Boat Financing Rates & Terms

Boat Loan Rates & Payments

We search nationwide for the best boat loan rates.

Today's Lowest Boat Loan Rates

We have boat financing programs for all different kinds of credit situations.

as low as

3.79%

800+

as low as

3.99%

680 - 799

as low as

9.95%

630 - 679

as low as

17.95%

550 - 629

Our boat loan rates are based on a variety of factors including the amount you are financing, the age and type of boat you are financing, your location, and your credit history. Some rates may be adjusted for lower terms upon request. Rates and terms are subject to change. No houseboats or racing boats. Approvals good for 30 days.


Longest Boat Financing Terms Available

Extend the term of your boat loan to the max with no pre-payment penalty!

as long as

20 Years

$100K+

as long as

15 Years

$25K - $99K

as long as

12 Years

$20K - $24K

as long as

10 Years

$7.5K - $19K

We offer boat financing terms from 60 months (5 years) up to 240 months (20 years) depending on the amount you are financing, the age of the boat, and your credit history. We offer the longest boat loan term possible, as there are no prepayment penalties with any of our loans. This allows you to pay off your boat loan as quickly as you like while always having the option of the lowest payment.

Real Boat Loan Payments

For customers with credit scores above 680.

$10,000
as low as

$94

Monthly
5.25%

$25,000
as low as

$197

Monthly
4.99%

$50,000
as low as

$376

Monthly
4.74%

Real Boat Loan Payments

For customers with credit scores between 650 and 679.

$10,000
as low as

$119

Monthly
7.90%

$25,000
as low as

$215

Monthly
7.90%

$50,000
as low as

$474

Monthly
7.90%

Real Boat Loan Payments

For customers with credit scores between 630 and 649.

$10,000
as low as

$155

Monthly
13.99%

$25,000
as low as

$287

Monthly
13.99%

$50,000
as low as

$665

Monthly
13.99%

Real Boat Loan Payments

For customers with credit scores between 550 and 629.

$10,000
as low as

$180

Monthly
17.95%

$25,000
as low as

$339

Monthly
17.95%

$50,000
as low as

$803

Monthly
17.95%

All programs are subject to credit approval and may change at any time. Not available in all states. Payments shown are real examples of potential payments. Your final payment may be different base on a number of factors including credit, age of the collateral, taxes and fees, and your down payment.