RV Trailer Financing

RV Trailer Financing

We search nationwide for the best RV financing programs.

Trustpilot 5 stars


We search nationwide for the best RV loan rates and terms for you. Even if you have past credit problems.


Sign and submit your documents right from your smart phone and we can have your application funded in as little as 48 hours!


With our hands on approach and pre-qualification process, we reduce the number of inquires from lenders by only sending you to lenders that match your needs.

A recreational vehicle (RV) trailer is the perfect cross-country option for travelers who want the flexibility of RV living while exploring their destinations in a smaller vehicle. When you get an RV trailer, you can leave your living space behind at your campsite while cruising around town. Return hours later and enjoy the many benefits of RV life, like making dinner using your kitchen and sleeping inside the trailer.

Did you find an RV trailer you love and want to buy? If so, consider working with My Financing USA to find the right loan for your unique needs. When you work with a dealership, they limit you to their options, and there's little flexibility or choice involved. The same is true for a personal loan through a bank. Sourcing your financing through a single lender prevents you from comparing offers and looking for more favorable terms.

When you search for a loan through My Financing USA, you enjoy many options, regardless of your credit score. Dedicate a few minutes to completing our breezy, virtual application process. Our services are available in the contiguous states. Your dream of RV ownership is attainable. Get started with us today. 

ow to Apply for RV Financing for a Trailer

You can fill out our application on our secure website. Then, our team will submit your application to lenders who match your needs. By submitting as few inquiries as possible, we preserve your credit score as much as possible. We always prioritize protecting our customers' credit ratings. As the loan process plays out, we look for the best deals with the most optimal rates and terms based on your goals. 

Why Pick My Financing USA to Finance Your RV Trailer? 

Many people love using our services because we work with customers with a broad spectrum of credit scores. We've helped applicants with bad credit finance their RV trailers.

Our services offer our customers more choices, giving them the power to determine which loan offer looks the most promising. Our process is simple and accessible. Other benefits of working with us include: 

  • An easy closing process, with the documents available to sign on your phone. 
  • Optimal financing terms secured within as little as 48 to 72 hours after applying. 
  • A lender who meets your expectations without extra fees.

We also have gap waivers and discounted service warranty products available. 

Apply for Financing for a Used or New RV Trailer

Imagine driving across the country with your RV trailer and exploring sites you've wanted to visit for years. We can make that vision your reality. Complete your application in just five minutes or contact us with questions about our financing options. 

Our Process Is Easy


Apply Online

Use our DigiCert Secured website to submit your information.


We Find Your Match

We verify your information and match you with the right nationwide RV loan program.


Sign & Drive!

Sign your closing docs right from your phone then pick up your RV with a check in hand.

Our Customers Love Us

We love our customers...

Because customers like you keep referring friends and family, we keep growing!


Years In Business

$13.5 Billion

In Applications



Loan Programs For All Credit Types

  • 550 Minimum Score
  • Terms Up To 20 Years
  • $10k Minimum Loan Amount
  • 10-15% Down Preferred
  • Rates Between 6.49% and 19.95%
  • Private Party Purchases OK
  • Dealer Purchases OK
  • Some Collections OK
  • Some Late Payments OK
  • Past Bankruptcy OK
  • Co-Signers OK
  • Recreational Use Only
  • No Full Timers
  • No Park Models, Toterhomes or Schoolies
Your Next Adventure Starts Here

A Company You Can Trust

RV Industry Association Logo

RV Industry Association

We are a contributing and accredited member of the RVIA.

RV Dealers Association Logo

RV Dealer Association

We are a contributing and accredited member of the RVDA.

5 Star TrustPilot Rating

5 Star Rated On Trustpilot

We are the highest rated RV & boat lender in the USA.

Better Business Bureau Logo

Better Business Bureau

We have the highest possible rating from the Better Business Bureau.

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