Boat Loans - Financing Good or Bad Credit

Boat Loans
Good or Bad Credit

We search nationwide for the best boat financing programs.



NATIONWIDE
LOW RATES

We search nationwide for the best boat loan rates and terms for you. Even if you have past credit problems.



PROTECT
YOUR CREDIT

We reduce inquiries sometimes to zero by pre-qualifying you and only sending you to one matching lender at a time.



FAST, eASy
APPROVAL

Sign and submit your documents right from your smart phone and we can have your application funded in as little as 48 hours!

Stuck at home? So are we!
Our process is 100% online.

Only The Best Boat Loan Service

At My Financing USA, we know boating is not just a luxury, it is a way of life. That's why our mission has always been to provide the best boat loan programs to customers no matter what their credit score is.

If we can't get you approved on the first try, we offer a free credit consultation to help you learn how to improve your chances and save more money in the future.

Kid jumping off a boat financed by My Financing USA

Our Process Is Easy

1

Apply Online

Use our DigiCert Norton VeriSign Secured website to submit your information.

2

We Find Your Match

We verify your information and match you with the right nationwide boat loan program.

3

Sign & Drive!

Sign your closing docs right from your phone then pick up your boat with a check in hand.

Our Customers Love Us

We love our customers...

Because customers like you keep referring friends and family, we keep growing!

17

Years In Business

41

Team Members

233,041

Customers

$4,942,428,683

In Applications

Compare Our Boat Loan Programs

Bad Credit Boat Financing Program

  • Rates Between 7.95% and 17.99%
  • 570 Minimum Score
  • Must Be Above $10K
  • 10% Down Preferred
  • 2009 or Newer Models (Older case by case)
  • Recreational Use Only
  • Past Bankruptcy OK
  • Some Collections or Late Payments OK
  • Debt Ratio Under 40%

Good Credit Boat Financing Program

  • Rates Between 3.79% and 7.95%
  • 680 Minimum Score
  • Must Be Above $10K
  • 10-15% Down Preferred
  • 2009 or Newer Models (Older case by case)
  • Recreational Use Only
  • No Bankruptcies
  • No Recent Late Payments
  • Debt Ratio Under 45%
  • No Payments Up To 90 Days

A Company You Can Trust

RV Industry Association Member

RV Industry Association Member

We are a contributing and accredited member of the RVIA.

Norton VeriSign Secured

Norton VeriSign Secured

Our online application is secured with the most trusted name in online security.

A+ BBB Rating

A+ BBB Rating

We have the highest possible rating from the Better Business Bureau.