Good Credit Boat Loans

Good Credit Boat Loans

We search nationwide for the best boat financing rates and terms.

My Financing USA Rated Excellent on TrustPilot
My Financing USA Rated Excellent on TrustPilot  Excellent


We search nationwide for the best boat loan rates and terms for you. Even if you have past credit problems.


We reduce inquiries sometimes to zero by pre-qualifying you and only sending you to one matching lender at a time.


Sign and submit your documents right from your smart phone and we can have your application funded in as little as 48 hours!

Good Credit Boat Loans With My Financing USA

The good credit boat financing programs offered by My Financing USA rewards customers who have worked hard to achieve a high credit rating. This good credit boat financing program offers terms up to 20 years with competitive rates and discounted service warranty products. 

Get Started Now for a free boat loan quote and see what rate we can offer you.

Save your credit from excessive inquiries by applying with My Financing USA. No more need to apply at multiple dealerships!

Couple Enjoying their Boat Loans with My Financing USA

Our Process Is Easy


Apply Online

Use our DigiCert Norton VeriSign Secured website to submit your information.


We Find Your Match

We verify your information and match you with the right nationwide boat loan program.


Sign & Drive!

Sign your closing docs right from your phone then pick up your boat with a check in hand.

Our Customers Love Us

My Financing USA Rated Excellent on TrustPilot

Troy Beverly

2 Hours Ago

"My experience was pleasant. Kristy was very helpful and always prompt when it came to answering questions, e-mails and returning calls. She explained everything thoroughly."

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My Financing USA Rated Excellent on TrustPilot

Wendy H.

8 Hours Ago

"Jeff my Loan Officer was helpful and walked me through the entire process. The online approvals and closing on the loan were awesome as well. Thanks!"

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My Financing USA Rated Excellent on TrustPilot

Kalub Maxey

46 Hours Ago

"Best financing experience I have ever had. Brandon went above and beyond and gave me the best customer service experience. I will recommend My Financing USA to anyone needing a loan."

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By The Numbers...


Years In Business


Team Members




Applied For

Boat Loan Payment Estimates

See just how low your payments can be with our good credit boat financing programs using today's boat loan rates.

as low as



as low as



as low as



as low as



Good Credit Boat Loan Program Guide

Program Highlights

  • Rates As Low As 3.49%
  • Terms Up To 20 Years
  • Reduced Credit Inquiries
  • Buyer Freedom (Buy From Any Seller)
  • Free Boat Value Checker
  • Expert, Friendly, Loan Officers
  • 24 Hours Approval Timeline
  • Express Funding In 72 Hours

Program Requirements

  • 680 Minimum Score
  • Must Be Above $10K
  • 10-15% Down Preferred
  • 2008 or Newer Models (Older case by case)
  • Recreational Use Only
  • No Bankruptcies
  • No Recent Late Payments
  • Debt Ratio Under 45%

A Company You Can Trust

RV Industry Association Member

RV Industry Association Member

We are a contributing and accredited member of the RVIA.

Norton VeriSign Secured

Norton VeriSign Secured

Our online application is secured with the most trusted name in online security.

A+ BBB Rating

A+ BBB Rating

We have the highest possible rating from the Better Business Bureau.

30 Day Rate Guarantee

When it comes to boat Loans, we make it simple. Lock in your rate today for 30 days!