Pontoon Boat Financing

Pontoon Boat Financing

We search nationwide for the best pontoon boat financing programs.



NATIONWIDE
LOW RATES

We search nationwide for the best boat loan rates and terms for you. Even if you have past credit problems.



FAST, eASy
APPROVAL

Sign and submit your documents right from your smart phone and we can have your application funded in as little as 48 hours!



PROTECT
YOUR CREDIT

With our hands on approach and pre-qualification process, we reduce the number of inquires from lenders by only sending you to lenders that match your needs.

Your Adventure Begins Here.

Pontoon boats make quite an impression as they cruise around the lake. With many uses, from fishing to watersports, and a unique appearance, they could become your favorite way to get around. Piloting a pontoon boat provides endless opportunities for fun with family and friends. If you have ever thought about buying a new or used pontoon, now may be the right time. 

How to Finance Your Pontoon

Our simple financing process can get you behind the wheel quickly. You can get started by filling out our online application. Next, your loan officer will reach out to find out about your goals and they will review your application to match you with a lender that fits your needs.

At My Financing USA, we keep the lines of communication open throughout the entire financing process. Our representatives search for the right loan and present the options we discover, including the terms and rates of the loan. If your application gets rejected, we can submit it to other lenders. 

Seas The Day

Why Choose Us for Pontoon Financing?

As the top rated Motorhome finance company, working with us has many benefits. We can assist people with good, bad and average credit scores, providing the flexibility you desire. Other advantages to working with My Financing USA include: 

  • Fast turnaround: We can have your application funded in as little as 48 hours!
  • Pre-qualification: We reduce the number of inquires from lenders by only sending you to lenders that match your needs.
  • Nationwide Low Rates: We have an extensive list of lender that we work with for get the best rate for you.

Apply Now!

It only takes five minutes to submit your application for pontoon boat financing. Fill out an application now, and contact us if you have any questions about My Financing USA's services. 

Our Process Is Easy

1

Apply Online

Use our DigiCert Secured website to submit your information.

2

We Find Your Match

We verify your information and match you with the right nationwide boat loan program.

3

Sign & Sail!

Sign your closing docs right from your phone then pick up your boat with a check in hand.

Our Customers Love Us

We love our customers...

Because customers like you keep referring friends and family, we keep growing!

20

Years In Business

$12 Billion

In Applications

309K

Customers

Loan Programs For All Credit Types

  • 550 Minimum Score
  • Terms Up To 20 Years
  • $10k Minimum Loan Amount
  • 10-15% Down Preferred
  • Rates Between 6.24% and 19.95%
  • Private Party Purchases OK
  • Dealer Purchases OK
  • Some Collections OK
  • Some Late Payments OK
  • Past Bankruptcy OK
  • Co-Signers OK
  • Recreational Use Only
  • No Full Timers
Your Next Adventure Starts Here

A Company You Can Trust

National Marine Lenders Association Logo

National Marine Lenders Association

We are a contributing and accredited member of the NMLA.

5 Star TrustPilot Rating

5 Star Rated On Trustpilot

We are the highest rated RV & boat lender in the USA.

Better Business Bureau Logo

Better Business Bureau

We have the highest possible rating from the Better Business Bureau.

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