Our process is 100% online.
Bad credit can be frustrating, but you can achieve your personal and financial goals with a poor rating. If you have a low credit score and want to look for a camper, it's possible to secure the loan you need. You just have to find the right lender.
My Financing USA can connect you with a company that gives camper loans to those who have less than stellar credit. Our team works with people who have poor credit to discover programs that embrace them. There is no set minimum for what your credit score must be to receive a camper loan in many states. Our team has the expertise to perform a nationwide search and identify the best financing options for you.
Our team works with people across the 48 contiguous states. A representative will examine your information and look for programs that may make your dream of RV ownership a reality. Many of our clients never imagined they could qualify for a loan, and just a few weeks later, they drive off the lot with their new camper. The excitement of achieving this goal is contagious, and we want to see you do it.
Getting a Camper Loan With Bad Credit
We follow the same process for every client, regardless of your credit rating. First, fill out our application on our DigiCert Norton VeriSign Secured website. Next, we contact you to discuss your loan. Our team confirms the timeframe you're considering for your purchase and discusses your goals. Our strategy ensures our services align with your expectations.
When we submit your name to lenders, we do it one at a time, limiting the number of inquiries on your credit and protecting your score. If your application receives three rejections, we'll reengage with you about alternative options. Our credit repair services can raise your rating, which shows lenders you are a reasonable risk.
My Financing USA Provides Camper Loans for Customers With Poor Credit
People with bad credit who want camper trailer loans can receive the assistance they need from My Financing USA. Our unique approach to financing allows you to look for the best deal and then do your camper shopping, knowing that you have secured financing. You can stay within your price range when you search. Our team puts all our resources into finding the lenders that provide the best rates and terms for your situation.
My Financing USA has outstanding customer satisfaction ratings because we prioritize responding to inquiries and streamlining the application process. Other advantages of working with us include:
- Prompt communication throughout the loan process.
- Excellent attention to detail.
- Flexible rates and terms, which can last up to 20 years.
Find a Loan for a Camper Today
You can get a favorable loan with options that fit your unique needs, even if your credit is lower than you'd like. We never judge you for your credit score and always encourage you to keep pursuing your dream. Let us help you. Fill out our application in just five minutes to start the process or contact us to discuss our financing services.
Our Process Is Easy
Our Customers Love Us
We love our customers...
Because customers like you keep referring friends and family, we keep growing!
Years In Business
Team Members
Customers
In Applications
Loan Programs For All
Credit Types
A Company You Can Trust
RV Industry Association Member
We are a contributing and accredited member of the RVIA.
Norton VeriSign Secured
Our online application is secured with the most trusted name in online security.
A+ Better Buisness Bureau Rating
We have the highest possible rating from the Better Business Bureau.
RV Dealer Association Associate Member
We are a contributing and accredited member of the RVDA.
Additional Readings:
Camper Maintenance Guide
There's something special about hitting the open road with your camper and enjoying the great outdoors. Whether you're going for a cross-country trip or visiting your favorite campground, you will make some unforgettable memories. Check out out guide and discover how to maintain your camper so it's always ready for your next adventure.
What Is the Difference Between Hard and Soft Credit Checks?
When you're looking for the perfect recreational vehicle (RV) or boat, you have probably come across the need to pass a credit check. For information about the difference between a hard and soft credit check, read our comprehensive guide.
How Hard Is It to Finance an RV?
Find out how long it will take to get a loan approved, if it is hard to get financed for an RV and whether there is anything you can do to simplify the process. Depending on your situation, it is easy to finance a new or used RV.