Camper Loans With Bad Credit

Camper LOANS
WITh bad credit

We search nationwide for the best RV financing programs.


We search nationwide for the best RV loan rates and terms for you. Even if you have past credit problems.


We reduce inquiries sometimes to zero by pre-qualifying you and only sending you to one matching lender at a time.


Sign and submit your documents right from your smart phone and we can have your application funded in as little as 48 hours!

Stuck at home? So are we!
Our process is 100% online.

Bad credit can be frustrating, but you can achieve your personal and financial goals with a poor rating. If you have a low credit score and want to look for a camper, it's possible to secure the loan you need. You just have to find the right lender. 

My Financing USA can connect you with a company that gives camper loans to those who have less than stellar credit. Our team works with people who have poor credit to discover programs that embrace them. There is no set minimum for what your credit score must be to receive a camper loan in many states. Our team has the expertise to perform a nationwide search and identify the best financing options for you.

Our team works with people across the 48 contiguous states. A representative will examine your information and look for programs that may make your dream of RV ownership a reality. Many of our clients never imagined they could qualify for a loan, and just a few weeks later, they drive off the lot with their new camper. The excitement of achieving this goal is contagious, and we want to see you do it. 

Getting a Camper Loan With Bad Credit

We follow the same process for every client, regardless of your credit rating. First, fill out our application on our DigiCert Norton VeriSign Secured website. Next, we contact you to discuss your loan. Our team confirms the timeframe you're considering for your purchase and discusses your goals. Our strategy ensures our services align with your expectations. 

When we submit your name to lenders, we do it one at a time, limiting the number of inquiries on your credit and protecting your score. If your application receives three rejections, we'll reengage with you about alternative options. Our credit repair services can raise your rating, which shows lenders you are a reasonable risk.

The RV Life with My Financing USA

My Financing USA Provides Camper Loans for Customers With Poor Credit

People with bad credit who want camper trailer loans can receive the assistance they need from My Financing USA. Our unique approach to financing allows you to look for the best deal and then do your camper shopping, knowing that you have secured financing. You can stay within your price range when you search. Our team puts all our resources into finding the lenders that provide the best rates and terms for your situation. 

My Financing USA has outstanding customer satisfaction ratings because we prioritize responding to inquiries and streamlining the application process. Other advantages of working with us include: 

  • Prompt communication throughout the loan process. 
  • Excellent attention to detail. 
  • Flexible rates and terms, which can last up to 20 years. 

Find a Loan for a Camper Today

You can get a favorable loan with options that fit your unique needs, even if your credit is lower than you'd like. We never judge you for your credit score and always encourage you to keep pursuing your dream. Let us help you. Fill out our application in just five minutes to start the process or contact us to discuss our financing services. 

Our Process Is Easy


Apply Online

Use our DigiCert Norton VeriSign Secured website to submit your information.


We Find Your Match

We verify your information and match you with the right nationwide RV loan program.


Sign & Drive!

Sign your closing docs right from your phone then pick up your RV with a check in hand.

Our Customers Love Us

We love our customers...

Because customers like you keep referring friends and family, we keep growing!


Years In Business


Team Members




In Applications

Compare Our RV Loan Programs

Bad Credit RV Financing Program

  • Rates Between 7.95% and 17.99%
  • 550 Minimum Score
  • Must Be Above $10K
  • 10% Down Preferred
  • 2008 or Newer Models (Older case by case)
  • Recreational Use Only
  • Past Bankruptcy OK
  • Some Collections or Late Payments OK
  • Debt Ratio Under 40%

Good Credit RV Financing Program

  • Rates Between 3.49% and 7.95%
  • 680 Minimum Score
  • Must Be Above $10K
  • 10-15% Down Preferred
  • 2009 or Newer Models (Older case by case)
  • Recreational Use Only
  • No Bankruptcies
  • No Recent Late Payments
  • Debt Ratio Under 45%

A Company You Can Trust

RV Industry Association Member

RV Industry Association Member

We are a contributing and accredited member of the RVIA.

Norton VeriSign Secured

Norton VeriSign Secured

Our online application is secured with the most trusted name in online security.

A+ BBB Rating

A+ BBB Rating

We have the highest possible rating from the Better Business Bureau.