Used Camper Financing

Used Camper

We search nationwide for the best RV financing programs.

Trustpilot 5 stars


We search nationwide for the best Camper loan rates and terms for you. Even if you have past credit problems.


With our hands on approach and pre-qualification process, we reduce the number of inquires from lenders by only sending you to lenders that match your needs.


Sign and submit your documents right from your smart phone and we can have your application funded in as little as 48 hours!

The dream of camper ownership is open to everyone. If you want a camper but a new model is out of your budget, consider purchasing a used camper. You'll enjoy the same opportunity to travel with your family, visit campgrounds across the country and gain the bonding time you desire for less money with a pre-owned camper. 

What's stopping you from purchasing a used camper and getting out on the road? One question may stand in your way. 

Can I Finance a Used Camper? 

Yes, you can get financing on a used camper trailer, even if you buy from a private owner. When you apply through My Financing USA, we'll find the right loan with the best rate and terms for you. Our team sifts through available lending programs nationwide and matches you with the one that will best fit your needs. Our process offers the flexibility you desire. Plus, we often find better terms than those provided through personal loans and dealerships.
Instead of getting locked into the loan terms from our local dealership or bank, you can consider an array of choices when you use our financing process. Let us help get you in your dream camper with our services, which are available in the 48 contiguous states and Alaska.  

My Financing USA Is the Best Way to Finance a Used Camper

We work with applicants with high, low and average credit to connect them with the right lender. Besides assisting people with all range of credit ratings, we offer other benefits, such as: 

  • Limiting the number of inquiries on your credit, protecting your score. 
  • Sending closing documents on your phone, allowing you to sign at your convenience. 
  • Giving you more choice in the financing process, finding the loan terms that suit your unique needs. 

Our easy application process and quick responses net us high customer satisfaction ratings, too.

Apply Today and Get on the Road Fast

You can get financing on a used camper, and we can help. When you fill out an application today, you could receive the money to buy your used camper within as little as 48 to 72 hours. You can also get in touch with us to discuss any questions about our financing options. 

Our Process Is Easy


Apply Online

Use our DigiCert Secured website to submit your information.


We Find Your Match

We verify your information and match you with the right nationwide RV loan program.


Sign & Drive!

Sign your closing docs right from your phone then pick up your RV with a check in hand.

Our Customers Love Us

We love our customers...

Because customers like you keep referring friends and family, we keep growing!


Years In Business

$13.5 Billion

In Applications



Loan Programs For All Credit Types

  • 550 Minimum Score
  • Terms Up To 20 Years
  • $10k Minimum Loan Amount
  • 10-15% Down Preferred
  • Rates Between 6.49% and 19.95%
  • Private Party Purchases OK
  • Dealer Purchases OK
  • Some Collections OK
  • Some Late Payments OK
  • Past Bankruptcy OK
  • Co-Signers OK
  • Recreational Use Only
  • No Full Timers
Your Next Adventure Starts Here

A Company You Can Trust

RV Industry Association Logo

RV Industry Association

We are a contributing and accredited member of the RVIA.

RV Dealers Association Logo

RV Dealer Association

We are a contributing and accredited member of the RVDA.

5 Star TrustPilot Rating

5 Star Rated On Trustpilot

We are the highest rated RV & boat lender in the USA.

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Better Business Bureau

We have the highest possible rating from the Better Business Bureau.

Additional Readings:

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Guide to Financing an RV

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