Used Camper Financing

Used Camper
Financing

We search nationwide for the best RV financing programs.



NATIONWIDE
LOW RATES

We search nationwide for the best RV loan rates and terms for you. Even if you have past credit problems.



PROTECT
YOUR CREDIT

We reduce inquiries sometimes to zero by pre-qualifying you and only sending you to one matching lender at a time.



FAST, eASy
APPROVAL

Sign and submit your documents right from your smart phone and we can have your application funded in as little as 48 hours!

Stuck at home? So are we!
Our process is 100% online.

The dream of camper ownership is open to everyone. If you want a camper but a new model is out of your budget, consider purchasing a used camper. You'll enjoy the same opportunity to travel with your family, visit campgrounds across the country and gain the bonding time you desire for less money with a pre-owned camper. 

What's stopping you from purchasing a used camper and getting out on the road? One question may stand in your way. 

Can I Finance a Used Camper? 

Yes, you can get financing on a used camper trailer, even if you buy from a private owner. When you apply through My Financing USA, we'll find the right loan with the best rate and terms for you. Our team sifts through available lending programs nationwide and matches you with the one that will best fit your needs. Our process offers the flexibility you desire. Plus, we often find better terms than those provided through personal loans and dealerships.
 
Instead of getting locked into the loan terms from our local dealership or bank, you can consider an array of choices when you use our financing process. We can even pre-qualify you so that you can shop for the used camper you want after securing financing from a reputable lender. Let us help get you in your dream camper with our services, which are available in the 48 contiguous states.  

The RV Life with My Financing USA

How to Get a Used Camper Financed 

You can fill out your application in just a few minutes using our DigiCert Norton VeriSign Secured website. Import your information and tell us when you want to purchase your used camper. After you submit the application, we'll contact you to verify the details and discuss considerations like your timeline, which helps us determine where you are in the buying process and which loan programs might match your needs. 

My Financing USA Is the Best Way to Finance a Used Camper

We work with applicants with high, low and average credit to connect them with the right lender. If you have bad credit and lenders turn you down, our credit repair services can help you raise your score. Once you've improved your rating, you can apply again and increase your chances of approval. 

Besides assisting people with all range of credit ratings, we offer other benefits, such as: 

  • Limiting the number of inquiries on your credit, protecting your score. 
  • Sending closing documents on your phone, allowing you to sign at your convenience. 
  • Giving you more choice in the financing process, finding the loan terms that suit your unique needs. 

Our easy application process and quick responses net us high customer satisfaction ratings, too.

Apply Today and Get on the Road Fast

You can get financing on a used camper, and we can help. When you fill out an application today, you could receive the money to buy your used camper within as little as 48 to 72 hours. You can also get in touch with us to discuss any questions about our financing options. 

Our Process Is Easy

1

Apply Online

Use our DigiCert Norton VeriSign Secured website to submit your information.

2

We Find Your Match

We verify your information and match you with the right nationwide RV loan program.

3

Sign & Drive!

Sign your closing docs right from your phone then pick up your RV with a check in hand.

Our Customers Love Us

We love our customers...

Because customers like you keep referring friends and family, we keep growing!

19

Years In Business

52

Team Members

266,604

Customers

$10,812,777,883

In Applications

Compare Our RV Loan Programs

Bad Credit RV Financing Program

  • Rates Between 9.90% and 19.95%
  • 550 Minimum Score
  • Must Be Above $10K
  • 10% Down Preferred
  • 2010 or Newer Models (Older case by case)
  • Recreational Use Only
  • Past Bankruptcy OK
  • Some Collections or Late Payments OK
  • Debt Ratio Under 40%

Good Credit RV Financing Program

  • Rates Between 5.74% and 9.90%
  • 680 Minimum Score
  • Must Be Above $10K
  • 10-15% Down Preferred
  • 2010 or Newer Models (Older case by case)
  • Recreational Use Only
  • No Bankruptcies
  • No Recent Late Payments
  • Debt Ratio Under 45%

A Company You Can Trust

RV Industry Association Member

RV Industry Association Member

We are a contributing and accredited member of the RVIA.

Norton VeriSign Secured

Norton VeriSign Secured

Our online application is secured with the most trusted name in online security.

A+ BBB Rating

A+ BBB Rating

We have the highest possible rating from the Better Business Bureau.

Additional Readings:

Camper Maintenance Guide

Camper Maintenance Guide

There's something special about hitting the open road with your camper and enjoying the great outdoors. Whether you're going for a cross-country trip or visiting your favorite campground, you will make some unforgettable memories. Check out out guide and discover how to maintain your camper so it's always ready for your next adventure.

Read More
RV driving on a road between mountains

Financing a New RV vs. Used RV

Buying an RV is an exciting purchase for many. You can explore new places and sleep wherever you want. Whether it is easier to finance a new or used motorhome depends on a few factors. Learn about financing a new RV vs. a used RV.

Read More
RV driving on a road beside a lake

Guide to Financing an RV

At My Financing USA, we can help make your dreams of RV ownership come true. We can provide financing options to fit your needs, regardless of your credit score. This guide covers how to finance an RV purchase and answers frequently asked questions about the process of securing an RV loan.

Read More