Camper Loans With Bad Credit

Camper LOANS
WITh bad credit

We search nationwide for the best RV financing programs.

Trustpilot 5 stars

550 Minimum Score

We have programs for you even if you have past credit issues including past bankruptcies, late payments, or collections.


With our hands on approach and pre-qualification process, we reduce the number of inquires from lenders by only sending you to lenders that match your needs.

No Hidden Fees

None of our lenders charge hidden fee such as pre-payment penalties you'll find on other sites.

Bad credit can be frustrating, but you can achieve your personal and financial goals with a poor rating. If you have a low credit score and want to look for a camper, it's possible to secure the loan you need. You just have to find the right lender. 

My Financing USA can connect you with a company that gives camper loans to those who have less than stellar credit. Our team works with people who have poor credit to discover programs that embrace them. There is no set minimum for what your credit score must be to receive a camper loan in many states. Our team has the expertise to perform a nationwide search and identify the best financing options for you.

Our team works with people across the 48 contiguous states and Alaska. A representative will examine your information and look for programs that may make your dream of RV ownership a reality. Many of our clients never imagined they could qualify for a loan, and just a few weeks later, they drive off the lot with their new camper. The excitement of achieving this goal is contagious, and we want to see you do it. 

Getting a Camper Loan With Bad Credit

We follow the same process for every client, regardless of your credit rating. First, fill out our application on our DigiCert Secured website. Next, we submit your application to lenders that match your needs, limiting the number of inquiries on your credit and protecting your score.

My Financing USA Provides Camper Loans for Customers With Poor Credit

People with bad credit who want camper trailer loans can receive the assistance they need from My Financing USA. Our unique approach to financing allows you to look for the best deal and then do your camper shopping, knowing that you have secured financing. You can stay within your price range when you search. Our team puts all our resources into finding the lenders that provide the best rates and terms for your situation. 

My Financing USA has outstanding customer satisfaction ratings because we prioritize responding to inquiries and streamlining the application process. Other advantages of working with us include: 

  • Prompt communication throughout the loan process. 
  • Excellent attention to detail. 
  • Flexible rates and terms, which can last up to 20 years. 

Find a Loan for a Camper Today

You can get a favorable loan with options that fit your unique needs, even if your credit is lower than you'd like. We never judge you for your credit score and always encourage you to keep pursuing your dream. Let us help you. Fill out our application in just five minutes to start the process or contact us to discuss our financing services. 

Our Process Is Easy


Apply Online

Use our DigiCert Secured website to submit your information.


We Find Your Match

We verify your information and match you with the right nationwide RV loan program.


Sign & Drive!

Sign your closing docs right from your phone then pick up your RV with a check in hand.

Our Customers Love Us

We love our customers...

Because customers like you keep referring friends and family, we keep growing!


Years In Business

$13.5 Billion

In Applications



Loan Programs For All Credit Types

  • 550 Minimum Score
  • Terms Up To 20 Years
  • $10k Minimum Loan Amount
  • 10-15% Down Preferred
  • Rates Between 6.49% and 19.95%
  • Private Party Purchases OK
  • Dealer Purchases OK
  • Some Collections OK
  • Some Late Payments OK
  • Past Bankruptcy OK
  • Co-Signers OK
  • Recreational Use Only
  • No Full Timers
Your Next Adventure Starts Here

A Company You Can Trust

RV Industry Association Logo

RV Industry Association

We are a contributing and accredited member of the RVIA.

RV Dealers Association Logo

RV Dealer Association

We are a contributing and accredited member of the RVDA.

5 Star TrustPilot Rating

5 Star Rated On Trustpilot

We are the highest rated RV & boat lender in the USA.

Better Business Bureau Logo

Better Business Bureau

We have the highest possible rating from the Better Business Bureau.

Additional Readings:

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Camper Maintenance Guide

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How Hard Is It to Finance an RV?

Find out how long it will take to get a loan approved, if it is hard to get financed for an RV and whether there is anything you can do to simplify the process. Depending on your situation, it is easy to finance a new or used RV.

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