RV Trailer Financing

RV Trailer Financing

We search nationwide for the best RV financing programs.


We search nationwide for the best RV loan rates and terms for you. Even if you have past credit problems.


We reduce inquiries sometimes to zero by pre-qualifying you and only sending you to one matching lender at a time.


Sign and submit your documents right from your smart phone and we can have your application funded in as little as 48 hours!

Stuck at home? So are we!
Our process is 100% online.

A recreational vehicle (RV) trailer is the perfect cross-country option for travelers who want the flexibility of RV living while exploring their destinations in a smaller vehicle. When you get an RV trailer, you can leave your living space behind at your campsite while cruising around town. Return hours later and enjoy the many benefits of RV life, like making dinner using your kitchen and sleeping inside the trailer.

Did you find an RV trailer you love and want to buy? If so, consider working with My Financing USA to find the right loan for your unique needs. When you work with a dealership, they limit you to their options, and there's little flexibility or choice involved. The same is true for a personal loan through a bank. Sourcing your financing through a single lender prevents you from comparing offers and looking for more favorable terms.

When you search for a loan through My Financing USA, you enjoy many options, regardless of your credit score. Dedicate a few minutes to completing our breezy, virtual application process. Our services are available in the contiguous states. Your dream of RV ownership is attainable. Get started with us today. 

How to Apply for RV Financing for a Trailer

You can fill out our application on our secure website. We will contact you after receiving your application to go over your goals and expectations. If you're financing a used RV trailer, you may need a smaller loan than you would if you want a new model. Having both parties on the same page smooths the process. 

Once you've received pre-qualification, we'll give the information you shared to matching lenders, working one at a time. By submitting as few inquiries as possible, we preserve your credit score as much as possible. We always prioritize protecting our customers' credit ratings. As the loan process plays out, we look for the best deals with the most optimal rates and terms based on your goals. 

The RV Life with My Financing USA

Why Pick My Financing USA to Finance Your RV Trailer? 

Many people love using our services because we work with customers with a broad spectrum of credit scores. We've helped applicants with bad credit finance their RV trailers. We can even work with you to raise your credit score through our credit repair program. 

Our services offer our customers more choices, giving them the power to determine which loan offer looks the most promising. Our process is simple and accessible. Other benefits of working with us include: 

  • An easy closing process, with the documents available to sign on your phone. 
  • Optimal financing terms secured within as little as 48 to 72 hours after applying. 
  • A lender who meets your expectations without extra fees.

We also have gap waivers and discounted service warranty products available. 

Apply for Financing for a Used or New RV Trailer

Imagine driving across the country with your RV trailer and exploring sites you've wanted to visit for years. We can make that vision your reality. Complete your application in just five minutes or contact us with questions about our financing options. 

Our Process Is Easy


Apply Online

Use our DigiCert Norton VeriSign Secured website to submit your information.


We Find Your Match

We verify your information and match you with the right nationwide RV loan program.


Sign & Drive!

Sign your closing docs right from your phone then pick up your RV with a check in hand.

Our Customers Love Us

We love our customers...

Because customers like you keep referring friends and family, we keep growing!


Years In Business


Team Members




In Applications

Compare Our RV Loan Programs

Bad Credit RV Financing Program

  • Rates Between 11.99% and 19.95%
  • 550 Minimum Score
  • Must Be Above $10K
  • 10% Down Preferred
  • 2010 or Newer Models (Older case by case)
  • Purchase from Private Party or Dealership
  • Recreational Use Only
  • Past Bankruptcy OK
  • Some Collections or Late Payments OK
  • Debt Ratio Under 40%

Good Credit RV Financing Program

  • Rates Between 5.99% and 11.99%
  • 680 Minimum Score
  • Must Be Above $10K
  • 15% Down Preferred
  • 2010 or Newer Models (Older case by case)
  • Purchase from Private Party or Dealership
  • Recreational Use Only
  • No Bankruptcies
  • No Recent Late Payments
  • Debt Ratio Under 45%

A Company You Can Trust

RV Industry Association Member

RV Industry Association Member

We are a contributing and accredited member of the RVIA.

Norton VeriSign Secured

Norton VeriSign Secured

Our online application is secured with the most trusted name in online security.

A+ BBB Rating

A+ BBB Rating

We have the highest possible rating from the Better Business Bureau.

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