BAD Credit Boat Loans

We search for the best boat financing programs for all credit types.

Apply Online In 5 Minutes

550 Minimum Score

We ignore many types of collections, late payments or past bankruptcy including medical and student loan debt.

PROTECT
YOUR CREDIT

We reduce inquiries sometimes to zero by pre-qualifying you and only sending you to one matching lender at a time.

No Hidden Fees

None of our lenders charge hidden fee such as pre-payment penalties you'll find on other sites.

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Boat Financing For Past Credit Issues

Whether you have great credit or bad credit , we give your boat financing application a fair shake. We'll do everything we can to find a boat loan program for you or our services are totally free.

Get Started Now for a free boat loan quote and see what rate we can offer you.

Save your credit from excessive inquiries by applying with My Financing USA. No more need to apply at multiple dealerships!

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Our Process Is Easy

Apply Online

Use our Norton VeriSign Secured website to submit your information.

We Find Your Match

We verify your information and match you with the right nationwide boat loan program.

Sign & Drive!

Sign your closing docs right from your phone then pick up your boat with a check in hand.

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Our Customers Love Us

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We love our customers...

Because customers like you keep referring friends and family, we keep growing!

Years In Business

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In Applications

Boat Loan Payment Estimates

See just how low your payments can be with our bad credit boat financing programs using today's boat loan rates.

Scores 650 - 679

$10,000
as low as

$119

Monthly
7.90%

$25,000
as low as

$215

Monthly
7.90%

$50,000
as low as

$474

Monthly
7.90%

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Scores 630 - 649

$10,000
as low as

$155

Monthly
13.99%

$25,000
as low as

$287

Monthly
13.99%

$50,000
as low as

$655

Monthly
13.99%

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Scores 550 - 629

$10,000
as low as

$180

Monthly
17.95%

$25,000
as low as

$339

Monthly
17.95%

$50,000
as low as

$803

Monthly
17.95%

See If I Qualify

See Today's Rates

All program are subject to credit approval and may change at any time. Not available in all states. Payments shown are real examples of potential payments. Your final payment may be different base on a number of factors including credit factors, age of the collateral, taxes and fees, and your down payment.