Camper Loans With Good Credit

Camper LOANS
WITh good credit

We search nationwide for the best RV financing programs.

Trustpilot 5 stars


We search nationwide for the best RV loan rates and terms for you. Even if you have past credit problems.


Sign and submit your documents right from your smart phone and we can have your application funded in as little as 48 hours!


With our hands on approach and pre-qualification process, we reduce the number of inquires from lenders by only sending you to lenders that match your needs.

Buying a camper means enjoying the freedom of exploring the country at your own pace. When you own a camper, you can plan your routes based on where you want to go. Every day brings excitement as you set off on a new adventure. Can you imagine yourself driving a camper to new places and seeing new things every day? My Financing USA can help you make that vision come true. Camper ownership is within your reach. 

If you have excellent credit, we want to find a camper loan for you. My Financing USA provides financing services that connect prospective buyers with lenders who offer favorable terms on their loans. You can enjoy the flexibility you need and receive the best terms and conditions on your loan. Many of our lenders allow up to 20 years to pay off your loan, giving you plenty of time to make payments while you enjoy the camper life. 

We work with customers who have high and low credit ratings to find a loan that meets their needs. We can even pre-qualify you for loan programs from lenders that may match your expectations. This practice eliminates the need for a credit inquiry and protecting your credit score. Our team provides exceptional customer service, too, taking care of you and prioritizing your concerns throughout the loan application process. 

How Can I Apply for a Camper Loan?

We offer a three-step application process: 

1. Use our secure website to enter the requested information and outline your ideal timeframe for purchasing your camper. 
2. Verify your information and bring up any other goals before our team tries to find a matching lender based on the information you share with us. 
3. Choose the right lender that offers the most favorable terms for your loan and sign your closing documents on your phone to receive the funding for your purchase. 

Why Choose My Financing USA to Find a Camper Loan? 

Our outstanding reputation across the industry stems from our commitment to customer service and delivering on our promises. Our customers appreciate our prompt responses to their questions and concerns. We prioritize communication so that you always know where we are in the process and what steps come next. 

By reducing inquiries on your credit, we protect your good credit score. We also give you more choices. If you get financing through a dealer, their loans lock you into their rates and have no flexibility. When you come to us, you can find options to suit your needs, allowing you to buy from a dealer or a private owner. Our process is painless, and the information submitted on our website stays secure. 

If You Have Good Credit, We Can Help You Find a Loan

M Financing USA makes dreams come true. We can facilitate camper loans for people with all ranges of credit scores. We serve the 48 contiguous states, and our team wants to help you, too. Fill out an application in just five minutes, or get in touch with us to learn more about our capabilities. 

Our Process Is Easy


Apply Online

Use our DigiCert Secured website to submit your information.


We Find Your Match

We verify your information and match you with the right nationwide RV loan program.


Sign & Drive!

Sign your closing docs right from your phone then pick up your RV with a check in hand.

Our Customers Love Us

We love our customers...

Because customers like you keep referring friends and family, we keep growing!


Years In Business

$13.5 Billion

In Applications



Loan Programs For All Credit Types

  • 550 Minimum Score
  • Terms Up To 20 Years
  • $10k Minimum Loan Amount
  • 10-15% Down Preferred
  • Rates Between 6.49% and 19.95%
  • Private Party Purchases OK
  • Dealer Purchases OK
  • Some Collections OK
  • Some Late Payments OK
  • Past Bankruptcy OK
  • Co-Signers OK
  • Recreational Use Only
  • No Full Timers
Your Next Adventure Starts Here

A Company You Can Trust

RV Industry Association Logo

RV Industry Association

We are a contributing and accredited member of the RVIA.

RV Dealers Association Logo

RV Dealer Association

We are a contributing and accredited member of the RVDA.

5 Star TrustPilot Rating

5 Star Rated On Trustpilot

We are the highest rated RV & boat lender in the USA.

Better Business Bureau Logo

Better Business Bureau

We have the highest possible rating from the Better Business Bureau.

Additional Readings:

Camper Maintenance Guide

Camper Maintenance Guide

There's something special about hitting the open road with your camper and enjoying the great outdoors. Whether you're going for a cross-country trip or visiting your favorite campground, you will make some unforgettable memories. Check out out guide and discover how to maintain your camper so it's always ready for your next adventure.

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What Is the Difference Between Hard and Soft Credit Checks?
How Does a Credit Inquiry Affect My Score?

How Does A Credit Inquiry Affect My Score?

Having several inquiries can reduce your overall credit score and affect your RV or boat loan approval. Lenders use your credit report to conduct a risk assessment. Inquiries can affect their decision to offer a loan to you.

Read More