RV Loans

RV Loans

We search nationwide for the best RV financing programs.


We search nationwide for the best RV loan rates and terms for you. Even if you have past credit problems.


We reduce inquiries sometimes to zero by pre-qualifying you and only sending you to one matching lender at a time.


Sign and submit your documents right from your smart phone and we can have your application funded in as little as 48 hours!

Our process is 100% online.

When you want to see the country, the best way to do it is in a recreational vehicle (RV). RV ownership offers you the chance to travel and meet new people while bringing all the conveniences of home with you. Your family can pack up and hit the road at a moment's notice, finding new adventures every day and learning from every trip. The RV life is something you will love from the moment you fire up the engine. 

We want to help you achieve your dream of RV ownership and the greater flexibility it offers your life. We provide financing options that fit your needs. Our services help applicants across the contiguous United States find flexible financing options with optimal terms. What's more, our easy and secure application process takes just a few minutes to complete. 

Get the Best RV Loans From My Financing USA

Our personalized service will help you find the best loan for your unique circumstances. Fill out the application form on our DigiCert Norton VeriSign Secured website. We'll verify your information, and a real person will reach out to speak with you and discuss your application. We establish where you are in the process and make sure your expectations line up with our resources. 

Then, we submit you to the actual vendor or matching lender to pursue the best option. If necessary, we send your information to the next one until we find one that works. We limit to only three inquiries on a bureau to protect your credit score. Even if lenders turn you down, we can keep trying to find you a match. 

Only The Best RV Loan Service

At My Financing USA, we know RVing is not a luxury, it is a way of life. That's why our mission has always been to provide the best RV loan programs to customers no matter what their credit score is.

If we can't get you approved on the first try, we offer a free credit consultation to help you learn how to improve your chances and save more money in the future.

What Type of RV Loans Do We Offer? 

We connect you with vendors that provide flexible loan options that fit your financial needs. Our team pursues the best option for you, searching for competitive rates that you can afford. We can secure loans with fixed interest rates and payback terms of up to 20 years. 

The RV loan companies we recommend for you never charge hidden fees, such as penalties for paying off the loan early. Those with good credit receive financing without collateral to put down on their loan. We can explore a range of options based on your current financial situation. 

Why Pick My Financing USA for Your RV Loan? 

My Financing USA provides many advantages for our customers. We search nationwide to find the best rates, and we can work with you to find a solution regardless of your credit score. Other benefits of choosing us include: 

  • Simplicity: You can sign your closing documents from your phone. 
  • Fast approval: You can receive funding on your application in as little as 48 to 72 hours. 
  • Credit protection: You can pre-qualify and reduce the number of inquiries we send. 

We also offer extras, such as our tire and wheel program and gap waivers.

Get Started by Filling Out Your Application

Take five minutes to apply for an RV loan online today to begin living your dream of RV ownership. You can contact us to discuss any questions about our financing process. 

Our Process Is Easy

Our Customers Love Us

We love our customers...

Because customers like you keep referring friends and family, we keep growing!


Years In Business


Team Members




In Applications

Compare Our RV Loan Programs

Bad Credit RV Financing Program

  • Rates Between 13.25% and 19.95%
  • 550 Minimum Score
  • Must Be Above $10k
  • 10% Down Preferred
  • 2011 or Newer Models (Older case by case)
  • Purchase from Private Party or Dealership
  • Recreational Use Only
  • Past Bankruptcy OK
  • Some Collections or Late Payments OK
  • Debt Ratio Under 40%

Good Credit RV Financing Program

  • Rates Between 5.99% and 12.74%
  • 700 Minimum Score
  • Must Be Above $10k
  • 15% Down Preferred
  • 2011 or Newer Models (Older case by case)
  • Purchase from Private Party or Dealership
  • Recreational Use Only
  • No Bankruptcies
  • No Recent Late Payments
  • Debt Ratio Under 45%

A Company You Can Trust

RV Industry Association Member

RV Industry Association Member

We are a contributing and accredited member of the RVIA.

Norton VeriSign Secured

Norton VeriSign Secured

Our online application is secured with the most trusted name in online security.

A+ BBB Rating

A+ BBB Rating

We have the highest possible rating from the Better Business Bureau.

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