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How A Credit Inquiry Affects My Score

Having several inquiries can reduce your overall credit score and affect your RV or boat loan approval. Lenders use your credit report to conduct a risk assessment. Inquiries can affect their decision to offer a loan to you. Too many hard inquiries in a short period of time can be concerning to lenders. That's because multiple hard inquiries may add up to numerous new accounts. This may make the lenders feel you are taking on too much debt or having financial difficulties. A credit inquiry would typically remain on your report for 24 months.

Most Recent Articles

As winter approaches, it's time to begin preparing your travel trailer for cold weather and invading creatures — a process known as winterization. We'll show you the steps to winterize your travel trailer and provide additional tips so when spring rolls around, your trailer is in the same condition that you left it.

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Winterizing is a critical part of RV ownership as it protects you from frozen pipes and rodent infestations, both of which are problems that can cause thousands of dollars in damage. Learn the steps to winterize a camper for winter living when away from home.

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Winterizing your motorhome or RV is critical to avoiding damage and ensuring it will be ready to be used again in the springtime. Learn why winterizing your motorhome is so important, how to winterize your RV or motorhome and when it should be done.

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At My Financing USA, we can help make your dreams of RV ownership come true. We can provide financing options to fit your needs, regardless of your credit score. This guide covers how to finance an RV purchase and answers frequently asked questions about the process of securing an RV loan.

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Before purchasing your boat, it's beneficial to know how many years boat financing is and how much you can expect to spend over the term of your loan. Here's our guide on boat financing to help!

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Whether you want to go camping at nearby parks and campgrounds or travel around the country, an RV can make vacations more affordable and flexible. If you are considering purchasing an RV but aren't sure whether you can afford it, we can help you find the right financing option at My Financing USA.

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