RV Financing

RV Financing

We search nationwide for the best RV financing programs.

5 Stars on Trustpilot


We search nationwide for the best RV loan rates and terms for you. Even if you have past credit problems.


With our hands on approach and pre-qualification process, we reduce the number of inquires from lenders by only sending you to lenders that match your needs.


Sign and submit your documents right from your smart phone and we can have your application funded in as little as 48 hours!

Our process is 100% online.

Get the Best RV Financing From My Financing USA

My Financing USA stands out from other RV Financing companies. With an A+ rating from the Better Business Bureau and high customer satisfaction ratings, we've developed a sterling reputation that we're proud of. Our personalized service will help you find the best RV loan for your unique circumstances. We work with people who have excellent or poor credit scores to find the loans they want. You'll work with a real person to find the right program for you.

Types of RVs We Finance

My Financing USA finances a wide array of new and used RVs:
Class A Motorhomes
Class B Motorhomes (Campervans)
Class C & Super C Motorhomes
Travel Trailers
Fifth Wheels Campers
Toy Haulers
Destination Trailers
Pop Up Campers
Truck Campers
Tear Drop Campers
Horse Trailers

Not sure which RV is right for you? Check out our comprehensive guide to different types of RVs!

What Type of RV Financing Do We Offer? 

We connect you with vendors that provide flexible loan options that fit your financial needs. Our team pursues the best option for you, searching for competitive rates that you can afford. We secure loans with fixed interest rates and payback terms of up to 20 years. 

The RV Finance companies we recommend for you never charge hidden fees, such as penalties for paying off the loan early. Those with good credit may receive financing without collateral to put down on their loan. We can explore a range of options based on your current financial situation. 

Why Pick My Financing USA for Your RV Financing? 

My Financing USA provides many advantages for our customers. We search nationwide to find the best rates, and we can work with you to find a solution regardless of your credit score. Other benefits of choosing us include: 

  • Simplicity: You can sign your closing documents from your phone. 
  • Fast approval: You can receive funding on your application in as little as 48 to 72 hours. 
  • Credit protection: You can pre-qualify and reduce the number of inquiries we send. 

We also offer extras, such as our tire and wheel program and gap waivers.

Why RV?

When you want to see the country, the best way to do it is in a recreational vehicle (RV). RV ownership offers you the chance to travel and meet new people while bringing all the conveniences of home with you. Your family can pack up and hit the road at a moment's notice, finding new adventures every day and learning from every trip. The RV life is something you will love from the moment you fire up the engine. 

We want to help you achieve your dream of RV ownership and the greater flexibility it offers your life. We provide financing options that fit your needs. Our services help applicants across the contiguous United States find flexible financing options with optimal terms. What's more, our easy and secure application process takes just a few minutes to complete. 

Get Started by Filling Out Your Application

Take five minutes to apply for RV Financing online today to begin living your dream of RV ownership. You can contact us to discuss any questions about our financing process. 

Our Process Is Easy

Our Customers Love Us

We love our customers...

Because customers like you keep referring friends and family, we keep growing!


Years In Business


Team Members



$13.5 Billion

In Applications

Loan Programs For All Credit Types

  • 550 Minimum Score
  • Terms Up To 20 Years
  • $10k Minimum Loan Amount
  • 10-15% Down Preferred
  • Rates Between 6.49% and 19.95%
  • Private Party Purchases OK
  • Dealer Purchases OK
  • Some Collections OK
  • Some Late Payments OK
  • Past Bankruptcy OK
  • Co-Signers OK
  • Recreational Use Only
  • No Full Timers
  • No Park Models, Toterhomes or Schoolies
Your Next Adventure Starts Here

A Company You Can Trust

RV Industry Association Logo

RV Industry Association Member

We are a contributing and accredited member of the RVIA.

Norton VeriSign Secured

Norton VeriSign Secured

Our online application is secured with the most trusted name in online security.

Better Business Bureau A+ Logo

A+ Better Buisness Bureau Rating

We have the highest possible rating from the Better Business Bureau.

RV Dealers Association Logo

RV Dealer Association Associate Member

We are a contributing and accredited member of the RVDA.

Additional Readings:

RV driving on a road with mountains

How Hard Is It to Finance an RV?

Find out how long it will take to get a loan approved, if it is hard to get financed for an RV and whether there is anything you can do to simplify the process. Depending on your situation, it is easy to finance a new or used RV.

Read More
RV driving on a road beside a lake

Guide to Financing an RV

At My Financing USA, we can help make your dreams of RV ownership come true. We can provide financing options to fit your needs, regardless of your credit score. This guide covers how to finance an RV purchase and answers frequently asked questions about the process of securing an RV loan.

Read More
rv with lake view

How Long to Finance an RV

Whether you want to go camping at nearby parks and campgrounds or travel around the country, an RV can make vacations more affordable and flexible. If you are considering purchasing an RV but aren't sure whether you can afford it, we can help you find the right financing option at My Financing USA.

Read More