Bass Boat Financing

Bass Boat Financing

We search nationwide for the best bass boat financing programs.

Trustpilot 5 stars


We search nationwide for the best boat loan rates and terms for you. Even if you have past credit problems.


Sign and submit your documents right from your smart phone and we can have your application funded in as little as 48 hours!


With our hands on approach and pre-qualification process, we reduce the number of inquires from lenders by only sending you to lenders that match your needs.

Do you love to fish? Getting out on the water and enjoying your favorite hobby sounds like the best way to spend your free time. Imagine how much fishing you could do after purchasing a bass boat. With your own boat, you can hit the water any day of the week. If you think buying a boat is beyond your means or your credit is too low to secure financing, we have good news. 

We've helped thousands of people just like you find loans to buy the boats, recreational vehicles, campers, and other items of their dreams. My Financing USA works with people with diverse credit scores to help them discover lenders who want to make a deal. Our services can connect you to the best financing options, ensuring you find favorable rates and terms. 

Who Is My Financing USA? 

We offer financing services to people across the 48 contiguous states and Alaska. Our team sources loans by working with lenders to identify the right fit for our customers. If you have poor credit or have not been able to secure financing in the past, our team can refer you to credit repair consulting services to help you achieve your dream of boat ownership. 

You'll see the value in receiving more financing choices when you work with us. We can pre-qualify you for a loan so that you know the amount you can spend. You also enjoy the flexibility of buying from a dealer or a private owner.

Seas The Day

Why Choose Us for Bass Boat Financing?

As the top rated Bass Boat finance company, working with us has many benefits. We can assist people with good, bad and average credit scores, providing the flexibility you desire. Other advantages to working with My Financing USA include: 

  • Fast turnaround: We can have your application funded in as little as 48 hours!
  • Pre-qualification: We reduce the number of inquires from lenders by only sending you to lenders that match your needs.
  • Nationwide Low Rates: We have an extensive list of lender that we work with for get the best rate for you.

Fill Out an Application for New or Used Bass Boat Financing

Climb into your new bass boat soon. Take five minutes to fill out our application, or contact us with any questions. 

Our Process Is Easy


Apply Online

Use our DigiCert Secured website to submit your information.


We Find Your Match

We verify your information and match you with the right nationwide boat loan program.


Sign & Sail!

Sign your closing docs right from your phone then pick up your boat with a check in hand.

Our Customers Love Us

We love our customers...

Because customers like you keep referring friends and family, we keep growing!


Years In Business

$13.5 Billion

In Applications



Loan Programs For All Credit Types

  • 550 Minimum Score
  • Terms Up To 20 Years
  • $10k Minimum Loan Amount
  • 10-15% Down Preferred
  • Rates Between 6.49% and 19.95%
  • Private Party Purchases OK
  • Dealer Purchases OK
  • Some Collections OK
  • Some Late Payments OK
  • Past Bankruptcy OK
  • Co-Signers OK
  • Recreational Use Only
  • No Full Timers
Your Next Adventure Starts Here

A Company You Can Trust

National Marine Lenders Association Logo

National Marine Lenders Association

We are a contributing and accredited member of the NMLA.

5 Star TrustPilot Rating

5 Star Rated On Trustpilot

We are the highest rated RV & boat lender in the USA.

Better Business Bureau Logo

Better Business Bureau

We have the highest possible rating from the Better Business Bureau.

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