Marine REpower Financing

Boat Motor Financing

We search nationwide for the best boat repower financing programs.

5 Stars on Trustpilot

Over 25,000 Customers Chose My Financing USA

Low Rates. Fast Funding.

Unlock the lowest possible marine finance rates with our specialized boat loans avoiding higher costs from other banks.

Keep the Boat You Love

When your engine goes out, our repower loans let you replace the motor and keep the boat you already know and love while saving money.

Boats Up to 25 Years Old

While most banks won't finance just a motor for an older boat, our lenders offer options for older years and models up to 25 years old.

Top Boat & Motor Protection

Protect your investment by easily rolling an extended service contract and other premium coverages directly into your repower loan.

Find the Best Boat Motor Financing Options 

When your outboard motor dies, you shouldn't be forced into buying a brand-new boat just to stay on the water. We specialize in boat repower loans that let you keep the hull you love while upgrading your power and reliability.

While traditional banks often struggle to finance new engines for older vessels or push you toward high-interest personal loans, we do things differently.

Because we use your boat as collateral, we can secure you much lower rates than a standard personal loan. Plus, you have the freedom to choose who does the work, whether that is a major marine dealership or your trusted local boat mechanic.

Sunset with a boat motor

Our Process Is Easy

1

Apply Online

Use our DigiCert Secured website to submit your information.

2

We Find Your Match

We verify your information and match you with the right nationwide repower loan program.

3

Sign & Sail!

Sign your closing documents and install your new engine so that you can get back on the water!

Our Customers Love Us

We love our customers...

Because customers like you keep referring friends and family, we keep growing!

22

Years In Business

$16.2 Billion

In Applications

390K

Customers

Loan Programs For All Credit Types

  • 550 Minimum Score
  • Terms Up To 20 Years
  • $10,000 Minimum Loan Amount
  • Rates starting at 7.49%
  • Boats 25 years or Newer
  • Motors 5 years or Newer
  • Boat Must Be Free & Clear of All Liens
  • Some Late Payments OK
  • Some Collections OK
  • Past Bankruptcy OK
  • Co-Signers OK
  • No Electric Motors
Your Next Adventure Starts Here

A Company You Can Trust

National Marine Lenders Association Logo

National Marine Lenders Association

We are a contributing and accredited member of the NMLA.

5 Star TrustPilot Rating

5 Star Rated On Trustpilot

We are the highest rated RV & boat lender in the USA.

Better Business Bureau Logo

Better Business Bureau

We have the highest possible rating from the Better Business Bureau.

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