Good Credit Boat Loans2020-02-19T22:32:03+00:00

Good Credit Boat Loans

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My Financing USA’s good credit boat loan program rewards customers who have worked hard to achieve a high credit rating. This boat financing program offers terms up to 20 years with competitive rates and discounted service warranty products. Our customers love us! Many of them return to My Financing USA when seeking to purchase or refinance a Boat. Check out reviews from our previous customers.

 Get Started Now for a free quote and see what rate we can offer you.

Save your credit from excessive inquiries by applying with My Financing USA. One application here lets you buy your boat from anyone! No more need to apply at multiple dealerships!

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Other Loan Services Offered

This program is also available for RVs, campers, and motorhomes. Not available for full-timers. No personal watercraft, houseboats, park models, park trailers, branded titles, or toter homes. No travel trailers containing either sliding glass doors or front bay windows. No business or commercial use. The boat must be listed in the current NADA appraisal guide. For best rates, model year should be 2009 or newer. Older models are considered on a case-by-case basis. Not available in Alaska or Hawaii.

*Good Credit boat loans are subject to credit approval and vary state to state. Good Credit Boat Loans Program is not available for personal watercraft.  The boat cannot be used to live in or for commercial use. Approvals are good for 30 days. 

Boat Loan Application

What Disqualifies Me?

  • High Debt Ratio

  • Unverifiable Income

  • Credit Scores Below 680

  • Bankruptcy

  • Outstanding Collections

  • Delinquent Payments Within The Last 24 Months

  • Limited Installment History

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What Qualifies Me For The Good Credit Boat Loan Program?

  • Units should be 2009 or newer. Older units considered on a case-by-case basis

  • Minimum 15% Down Payment or Trade In

  • Minimum Credit Score of 680

  • Part-Time Use Only (No Full-Timers)

  • No Business or Commercial Use

  • Must be Above $7,500
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