RV Financing

RV Loans
Good or Bad Credit

We search nationwide for the best RV financing programs.

Trustpilot 5 stars

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Your Adventure Begins Here

At My Financing USA, we know RVing is not a luxury, it is a way of life. That's why our mission has always been to provide the best RV loan programs to customers no matter what their credit score is.

If we can't get you approved on the first try, we will refer you to credit consultation to help you learn how to improve your chances and save more money in the future.

Our Process Is Easy


Apply Online

Use our DigiCert Secured website to submit your information.


We Find Your Match

We verify your information and match you with the right nationwide RV loan program.


Sign & Drive!

Sign your closing docs right from your phone then pick up your RV with a check in hand.

Our Customers Love Us

We love our customers...

Because customers like you keep referring friends and family, we keep growing!


Years In Business

$13.5 Billion

In Applications



Compare Our RV Loan Programs

Good Credit RV Financing

  • 670 Minimum Score
  • Rates Between 6.24% and 13.95%
  • Must Be Above $10K
  • 10-15% Down Preferred
  • Private Party Purchases OK
  • Dealer Purchases OK
  • No Bankruptcies
  • No Collections
  • Recreational Use Only

Bad Credit RV Financing

  • 550 Minimum Score
  • Rates Between 14.74% and 19.95%
  • Must Be Above $10K
  • 10% Down Preferred
  • Private Party Purchases OK
  • Dealer Purchases OK
  • Past Bankruptcy OK
  • Some Collections OK
  • Recreational Use Only

A Company You Can Trust

RV Industry Association Logo

RV Industry Association

We are a contributing and accredited member of the RVIA.

RV Dealers Association Logo

RV Dealer Association

We are a contributing and accredited member of the RVDA.

5 Star TrustPilot Rating

5 Star Rated On Trustpilot

We are the highest rated RV & boat lender in the USA.

Better Business Bureau Logo

Better Business Bureau

We have the highest possible rating from the Better Business Bureau.

Additional Readings:

RV driving on a road with mountains

How Hard Is It to Finance an RV?

Find out how long it will take to get a loan approved, if it is hard to get financed for an RV and whether there is anything you can do to simplify the process. Depending on your situation, it is easy to finance a new or used RV.

Read More
RV driving on a road beside a lake

Guide to Financing an RV

At My Financing USA, we can help make your dreams of RV ownership come true. We can provide financing options to fit your needs, regardless of your credit score. This guide covers how to finance an RV purchase and answers frequently asked questions about the process of securing an RV loan.

Read More
rv with lake view

How Long to Finance an RV

Whether you want to go camping at nearby parks and campgrounds or travel around the country, an RV can make vacations more affordable and flexible. If you are considering purchasing an RV but aren't sure whether you can afford it, we can help you find the right financing option at My Financing USA.

Read More