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How A Credit Inquiry Affects My Score
Having several inquiries can reduce your overall credit score and affect your RV or boat loan approval. Lenders use your credit report to conduct a risk assessment. Inquiries can affect their decision to offer a loan to you. Too many hard inquiries in a short period of time can be concerning to lenders. That's because multiple hard inquiries may add up to numerous new accounts. This may make the lenders feel you are taking on too much debt or having financial difficulties. A credit inquiry would typically remain on your report for 24 months.
Most Recent Articles
RVs make pet travel easier than cars or hotels, offering dedicated space, climate control, and familiar comforts, but success comes down to the right gear (crates, non-slip mats, ID and vaccination records) and choosing a pet-friendly park by checking reviews rather than just the "pets welcome" sign. Layout details like step height, flooring, and storage...
The summer solstice has come and gone, but the best boating weeks are still ahead. Here's how to make the most of peak boating season, and how the right boat keeps paying off all summer long. The solstice is only the starting line, not the finish, and if you weren't on the water for the...
Used RV values have normalized back to pre-pandemic levels, making 2026 a good time to trade in or upgrade. June is an underrated sweet spot: peak camping season drives dealer traffic, and 2027 models arriving mid-summer push dealers to move current inventory, meaning trade-ins now tend to get better offers than waiting until fall. Resale...
Night boating carries added risks like poor visibility, but 2026 tech makes it much safer: thermal cameras spot vessels, swimmers, and wildlife in the dark; radar detects mass and distance to fill thermal's blind spots; AIS shares real-time vessel positions; and COLREGS-compliant LED lighting keeps you visible to others. The article recommends building this tech...
Remote work is now mainstream and RV living as a mobile office is no longer a fringe idea. Sometimes referred to as digital nomads, those who live full-time in their RV are growing in number ache year. Owning your RV can offer a fully functional workspace and summer is the best time to make the...
June is National Outdoors Month, and if your hesitation about camping comes down to sleeping on the ground, there's an easier path. Modern RVs bring the bed, the kitchen, the climate control, and the bathroom with you while not compromising outdoor living. What Does Comfort Camping Actually Look Like in an RV? In a modern...