Florida RV Loans

Florida RV Loans

We search nationwide for the best RV financing programs.

Trustpilot 5 stars


We search nationwide for the best RV loan rates and terms for you. Even if you have past credit problems.


Sign and submit your documents right from your smart phone and we can have your application funded in as little as 48 hours!


With our hands on approach and pre-qualification process, we reduce the number of inquires from lenders by only sending you to lenders that match your needs.

Florida has thousands of miles of land to explore. From swamps and state parks to Disney World and the Kennedy Space Center, Florida features some of the most famous places in the world built alongside natural attractions. Everyone dreams of vacationing in Florida because of the warm weather and sunny beaches. Imagine exploring Florida at your own pace in a recreational vehicle (RV).

With an RV, you can travel across the state and neighboring places like Alabama and Georgia to see all the sights you want to explore. Cruise to Key West or dash down to Orlando. With an RV, every weekend can become an adventure. 

Are you concerned about finding RV finance options in Florida? My Financing USA can help. We connect people just like you with the right lenders to get a loan for their new RV, even if they have poor credit. Our team has assisted clients with past bankruptcies and late payments to help them qualify for RV financing in Florida. We'd love to aid you, too. 

How Does Our Process Work?   

You can lock in your RV financing in three easy steps: 

Fill out your online application: We use a DigiCert Secured website, so all the information you submit remains protected. 

Receive a match: After we verify your information, we submit you lenders that match your needs.

Sign: You can fill out the closing documents on your phone using DocuSign. 
We respond within 48 to 72 hours of receiving your application.  


Why Choose My Financing USA? 

Conducting business entirely online is convenient and easy. Plus, you can secure a loan without carving time out of your schedule to meet with your lender. We offer a pre-qualification option, which allows you to qualify for a loan before applying. It's easier to shop for an RV when you know your budget ahead of time. 

Other benefits of selecting My Financing USA for RV financing include: 

  • Outstanding reputation: We have an A+ rating from the Better Business Bureau and glowing reviews from our customers. 
  • Excellent rates: We look for the lowest rates available in Florida. 
  • No hidden fees: What you see is what you get because our lenders offer straightforward terms. 
  • Choice: You can use your loan to buy a new RV from a dealership or a used model from a private seller.

We Offer Bad Credit RV Financing in Florida

Getting RV financing with bad credit is possible when you use My Financing USA. Hard inquiries can further damage your credit, so our team can target programs we believe you'll qualify for.

Fill Out an Application for RV Financing in Florida

Applying for bad credit RV loans only takes five minutes. Fill out our application now, and contact us with questions about My Financing USA's services. 

Our Process Is Easy


Apply Online

Use our DigiCert Secured website to submit your information.


We Find Your Match

We verify your information and match you with the right nationwide RV loan program.


Sign & Drive!

Sign your closing docs right from your phone then pick up your RV with a check in hand.

Our Customers Love Us

We love our customers...

Because customers like you keep referring friends and family, we keep growing!


Years In Business

$13.5 Billion

In Applications



Loan Programs For All Credit Types

  • 550 Minimum Score
  • Terms Up To 20 Years
  • $10k Minimum Loan Amount
  • 10-15% Down Preferred
  • Rates Between 6.49% and 19.95%
  • Private Party Purchases OK
  • Dealer Purchases OK
  • Some Collections OK
  • Some Late Payments OK
  • Past Bankruptcy OK
  • Co-Signers OK
  • Recreational Use Only
  • No Full Timers
  • No Park Models, Toterhomes or Schoolies
Your Next Adventure Starts Here

A Company You Can Trust

RV Industry Association Logo

RV Industry Association

We are a contributing and accredited member of the RVIA.

RV Dealers Association Logo

RV Dealer Association

We are a contributing and accredited member of the RVDA.

5 Star TrustPilot Rating

5 Star Rated On Trustpilot

We are the highest rated RV & boat lender in the USA.

Better Business Bureau Logo

Better Business Bureau

We have the highest possible rating from the Better Business Bureau.

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