Good Credit RV Loans


We search nationwide for the best RV financing rates and terms.


We search nationwide for the best rates and terms for you. Even if you have past credit problems.


We reduce inquiries sometimes to zero by pre-qualifying you and only sending you to one matching lender at a time.


Sign and submit your documents right from your smart phone and we can have your application funded in as little as 48 hours!

Maintaining a good credit score takes hard work and dedication. While everyone can fall behind occasionally, you've made consistent payments on your debts, and lenders consider you a reasonable risk for acquiring more debt. Is it time to make your next big purchase? If you've always dreamed of owning a recreational vehicle (RV), we can put you in the driver's seat. 

At My Financing USA, we find RV loans for people with excellent credit. Our process allows you to choose the best option for your unique circumstances. We pre-qualify you and then apply to lenders, so you can shop around to determine the most optimal terms. What's more, our outstanding service representatives can answer any questions you have throughout the process. 

We work with customers in the contiguous United States to find the best financing for new and used RVs. Having a good credit score makes the process easier and increases your attractiveness to lenders. 

Find the Best RV Loans for People With Good Credit

Our smooth application process begins when you submit your information via our DigiCert Norton VeriSign Secured website. Once we receive it, a team member will reach out to you to confirm the application's details. We'll discuss your goals and expectations to ensure we begin and remain on the same level of understanding throughout the loan process. 

Next, we can pre-qualify you for some offers and reduce the number of inquiries on your credit score. Our team only submits you to a limited number of matching lenders at a time. We search for the most optimal opportunity. Because we look specifically for RV loans, we often find rates much lower than you would get if you applied for a personal loan. 

Good Credit RV Loans With My Financing USA

The good credit RV financing programs offered by My Financing USA rewards customers who have worked hard to achieve a high credit rating. This good credit RV financing program offers terms up to 20 years with competitive rates and discounted service warranty products. 

Get Started Now for a free RV loan quote and see what rate we can offer you.

Save your credit from excessive inquiries by applying with My Financing USA. No more need to apply at multiple dealerships!

The RV Life with My Financing USA

The Benefits of Choosing My Financing USA

When you need RV financing, various options are available. You could apply with the dealership, but you a single choice and must accept whatever they offer you. Personal loans from a bank often carry higher interest rates and less favorable terms. With My Financing USA, you can pick from multiple lenders nationwide and find the deal that's right for you. Besides offering the best rates and most flexible terms, we also provide other benefits: 

  • Easy closing: We send you the documents to sign on your phone so that you can fit the closing process into your schedule. 
  • Fast approval: You could get your check and be off to your dealer to pick up your RV within 48 to 72 hours of submitting your application. 
  • Minimal credit reports run: Even someone with stellar credit wants as few inquiries as possible when applying for RV loans. We wait until we've gone through one check to run the next.
  • Additional support: We have extras available, such as gap waivers and tire and wheel plans. 

Apply for Financing Through My Financing USA

You deserve to enjoy your dream of RV ownership. Take just five minutes today to complete our application online. If you need more information, you can contact our team to ask questions about our financing process.

Our Process Is Easy

Our Customers Love Us

We love our customers...

Because customers like you keep referring friends and family, we keep growing!


Years In Business


Team Members




In Applications

RV Loan Payment Estimates

See just how low your payments can be with our good credit RV financing programs using today's RV loan rates.

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as low as



as low as



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Good Credit RV Loan Program Guide

Program Highlights

  • Rates As Low As 5.99%
  • Terms Up To 20 Years
  • Reduced Credit Inquiries
  • Purchase from Private Party or Dealership
  • Free RV Value Checker
  • Expert, Friendly, Loan Officers
  • 24 Hours Approval Timeline
  • Express Funding In 72 Hours

Program Requirements

  • 700 Minimum Score
  • Must Be Above $10k
  • 15% Down Preferred
  • 2011 or Newer Models (Older case by case)
  • Recreational Use Only
  • No Bankruptcies
  • No Recent Late Payments
  • Debt Ratio Under 45%

A Company You Can Trust

RV Industry Association Member

RV Industry Association Member

We are a contributing and accredited member of the RVIA.

Norton VeriSign Secured

Norton VeriSign Secured

Our online application is secured with the most trusted name in online security.

A+ BBB Rating

A+ BBB Rating

We have the highest possible rating from the Better Business Bureau.

30 Day Rate Guarantee

When it comes to RV Loans, we make it simple. Lock in your rate today for 30 days!

Additional Readings:

What Is the Difference Between Hard and Soft Credit Checks?
rv camping in pink skies
How Does a Credit Inquiry Affect My Score?

How Does A Credit Inquiry Affect My Score?

Having several inquiries can reduce your overall credit score and affect your RV or boat loan approval. Lenders use your credit report to conduct a risk assessment. Inquiries can affect their decision to offer a loan to you.

Read More