Colorado Boat Loans


We search for the best boat financing programs for all credit types.

Trustpilot 5 stars


We search nationwide for the best boat loan rates and terms for you. Even if you have past credit problems.


Sign and submit your documents right from your smart phone and we can have your application funded in as little as 48 hours!


With our hands on approach and pre-qualification process, we reduce the number of inquires from lenders by only sending you to lenders that match your needs.

Colorado has some of the country's most beautiful scenery. Imagine taking it in from the deck of your own boat. Whether you want to go fishing with friends or waterskiing with family, you can enjoy every fun opportunity when you purchase a boat. Ownership is possible with your best option for a new boat loan in Colorado.

My Financing USA finds the right lender for your financial situation. We identify programs that may work for your unique circumstances and give you the chance to choose your lender. Our team finds lenders that offer outstanding rates and conditions, and we can get fast approval on your application. Whether you have good or bad credit, we're the right choice. 

Enjoy Our Easy and Secure Application Process

We make our online application process simple. It only takes five minutes to fill out our application. You can feel confident that your information is safe on our secure website.

Next, we submit your application only to lenders that match your needs. Doing so limits the number of hard inquiries on your credit and protects your score. Once you receive approval, you can sign the documents from anywhere with DocuSign. You'll hear from one of our representatives within 72 hours of submitting your application. 

We Find the Best New and Used Boat Loans in Colorado 

You have many choices for boat financing. Why pick My Financing USA? We've developed a proven track record over our 20 years in business. We earned an A+ rating from the Better Business Bureau and have many customer reviews praising our transparency and responsiveness. Other reasons to work with us include: 

• Fast approvals. 
• Credit protection. 
• Flexibility. 
• Greater choice.
• Low rates. 

Find Fantastic Terms for Boat Financing

Many of our customers consider the length of their payment period when they apply for boat financing in Colorado. Our lenders offer terms of five years to 20 years, depending on how much money you need to finance. The higher the number, the longer the duration. Often, you can pay off your loan early without extra charges, so you can pay off as much as you want at an accelerated pace. 

Securing Boat Loans With Bad Credit

You can receive approval for a boat loan, even if your credit rating is lower than ideal. We work with lenders that finance loans for people with low credit scores. If you have a minimum score of 550 and your debt ratio is under 40%, you're still a likely candidate for a boat loan. 

Our lenders understand that no one is perfect. You can secure a boat loan even if you've made late payments in the past or filed for bankruptcy. If you continue to receive rejections, we can work with you to determine the cause and help you remedy it. 

Finance a Boat in Colorado Today

Get the boat you want fast. Submit your five-minute application today, or get in touch with us to discuss your questions. 

Our Process Is Easy


Apply Online

Use our DigiCert Secured website to submit your information.


We Find Your Match

We verify your information and match you with the right nationwide boat loan program.


Sign & Sail!

Sign your closing docs right from your phone then pick up your boat with a check in hand.

Our Customers Love Us

We love our customers...

Because customers like you keep referring friends and family, we keep growing!


Years In Business

$13.5 Billion

In Applications



Loan Programs For All Credit Types

  • 550 Minimum Score
  • Terms Up To 20 Years
  • $10k Minimum Loan Amount
  • 10-15% Down Preferred
  • Rates Between 6.49% and 19.95%
  • Private Party Purchases OK
  • Dealer Purchases OK
  • Some Collections OK
  • Some Late Payments OK
  • Past Bankruptcy OK
  • Co-Signers OK
  • Recreational Use Only
  • No Full Timers
Your Next Adventure Starts Here

A Company You Can Trust

National Marine Lenders Association Logo

National Marine Lenders Association

We are a contributing and accredited member of the NMLA.

5 Star TrustPilot Rating

5 Star Rated On Trustpilot

We are the highest rated RV & boat lender in the USA.

Better Business Bureau Logo

Better Business Bureau

We have the highest possible rating from the Better Business Bureau.

30 Day Rate Guarantee

When it comes to Boat Loans, we make it simple. Lock in your rate today for 30 days!

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