Bad Credit RV Loans

BAD Credit RV Loans

We search for the best RV financing programs for all credit types.



550 Minimum Score

We ignore many types of collections, late payments or past bankruptcy including medical and student loan debt.



PROTECT
YOUR CREDIT

We reduce inquiries sometimes to zero by pre-qualifying you and only sending you to one matching lender at a time.



No Hidden Fees

None of our lenders charge hidden fee such as pre-payment penalties you'll find on other sites.

RV Financing For Past Credit Issues

Whether you have great credit or bad credit , we give your RV financing application a fair shake. We'll do everything we can to find an RV loan program for you or our services are totally free.

Get Started Now for a free RV loan quote and see what rate we can offer you.

Save your credit from excessive inquiries by applying with My Financing USA. No more need to apply at multiple dealerships!

The RV Life with My Financing USA

Our Process Is Easy

1

Apply Online

Use our Norton VeriSign Secured website to submit your information.

2

We Find Your Match

We verify your information and match you with the right nationwide RV loan program.

3

Sign & Drive!

Sign your closing docs right from your phone then pick up your RV with a check in hand.

RV Loan Payment Estimates

See just how low your payments can be with our bad credit RV financing programs using today's RV loan rates.

Scores 650 - 679

$10,000
as low as

$119

Monthly
7.90%

$25,000
as low as

$215

Monthly
7.90%

$50,000
as low as

$474

Monthly
7.90%


Scores 630 - 649

$10,000
as low as

$155

Monthly
13.99%

$25,000
as low as

$287

Monthly
13.99%

$50,000
as low as

$655

Monthly
13.99%


Scores 550 - 629

$10,000
as low as

$180

Monthly
17.95%

$25,000
as low as

$339

Monthly
17.95%

$50,000
as low as

$803

Monthly
17.95%

All program are subject to credit approval and may change at any time. Not available in all states. Payments shown are real examples of potential payments. Your final payment may be different base on a number of factors including credit factors, age of the collateral, taxes and fees, and your down payment.

Our Customers Love Us

We love our customers...

Because customers like you keep referring friends and family, we keep growing!

17

Years In Business

41

Team Members

233,041

Customers

$4,942,428,683

In Applications

Bad Credit RV Loan Program Guide

Program Highlights

  • Rates As Low As 7.90%
  • Terms Up To 15 Years
  • Reduced Credit Inquiries
  • Buyer Freedom (Buy From Any Seller)
  • Free RV Value Checker
  • Expert, Friendly, Loan Officers
  • 24 Hours Approval Timeline
  • Express Funding In 72 Hours

Program Requirements

  • 550 Minimum Score
  • Must Be Above $7.5K
  • 10% Down Preferred
  • 2009 or Newer Models (Older case by case)
  • Recreational Use Only
  • Past Bankruptcy OK
  • Some Collections or Late Payments OK
  • Debt Ratio Under 40%

A Company You Can Trust

RV Industry Association Member

RV Industry Association Member

We are a contributing and accredited member of the RVIA.

Norton VeriSign Secured

Norton VeriSign Secured

Our online application is secured with the most trusted name in online security.

A+ BBB Rating

A+ BBB Rating

We have the highest possible rating from the Better Business Bureau.

30 Day Rate Guarantee

When it comes to RV Loans, we make it simple. Lock in your rate today for 30 days!