ATV Loans

ATV Loans

We search nationwide for the best ATV financing programs.


We search nationwide for the best ATV loan rates and terms for you. Even if you have past credit problems.


With our hands on approach and pre-qualification process, we reduce the number of inquires from lenders by only sending you to lenders that match your needs.


Sign and submit your documents right from your smart phone and we can have your application funded in as little as 48 hours!

Become the life of the party when you ride your sleek new ATV, conquering the terrain with family and friends for thrilling adventures or unforgettable off-road expeditions. Whether you have been dreaming of owning a ATV for years or if you have just discovered the joys of this exhilarating outdoor activity, owning a ATV can bring you endless hours of fun and excitement.

At My Financing USA, we connect our clients to lenders that offer the best rates and terms for their ATV loans. Our services cover the 48 contiguous states, and our fast application process gives you greater flexibility to choose the financing offer that works best for your unique financial situation. With our help, you could be riding your new ATV within days of your loan approval.

The Best Place to Get Online ATV Loans Is My Financing USA

We stand out from other ATV loan companies. With an A+ rating from the Better Business Bureau and high customer satisfaction ratings, we've developed a sterling reputation that we're proud of. Our friendly team responds right away when you contact us, and we make ourselves available to you. Other reasons people love working with us include: 

Our Norton VeriSign Secured website keeps your information safe. 
Our team works with you, even if you have a low credit score.
Customers can pre-qualify for loans. 
Our trusted lenders offer great rates and terms. 

ATV Loans and Financing

An Easy and Secure Application Process

You can complete your My Financing USA application in five minutes. Once you finish, our team will call you to discuss your expectations for the loan process and answer your questions, including which terms you may qualify for and how long the process may take. We submit your application to lenders one at a time to limit inquiries that may lower your credit score.  

The Best Place for ATV LoansĀ 

We work with people who have excellent or poor credit scores to find the loans they want. If several lenders reject your application, we reconnect and discuss a few ways to improve your credit score. That effort can help you become more attractive to lenders. 

Fill Out an Application With My Financing USA Today 

Our secure application process requires minimal effort. You could get your financing within 48 to 72 hours. We serve people across the 48 contiguous states, and we want to work with you. Fill out an application right now to get started. Do you have questions? You can contact us to learn more.

Our Process Is Easy

Our Customers Love Us

We love our customers...

Because customers like you keep referring friends and family, we keep growing!


Years In Business


Team Members



$12 Billion

In Applications

Loan Programs For All

Credit Types

  • 550 Minimum Score
  • Terms Up To 20 Years
  • $10k Minimum Loan Amount
  • 2011 or Newer Models (Older case by case)
  • 10-15% Down Preferred
  • Rates Between 6.24% and 19.95%
  • Private Party Purchases OK
  • Dealer Purchases OK
  • Some Collections OK
  • Some Late Payments OK
  • Past Bankruptcy OK
  • Co-Signers OK
  • Recreational Use Only
  • No Full Timers
Your Next Adventure Starts Here

A Company You Can Trust

5 Star TrustPilot Rating

4.8 Rating on Trustpilot

Our customers trust us to find them the best financing possible.

Norton VeriSign Secured

Norton VeriSign Secured

Our online application is secured with the most trusted name in online security.

Better Business Bureau Logo

A+ BBB Rating

We have the highest possible rating from the Better Business Bureau.

Additional Readings:

Guide to Financing a Boat

Guide to Financing a Boat

If you are a first-time boat buyer, you likely will need to get financing for your new or used boat. This guide covers how to secure financing for a boat, regardless of your credit situation or the boat you choose to purchase.

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How Hard Is It to Finance a Boat?

Many people wonder if it is hard to finance a boat and easy to get boat financing. The answer depends on many variables, and My Financing USA can help you through the different options. Learn more!

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How Long to Finance a Boat

Before purchasing your boat, it's beneficial to know how many years boat financing is and how much you can expect to spend over the term of your loan. Here's our guide on boat financing to help!

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