Good Credit RV Loans


We search nationwide for the best RV financing rates and terms.

Trustpilot 5 stars


We search nationwide for the best RV loan rates and terms for you. Even if you have past credit problems.


Sign and submit your documents right from your smart phone and we can have your application funded in as little as 48 hours!


With our hands on approach and pre-qualification process, we reduce the number of inquires from lenders by only sending you to lenders that match your needs.

Good Credit RV Loans With
My Financing USA

The good credit RV financing programs offered by My Financing USA rewards customers who have worked hard to achieve a high credit rating. This good credit RV financing program offers terms up to 20 years with competitive rates and discounted service warranty products. 

Get Started Now for a free RV loan quote and see what rate we can offer you.

Save your credit from excessive inquiries by applying with My Financing USA. No more need to apply at multiple dealerships!

The RV Life with My Financing USA

The Benefits of Choosing My Financing USA

When you need RV financing, various options are available. You could apply with the dealership, but you a single choice and must accept whatever they offer you. Personal loans from a bank often carry higher interest rates and less favorable terms. With My Financing USA, you can pick from multiple lenders nationwide and find the deal that's right for you. Besides offering the best rates and most flexible terms, we also provide other benefits: 

  • Fast approval: You could get your check and be off to your dealer to pick up your RV within 48 to 72 hours of submitting your application. 
  • Minimal credit reports run: Even someone with stellar credit wants as few inquiries as possible when applying for RV loans. We reduce the number of inquires from lenders by only sending you to lenders that match your needs.
  • Additional support: We have extras available, such as gap waivers and tire and wheel plans. 

Apply For Financing

You deserve to enjoy your dream of RV ownership. Take just five minutes today to complete our application online. If you need more information, you can contact our team to ask questions about our financing process.

Our Process Is Easy


Apply Online

Use our DigiCert Secured website to submit your information.


We Find Your Match

We verify your information and match you with the right nationwide RV loan program.


Sign & Drive!

Sign your closing docs right from your phone then pick up your RV with a check in hand.

Our Customers Love Us

We love our customers...

Because customers like you keep referring friends and family, we keep growing!


Years In Business

$13.5 Billion

In Applications



Loan Programs For All Credit Types

  • 550 Minimum Score
  • Terms Up To 20 Years
  • $10k Minimum Loan Amount
  • 10-15% Down Preferred
  • Rates Between 6.49% and 19.95%
  • Private Party Purchases OK
  • Dealer Purchases OK
  • Some Collections OK
  • Some Late Payments OK
  • Past Bankruptcy OK
  • Co-Signers OK
  • Recreational Use Only
  • No Full Timers
Your Next Adventure Starts Here

A Company You Can Trust

RV Industry Association Logo

RV Industry Association

We are a contributing and accredited member of the RVIA.

RV Dealers Association Logo

RV Dealer Association

We are a contributing and accredited member of the RVDA.

5 Star TrustPilot Rating

5 Star Rated On Trustpilot

We are the highest rated RV & boat lender in the USA.

Better Business Bureau Logo

Better Business Bureau

We have the highest possible rating from the Better Business Bureau.

Additional Readings:

What Is the Difference Between Hard and Soft Credit Checks?
rv camping in pink skies
How Does a Credit Inquiry Affect My Score?

How Does A Credit Inquiry Affect My Score?

Having several inquiries can reduce your overall credit score and affect your RV or boat loan approval. Lenders use your credit report to conduct a risk assessment. Inquiries can affect their decision to offer a loan to you.

Read More