Colorado Boat Loans

COLORADO BOAT LOANS

We search for the best boat financing programs for all credit types.



550 Minimum Score

We ignore many types of collections, late payments or past bankruptcy including medical and student loan debt.



PROTECT
YOUR CREDIT

We reduce inquiries sometimes to zero by pre-qualifying you and only sending you to one matching lender at a time.



No Hidden Fees

None of our lenders charge hidden fee such as pre-payment penalties you'll find on other sites.

Stuck at home? So are we!
Our process is 100% online.

Colorado has some of the country's most beautiful scenery. Imagine taking it in from the deck of your own boat. Whether you want to go fishing with friends or waterskiing with family, you can enjoy every fun opportunity when you purchase a boat. Ownership is possible with your best option for a new boat loan in Colorado.

My Financing USA finds the right lender for your financial situation. We identify programs that may work for your unique circumstances and give you the chance to choose your lender. Our team finds lenders that offer outstanding rates and conditions, and we can get fast approval on your application. Whether you have good or bad credit, we're the right choice. 

Enjoy Our Easy and Secure Application Process

We make our online application process simple. It only takes five minutes to fill out our application. You can feel confident that your information is safe on our secure website. After you submit your application, an actual person will reach out to verify your information and discuss your goals for the process. 

Next, we submit your name to lenders one at a time. Doing so limits the number of hard inquiries on your credit and protects your score. Once you receive approval, you can sign the documents from anywhere with DocuSign. You'll hear from one of our representatives within 72 hours of submitting your application. 

We Find the Best New and Used Boat Loans in Colorado 


You have many choices for boat financing. Why pick My Financing USA? We've developed a proven track record over our 17 years in business. We earned an A+ rating from the Better Business Bureau and have many customer reviews praising our transparency and responsiveness. Other reasons to work with us include: 

• Fast approvals. 
• Credit protection. 
• Flexibility. 
• Greater choice.
• Low rates. 

My Financing USA Boat Loans

Find Fantastic Terms for Boat Financing

Many of our customers consider the length of their payment period when they apply for boat financing in Colorado. Our lenders offer terms of five years to 20 years, depending on how much money you need to finance. The higher the number, the longer the duration. Often, you can pay off your loan early without extra charges, so you can pay off as much as you want at an accelerated pace. 

Securing Boat Loans With Bad Credit

You can receive approval for a boat loan, even if your credit rating is lower than ideal. We work with lenders that finance loans for people with low credit scores. If you have a minimum score of 550 and your debt ratio is under 40%, you're still a likely candidate for a boat loan. 

Our lenders understand that no one is perfect. You can secure a boat loan even if you've made late payments in the past or filed for bankruptcy. If you continue to receive rejections, we can work with you to determine the cause and help you remedy it. 

Finance a Boat in Colorado Today

Get the boat you want fast. Submit your five-minute application today, or get in touch with us to discuss your questions. 

Our Process Is Easy

1

Apply Online

Use our DigiCert Norton VeriSign Secured website to submit your information.

2

We Find Your Match

We verify your information and match you with the right nationwide boat loan program.

3

Sign & Drive!

Sign your closing docs right from your phone then pick up your boat with a check in hand.

Our Customers Love Us

We love our customers...

Because customers like you keep referring friends and family, we keep growing!

17

Years In Business

41

Team Members

327,107

Customers

$9,112,887,357

In Applications

Boat Loan Payment Estimates

See just how low your payments can be with our bad credit boat financing programs using today's boat loan rates.

Scores 650 - 679

$10,000
as low as

$119

Monthly
7.90%

$25,000
as low as

$215

Monthly
7.90%

$50,000
as low as

$474

Monthly
7.90%


Scores 630 - 649

$10,000
as low as

$155

Monthly
13.99%

$25,000
as low as

$287

Monthly
13.99%

$50,000
as low as

$655

Monthly
13.99%


Scores 550 - 629

$10,000
as low as

$180

Monthly
17.95%

$25,000
as low as

$339

Monthly
17.95%

$50,000
as low as

$803

Monthly
17.95%

All program are subject to credit approval and may change at any time. Not available in all states. Payments shown are real examples of potential payments. Your final payment may be different base on a number of factors including credit factors, age of the collateral, taxes and fees, and your down payment.

Bad Credit Boat Loan Program Guide

Program Highlights

  • Rates As Low As 6.95%
  • Terms Up To 15 Years
  • Reduced Credit Inquiries
  • Buyer Freedom (Buy From Any Seller)
  • Free Boat Value Checker
  • Expert, Friendly, Loan Officers
  • 24 Hours Approval Timeline
  • Express Funding In 72 Hours

Program Requirements

  • 550 Minimum Score
  • Must Be Above $10K
  • 10% Down Preferred
  • 2008 or Newer Models (Older case by case)
  • Recreational Use Only
  • Past Bankruptcy OK
  • Some Collections or Late Payments OK
  • Debt Ratio Under 40%

A Company You Can Trust

RV Industry Association Member

RV Industry Association Member

We are a contributing and accredited member of the RVIA.

Norton VeriSign Secured

Norton VeriSign Secured

Our online application is secured with the most trusted name in online security.

A+ BBB Rating

A+ BBB Rating

We have the highest possible rating from the Better Business Bureau.

30 Day Rate Guarantee

When it comes to Boat Loans, we make it simple. Lock in your rate today for 30 days!