Yacht Financing

Yacht Financing 

We search nationwide for the best yacht loan programs.


We search nationwide for the best yacht financing rates and terms for you. Even if you have past credit problems.


With our hands on approach and pre-qualification process, we reduce the number of inquires from lenders by only sending you to lenders that match your needs.


Sign and submit your documents right from your smart phone and we can have your application funded in as little as 48 hours!

Get the Best Yacht Financing From My Financing USA

Whether you buy a new or used yacht, your best bet for Yacht financing My Financing USA. With Yacht Financing up to $5,000,000, we can connect you to the right lender for your financial goals.

We source financing for our clients by reaching out to lenders and finding the best rates and terms for the loan. You enjoy greater flexibility, allowing you to determine which offer works best with your financial situation. We offer services in the 48 contiguous states and Alaska. You could close on your yacht within days with My Financing USA.

Find the Best Yacht Loan Options 

We believe you deserve a choice in your financing. When you take out a loan through a dealership, you have limited options. They pick what they offer you, and they already know you want to buy from them. We give you more control. 

You can buy from any place you prefer, including a dealer or an owner at a private marina. Whatever you choose, you can feel confident knowing you found the best rates and terms.

Set sail in style

Financing a New or Used Yacht Is Easy With My Financing USA 

Our customers appreciate the convenience of working with us. We do every part of the process online. You can complete your application at home and even sign the closing documents on your phone using DocuSign. Our team prioritizes every customer with fast response times of 48 to 72 hours after your initial inquiry. 

We Can Match You With Yacht Financing Companies

We work with people who have good and bad credit. Our approach minimizes the number of inquiries we make to protect your credit score, too. Our team can help you identify why you receive rejections and implement our credit repair program for those with poor credit. 

People enjoy working with us. We make the process move quickly and get you the answers and financing you seek. You can read over our strong reviews and see for yourself why people do business with us again and again. Other benefits of using our services include: 

  • We have an A+ rating from the Better Business Bureau. 
  • We use a DigiCert Norton VeriSign Secured website to keep your information secure. 
  • We have an actual person contact you early on to discuss your goals. 

Fill Out an Online Application for Financing a New or Used Yacht

We want to help you as quickly as possible. Fill out an online application today — it only takes five minutes to apply. Contact us if you have any questions.

Our Process Is Easy

Apply Online
We Match You With The Perfect Loan
Sign Your Contacts And Take Ownership

Our Customers Love Us

We love our customers...

Because customers like you keep referring friends and family, we keep growing!


Years In Business


Team Members



Over $12 Billion

In Applications

Loan Programs For All

Credit Types

  • 550 Minimum Score
  • Terms Up To 20 Years
  • $10k Minimum Loan Amount
  • 2011 or Newer Models (Older case by case)
  • 10-15% Down Preferred
  • Rates Between 7.24% and 19.95%
  • Private Party Purchases OK
  • Dealer Purchases OK
  • Some Collections OK
  • Some Late Payments OK
  • Past Bankruptcy OK
  • Co-Signers OK
  • Recreational Use Only
  • No Full Timers
Your Next Adventure Starts Here

A Company You Can Trust

National Marine Lenders Association

NMLA Member

We are a contributing and accredited member of the NMLA.

Norton VeriSign Secured

Norton VeriSign Secured

Our online application is secured with the most trusted name in online security.

Better Business Bureau A+ Logo

A+ BBB Rating

We have the highest possible rating from the Better Business Bureau.

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