Yacht Financing

Yacht Financing 

We search nationwide for the best yacht loan programs.

Trustpilot 5 stars



NATIONWIDE
LOW RATES

We search nationwide for the best yacht financing rates and terms for you. Even if you have past credit problems.



FAST, eASy
APPROVAL

Sign and submit your documents right from your smart phone and we can have your application funded in as little as 48 hours!



PROTECT
YOUR CREDIT

With our hands on approach and pre-qualification process, we reduce the number of inquires from lenders by only sending you to lenders that match your needs.

Your Adventure Starts Here.

Whether you buy a new or used yacht, your best bet for Yacht financing My Financing USA. With Yacht Financing up to $5,000,000, we can connect you to the right lender for your financial goals.

We source financing for our clients by reaching out to lenders and finding the best rates and terms for the loan. You enjoy greater flexibility, allowing you to determine which offer works best with your financial situation. We offer services in the 48 contiguous states and Alaska. You could close on your yacht within days with My Financing USA.

Find the Best Yacht Loan Options 

We believe you deserve a choice in your financing. When you take out a loan through a dealership, you have limited options. They pick what they offer you, and they already know you want to buy from them. We give you more control. 

You can buy from any place you prefer, including a dealer or an owner at a private marina. Whatever you choose, you can feel confident knowing you found the best rates and terms.

Set sail in style

Why Choose Us for Yacht Financing?

As the top rated Yacht finance company, working with us has many benefits. We can assist people with good, bad and average credit scores, providing the flexibility you desire. Other advantages to working with My Financing USA include: 

  • Fast turnaround: We can have your application funded in as little as 48 hours!
  • Pre-qualification: We reduce the number of inquires from lenders by only sending you to lenders that match your needs.
  • Nationwide Low Rates: We have an extensive list of lender that we work with for get the best rate for you.

Apply Online To Finance a New or Used Yacht

We want to help you as quickly as possible. Fill out an online application today — it only takes five minutes to apply. Contact us if you have any questions.

Our Process Is Easy

1

Apply Online

Use our DigiCert Secured website to submit your information.

2

We Find Your Match

We verify your information and match you with the right nationwide Yacht Financing program.

3

Sign & Sail!

Sign your closing docs right from your phone then pick up your Yacht with a check in hand.

Our Customers Love Us

We love our customers...

Because customers like you keep referring friends and family, we keep growing!

20

Years In Business

$13.5 Billion

In Applications

320K

Customers

Loan Programs For All Credit Types

  • 550 Minimum Score
  • Terms Up To 20 Years
  • $10k Minimum Loan Amount
  • 10-15% Down Preferred
  • Rates Between 6.49% and 19.95%
  • Private Party Purchases OK
  • Dealer Purchases OK
  • Some Collections OK
  • Some Late Payments OK
  • Past Bankruptcy OK
  • Co-Signers OK
  • Recreational Use Only
  • No Full Timers
  • No Park Models, Toterhomes or Schoolies
Your Next Adventure Starts Here

A Company You Can Trust

National Marine Lenders Association Logo

National Marine Lenders Association

We are a contributing and accredited member of the NMLA.

5 Star TrustPilot Rating

5 Star Rated On Trustpilot

We are the highest rated RV & boat lender in the USA.

Better Business Bureau Logo

Better Business Bureau

We have the highest possible rating from the Better Business Bureau.

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