RV Trailer Financing

RV Trailer Financing

We search nationwide for the best RV financing programs.


We search nationwide for the best RV loan rates and terms for you. Even if you have past credit problems.


With our hands on approach and pre-qualification process, we reduce the number of inquires from lenders by only sending you to lenders that match your needs.


Sign and submit your documents right from your smart phone and we can have your application funded in as little as 48 hours!

Our process is 100% online.

A recreational vehicle (RV) trailer is the perfect cross-country option for travelers who want the flexibility of RV living while exploring their destinations in a smaller vehicle. When you get an RV trailer, you can leave your living space behind at your campsite while cruising around town. Return hours later and enjoy the many benefits of RV life, like making dinner using your kitchen and sleeping inside the trailer.

Did you find an RV trailer you love and want to buy? If so, consider working with My Financing USA to find the right loan for your unique needs. When you work with a dealership, they limit you to their options, and there's little flexibility or choice involved. The same is true for a personal loan through a bank. Sourcing your financing through a single lender prevents you from comparing offers and looking for more favorable terms.

When you search for a loan through My Financing USA, you enjoy many options, regardless of your credit score. Dedicate a few minutes to completing our breezy, virtual application process. Our services are available in the contiguous states. Your dream of RV ownership is attainable. Get started with us today. 

How to Apply for RV Financing for a Trailer

You can fill out our application on our secure website. We will contact you after receiving your application to go over your goals and expectations. If you're financing a used RV trailer, you may need a smaller loan than you would if you want a new model. Having both parties on the same page smooths the process. 

Once you've received pre-qualification, we'll give the information you shared to matching lenders, working one at a time. By submitting as few inquiries as possible, we preserve your credit score as much as possible. We always prioritize protecting our customers' credit ratings. As the loan process plays out, we look for the best deals with the most optimal rates and terms based on your goals. 

Why Pick My Financing USA to Finance Your RV Trailer? 

Many people love using our services because we work with customers with a broad spectrum of credit scores. We've helped applicants with bad credit finance their RV trailers. We can even work with you to raise your credit score through our credit repair program. 

Our services offer our customers more choices, giving them the power to determine which loan offer looks the most promising. Our process is simple and accessible. Other benefits of working with us include: 

  • An easy closing process, with the documents available to sign on your phone. 
  • Optimal financing terms secured within as little as 48 to 72 hours after applying. 
  • A lender who meets your expectations without extra fees.

We also have gap waivers and discounted service warranty products available. 

Apply for Financing for a Used or New RV Trailer

Imagine driving across the country with your RV trailer and exploring sites you've wanted to visit for years. We can make that vision your reality. Complete your application in just five minutes or contact us with questions about our financing options. 

Our Process Is Easy

Our Customers Love Us

We love our customers...

Because customers like you keep referring friends and family, we keep growing!


Years In Business


Team Members



Over $12 Billion

In Applications

Loan Programs For All

Credit Types

  • 550 Minimum Score
  • Terms Up To 20 Years
  • $10k Minimum Loan Amount
  • 2011 or Newer Models (Older case by case)
  • 10-15% Down Preferred
  • Rates Between 7.24% and 19.95%
  • Private Party Purchases OK
  • Dealer Purchases OK
  • Some Collections OK
  • Some Late Payments OK
  • Past Bankruptcy OK
  • Co-Signers OK
  • Recreational Use Only
  • No Full Timers
Your Next Adventure Starts Here

A Company You Can Trust

RV Industry Association Logo

RV Industry Association Member

We are a contributing and accredited member of the RVIA.

Norton VeriSign Secured

Norton VeriSign Secured

Our online application is secured with the most trusted name in online security.

Better Business Bureau A+ Rating

A+ Better Buisness Bureau Rating

We have the highest possible rating from the Better Business Bureau.

RV Dealers Association Memeber

RV Dealer Association Associate Member

We are a contributing and accredited member of the RVDA.

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