RV Financing

RV Financing
Good or Bad Credit

We search nationwide for the best RV financing programs.


We search nationwide for the best RV loan rates and terms for you. Even if you have past credit problems.


We reduce inquiries sometimes to zero by pre-qualifying you and only sending you to one matching lender at a time.


Sign and submit your documents right from your smart phone and we can have your application funded in as little as 48 hours!

Stuck at home? So are we!
Our process is 100% online.

Are you ready to get out and explore the world? Buying a new recreational vehicle (RV) offers a fantastic way to experience travel, allowing you to pack up and go whenever the mood strikes you. Perhaps you've even found an RV or a few options you like. What's the next step to make your dream happen? My Financing USA can help with getting financed for an RV. 

We conduct a nationwide search for the best online RV financing offers. Our services can help you lock in your approvals in just a few hours. You can do it all online, moving you a step closer to your goal of owning a new RV. Imagine taking your family for trips or spending a few days by yourself fishing and enjoying the great outdoors. By sorting through financing options for RVs, we do the hard part for you. Then you get to have fun. 

We offer our services to the contiguous United States. Our simple, secure application process takes just a few minutes to complete. Get started today so you can get on the road. 

Let Us Find the Best RV Loan Financing Options for You

We know you have choices for where to finance an RV. Why should you use us for your RV loan? We offer many advantages, including: 

Low rates: We search to find you the best terms based on your financial health and needs. 
Credit protection: We use pre-qualification to limit the number of inquiries, and we only match you with one lender at a time to protect your credit score. 
Easy approval: We secure quick turnarounds, so you could get your financing approved and all the papers signed within 48 hours. 

If you've faced credit problems in the past, we still want to work with you. Our team can find financing for a new RV purchase for people with good or bad credit. We also offer credit consultation services through a partner who can assist you with credit restoration. 

We also offer a personal touch. Everyone who completes our online application receives a consultation with a real person who can walk you through the financing process and answer your questions. We offer extended service contracts that help you avoid paying for a significant one-time expense. What's more, we also have tire and wheel plans available, including a concierge service that pays for towing and a hotel while you wait for your RV to get fixed. 

The RV Life with My Financing USA

Submit Your Application to Finance an RV 

Our customers love the convenience of applying for new RV financing online. You can fill out the application using your smartphone and even sign the closing documents via DocuSign. We get your check in your hands quickly, allowing you to finance your RV and start planning your adventures. Submit your RV financing application today.

Get in Touch to Apply for a Loan to Finance Your RV Purchase Today

Contact us to learn more about getting financing for a new RV. We can find the best deals from the right vendor companies. Our team is happy to answer your questions and tell you more about My Financing USA. 

Our Process Is Easy

Our Customers Love Us

We love our customers...

Because customers like you keep referring friends and family, we keep growing!


Years In Business


Team Members




In Applications

Compare Our RV Loan Programs

Bad Credit RV Financing Program

  • Rates Between 13.25% and 19.95%
  • 550 Minimum Score
  • Must Be Above $10k
  • 10% Down Preferred
  • 2011 or Newer Models (Older case by case)
  • Purchase from Private Party or Dealership
  • Recreational Use Only
  • Past Bankruptcy OK
  • Some Collections or Late Payments OK
  • Debt Ratio Under 40%

Good Credit RV Financing Program

  • Rates Between 5.99% and 12.74%
  • 700 Minimum Score
  • Must Be Above $10k
  • 15% Down Preferred
  • 2011 or Newer Models (Older case by case)
  • Purchase from Private Party or Dealership
  • Recreational Use Only
  • No Bankruptcies
  • No Recent Late Payments
  • Debt Ratio Under 45%

A Company You Can Trust

RV Industry Association Member

RV Industry Association Member

We are a contributing and accredited member of the RVIA.

Norton VeriSign Secured

Norton VeriSign Secured

Our online application is secured with the most trusted name in online security.

A+ BBB Rating

A+ BBB Rating

We have the highest possible rating from the Better Business Bureau.

Additional Readings:

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How Hard Is It to Finance an RV?

Find out how long it will take to get a loan approved, if it is hard to get financed for an RV and whether there is anything you can do to simplify the process. Depending on your situation, it is easy to finance a new or used RV.

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Guide to Financing an RV

At My Financing USA, we can help make your dreams of RV ownership come true. We can provide financing options to fit your needs, regardless of your credit score. This guide covers how to finance an RV purchase and answers frequently asked questions about the process of securing an RV loan.

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How Long to Finance an RV

Whether you want to go camping at nearby parks and campgrounds or travel around the country, an RV can make vacations more affordable and flexible. If you are considering purchasing an RV but aren't sure whether you can afford it, we can help you find the right financing option at My Financing USA.

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