RV & Boat Loans For All Credit Types

Get RV Loans and Boat Loans from My Financing USA

We search nationwide for the best RV and boat financing programs.


We search nationwide for the best RV & Boat loan rates and terms for you. Even if you have past credit problems.


With our hands on approach and pre-qualification process, we reduce the number of inquires from lenders by only sending you to lenders that match your needs.


Sign and submit your documents right from your smart phone and we can have your application funded in as little as 48 hours!

Our process is 100% online.

It's time to have fun and do something for yourself. Getting a boat or recreational vehicle (RV) offers you the chance to spend time with your family on an unforgettable vacation, take a trip with friends, or carve out your own getaway. If you've always dreamed of owning a boat or RV but thought that dream was out of reach, we can help you.

My Financing USA offers RV, boat and motorhome financing services throughout the contiguous United States. We provide a straightforward and secure application process that takes just a few minutes to complete. Unlike many lenders, we work with good and bad credit scores. We search for the best RV and boat loan programs based on your specific needs, eliminating all the guesswork and excessive credit inquiries.

Since we offer boat and RV loans specifically, we can find you better programs with lower rates than you'll receive when you work directly with a dealer. After you finish your application, you consult with an actual person from our team. We discuss your goals and expectations before we submit anything to a vendor. Our team completes all our closings online through DocuSign, so our services can help you avoid shuffling your schedule for meetings and paperwork.

Take the first step toward achieving your dream of RV or boat ownership with us. Submit your loan application today. 

Why Choose My Financing USA?

When you apply for boat or RV financing with us, you enjoy many benefits, including: 

Low rates: We comb the country to find the best RV and boat financing for your unique needs. 
Credit protection: We prioritize protecting your credit by pre-qualifying you and reduce inquiries by sending you to one matching lender at a time.
Easy approval: You can fill out your application on your smartphone and receive funding within as little as 48 hours. 

Have past credit problems? That's no problem — we still want to work with you. With our prequalification process, you know how much you can afford when you shop for your RV or boat. We help you look for the best deal, so you can feel confident that the financing will be a breeze. 

Apply for Financing Online

Our process takes place entirely online, offering the convenience you desire. It takes just three easy steps: 

  1. Apply: Submit your information using our DigiCert Norton VeriSign Secured website.
  2. Get a match: Once we've verified your information, we find the best nationwide boat or RV loan program.
  3. Sign: Complete the closing documents on your smartphone.

You could receive a check in hand to cover your new boat or RV within days. Apply with My Financing USA today, and you could be out on the water or rolling down the highway before you know it. 

Contact Us Today to Learn More

Avoid the often steep payments and unfavorable conditions that come with a personal loan. Talk to a real person for a personalized experience that simplifies the borrowing process. When you pay for your boat or RV using My Financing USA, you enjoy an efficient, easy-to-navigate process. Contact us today to discuss your options and learn more. 

Our Process Is Easy


Apply Online

Use our DigiCert Norton VeriSign Secured website to submit your information.


We Find Your Match

We verify your information and match you with the right nationwide RV or boat loan program.


Sign & Drive!

Sign your closing docs right from your phone then pick up your RV or boat with a check in hand.

Our Customers Love Us

We love our customers...

Because customers like you keep referring friends and family, we keep growing!


Years In Business


Team Members



Over $12 Billion

In Applications

Loan Programs For All

Credit Types

  • 550 Minimum Score
  • Terms Up To 20 Years
  • $10k Minimum Loan Amount
  • 2011 or Newer Models (Older case by case)
  • 10-15% Down Preferred
  • Rates Between 7.24% and 19.95%
  • Private Party Purchases OK
  • Dealer Purchases OK
  • Some Collections OK
  • Some Late Payments OK
  • Past Bankruptcy OK
  • Co-Signers OK
  • Recreational Use Only
  • No Full Timers
Your Next Adventure Starts Here

A Company You Can Trust

RV Industry Association Logo

RV Industry Association Member

We are a contributing and accredited member of the RVIA.

Norton VeriSign Secured

Norton VeriSign Secured

Our online application is secured with the most trusted name in online security.

Better Business Bureau A+ Logo

A+ Better Business Bureau Rating

We have the highest possible rating from the Better Business Bureau.

National Marine Lenders Association Member

National Marine Lenders Association Member

We are a contributing and accredited member of the NMLA.