Camper Loans With Bad Credit

Camper LOANS
WITh bad credit

We search nationwide for the best RV financing programs.

550 Minimum Score

We have programs for you even if you have past credit issues including past bankruptcies, late payments, or collections.


With our hands on approach and pre-qualification process, we reduce the number of inquires from lenders by only sending you to lenders that match your needs.

No Hidden Fees

None of our lenders charge hidden fee such as pre-payment penalties you'll find on other sites.

Our process is 100% online.

Bad credit can be frustrating, but you can achieve your personal and financial goals with a poor rating. If you have a low credit score and want to look for a camper, it's possible to secure the loan you need. You just have to find the right lender. 

My Financing USA can connect you with a company that gives camper loans to those who have less than stellar credit. Our team works with people who have poor credit to discover programs that embrace them. There is no set minimum for what your credit score must be to receive a camper loan in many states. Our team has the expertise to perform a nationwide search and identify the best financing options for you.

Our team works with people across the 48 contiguous states. A representative will examine your information and look for programs that may make your dream of RV ownership a reality. Many of our clients never imagined they could qualify for a loan, and just a few weeks later, they drive off the lot with their new camper. The excitement of achieving this goal is contagious, and we want to see you do it. 

Getting a Camper Loan With Bad Credit

We follow the same process for every client, regardless of your credit rating. First, fill out our application on our DigiCert Norton VeriSign Secured website. Next, we contact you to discuss your loan. Our team confirms the timeframe you're considering for your purchase and discusses your goals. Our strategy ensures our services align with your expectations. 

When we submit your name to lenders, we do it one at a time, limiting the number of inquiries on your credit and protecting your score. If your application receives three rejections, we'll reengage with you about alternative options. Our credit repair services can raise your rating, which shows lenders you are a reasonable risk.

My Financing USA Provides Camper Loans for Customers With Poor Credit

People with bad credit who want camper trailer loans can receive the assistance they need from My Financing USA. Our unique approach to financing allows you to look for the best deal and then do your camper shopping, knowing that you have secured financing. You can stay within your price range when you search. Our team puts all our resources into finding the lenders that provide the best rates and terms for your situation. 

My Financing USA has outstanding customer satisfaction ratings because we prioritize responding to inquiries and streamlining the application process. Other advantages of working with us include: 

  • Prompt communication throughout the loan process. 
  • Excellent attention to detail. 
  • Flexible rates and terms, which can last up to 20 years. 

Find a Loan for a Camper Today

You can get a favorable loan with options that fit your unique needs, even if your credit is lower than you'd like. We never judge you for your credit score and always encourage you to keep pursuing your dream. Let us help you. Fill out our application in just five minutes to start the process or contact us to discuss our financing services. 

Our Process Is Easy

Our Customers Love Us

We love our customers...

Because customers like you keep referring friends and family, we keep growing!


Years In Business


Team Members



Over $12 Billion

In Applications

Loan Programs For All

Credit Types

  • 550 Minimum Score
  • Terms Up To 20 Years
  • $10k Minimum Loan Amount
  • 2011 or Newer Models (Older case by case)
  • 10-15% Down Preferred
  • Rates Between 7.24% and 19.95%
  • Private Party Purchases OK
  • Dealer Purchases OK
  • Some Collections OK
  • Some Late Payments OK
  • Past Bankruptcy OK
  • Co-Signers OK
  • Recreational Use Only
  • No Full Timers
Your Next Adventure Starts Here

A Company You Can Trust

RV Industry Association Logo

RV Industry Association Member

We are a contributing and accredited member of the RVIA.

Norton VeriSign Secured

Norton VeriSign Secured

Our online application is secured with the most trusted name in online security.

Better Business Bureau A+ Rating

A+ Better Buisness Bureau Rating

We have the highest possible rating from the Better Business Bureau.

RV Dealers Association Memeber

RV Dealer Association Associate Member

We are a contributing and accredited member of the RVDA.

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