at nearby parks and campgrounds or travel around the country, an RV can make vacations more affordable and flexible. If you are considering purchasing an RV but aren't sure whether you can afford it, we can help you find the right financing option at My Financing USA.

Read More

Whether you're taking a scenic solo trip, treating the family to a lakeside vacation or relaxing on a romantic getaway, here are the best games to play on a boat and the most popular boating activities to make your next boating adventure unforgettable. With our inspiration, you'll never be bored at sea!

Read More

Road trips are more fun when you connect with the people you're going on an adventure with. You can use the idle time as a bonding opportunity that may later become some of your happiest shared memories. Get some ideas for fun road trip games!

Read More

Considering a boating adventure in Alabama? The state is complete with several picturesque and adventure-filled bodies of water, from tranquil lakes filled with fish to sparkling coastlines along the Gulf of Mexico. Check out our guide for the best boating destinations in Alabama, so you can find the perfect location for your next boating trip!

Read More

Many people recognize Florida as the boating capital of the world. The amount of registered boats in the Sunshine State surpasses the rest of the United States, and visitors bring in even more boats from out of state. If you're taking your boat on vacation with you, make sure to visit the best Florida boating...

Read More

We've compiled a list of the best boating lakes in the United States to help plan your future nautical expeditions. We'll show you where to go boating within your region or state, as well as dream locations for your next extended boating vacation. Check out our list of the best places to go boating!

Read More