Marine Boat Financing

Marine Boat Financing

We search nationwide for the best boat financing programs.



NATIONWIDE
LOW RATES

We search nationwide for the best boat loan rates and terms for you. Even if you have past credit problems.



PROTECT
YOUR CREDIT

We reduce inquiries sometimes to zero by pre-qualifying you and only sending you to one matching lender at a time.



FAST, eASy
APPROVAL

Sign and submit your documents right from your smart phone and we can have your application funded in as little as 48 hours!

Stuck at home? So are we!
Our process is 100% online.

We live in a stressful world, but there's something about getting out on a boat that melts all that tension away in just a few minutes. When you take your boat out on the water, you can relax and unwind, leaving work and electronic devices behind. The way water moves is soothing for many people, so time on a boat can provide a sense of calm. One rejuvenating outing on a boat, and you may want to buy one for yourself.

We can help you do it. My Financing USA has assisted many people just like you with purchasing their dream boats. There's no requirement for a certain income level or a perfect credit history to get a new or used model. Often, we can connect you with a lender that offers favorable terms, even if you have poor credit

My Financing USA sources loans from many lenders, allowing you to choose the one you want. We prioritize protecting your credit, which means we limit hard inquiries that can impact your score. Instead, we send one at a time, reducing what shows up on your credit report. 

Quick and Easy Marine Financing for Boats 

Our application process is fast. Plus, we make it simple for you by doing everything online. You can apply through our site and even sign the closing papers on your phone. We use DocuSign so that you can secure financing from your home, office or dock. Our process also protects your information with a DigiCert Norton VeriSign Secured website, which keeps your information secure. 

You can shop for your boat knowing your budget when you apply for pre-qualification. This service tells you which lending programs you will qualify for and gives you an idea of how much you can spend on your purchase. 

Boat Loan Calculator - Boat Financing - My Financing USA

We Help You Access the Best Marine Boat Finance Options

How often do you have complete flexibility during your biggest financial decisions? My Financing USA sources marine boat finance options from all over the country, so you can choose the best rates and terms. Our reviews from satisfied customers reflect the effort we put into making you happy and finding the right financing options. What's more, My Financing USA has an A+ rating from the Better Business Bureau, which speaks to our trustworthiness. 

Our customers also appreciate how easy our process is. They feel confident in the security of our site. Other benefits of working with us include: 

  • Service across the 48 contiguous states. 
  • Nationwide low rates. 
  • Fast approvals. 
  • Credit protection. 

Enjoy more choice with us than when you apply for a personal loan or a loan through the dealer. Once connected to our lenders, you can buy your boat from anyone, including a private owner.

Take Five Minutes to Apply

You can complete our application in less time than it takes to bait a fishing hook. Fill out our online application today, and we will be in touch within 48 to 72 hours. You can also contact us to learn more about My Financing USA. 

Our Process Is Easy

1

Apply Online

Use our DigiCert Norton VeriSign Secured website to submit your information.

2

We Find Your Match

We verify your information and match you with the right nationwide boat loan program.

3

Sign & Drive!

Sign your closing docs right from your phone then pick up your boat with a check in hand.

Our Customers Love Us

We love our customers...

Because customers like you keep referring friends and family, we keep growing!

19

Years In Business

52

Team Members

266,604

Customers

$10,812,777,883

In Applications

Compare Our Boat Loan Programs

Bad Credit Boat Financing Program

  • Rates Between 7.95% and 18.95%
  • 550 Minimum Score
  • Must Be Above $10K
  • 10% Down Preferred
  • 2010 or Newer Models (Older case by case)
  • Recreational Use Only
  • Past Bankruptcy OK
  • Some Collections or Late Payments OK
  • Debt Ratio Under 40%

Good Credit Boat Financing Program

  • Rates Between 4.74% and 7.95%
  • 680 Minimum Score
  • Must Be Above $10K
  • 10-15% Down Preferred
  • 2010 or Newer Models (Older case by case)
  • Recreational Use Only
  • No Bankruptcies
  • No Recent Late Payments
  • Debt Ratio Under 45%

A Company You Can Trust

RV Industry Association Member

RV Industry Association Member

We are a contributing and accredited member of the RVIA.

Norton VeriSign Secured

Norton VeriSign Secured

Our online application is secured with the most trusted name in online security.

A+ BBB Rating

A+ BBB Rating

We have the highest possible rating from the Better Business Bureau.

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