Boat Loan Application


We search nationwide for the best RV financing programs.


We search nationwide for the best RV loan rates and terms for you. Even if you have past credit problems.


We reduce inquiries sometimes to zero by pre-qualifying you and only sending you to one matching lender at a time.


Sign and submit your documents right from your smart phone and we can have your application funded in as little as 48 hours!

Stuck at home? So are we!
Our process is 100% online.

The simplest way to apply for a boat loan is to do it online. You can fill out My Financing USA's application, which requires answers to a few basic questions, in just a few minutes. As soon as you turn in the application, we begin the process that could lead you to your new boat. 

How to Apply for a Boat Loan Online

Complete our online boat loan credit application at your convenience. Because the application is available on our secure website, you can complete it whenever it fits into your schedule. It usually takes 48 to 72 hours for our team to review your application and follow up. You will speak with an actual person who examines your application and discusses your expectations to identify goals for the process. 

The RV Life with My Financing USA

Why Work With My Financing USA? 

Our company has been in business for more than 15 years and has received many outstanding reviews from our customers. What does that mean for you? Enjoy significant advantages when you choose us over other companies that connect you with boat financing options. We offer: 

  • Fast approvals: Many of our customers buy their new or used boats within 72 hours of submitting their application. 
  • Easy closing: Complete the process without leaving the house when you use DocuSign to sign your documents on your phone.
  • Outstanding terms: We find low rates, searching nationwide to connect you with lenders who offer the most favorable conditions. 

Have a Low Credit Score? You Can Still Get a Loan

Are you concerned about receiving approval for your boat loan because your credit score is low? My Financing USA works with people with good and bad credit. Even if your application is denied, we can work with you to repair your rating and keep trying to get your loan. 

The Application Only Takes Five Minutes

You can feel confident about applying for boat loans online with My Financing USA. Our DigiCert Norton VeriSign Secured website protects all the information you submit. 

Get your new boat as soon as possible and fill out our boat loan application online now. Then, if you have any questions, get in touch with us today. 

Our Customers Love Us

We love our customers...

Because customers like you keep referring friends and family, we keep growing!


Years In Business


Team Members




In Applications

Compare Our RV Loan Programs

Bad Credit RV Financing Program

  • Rates Between 7.95% and 17.99%
  • 550 Minimum Score
  • Must Be Above $10K
  • 10% Down Preferred
  • 2008 or Newer Models (Older case by case)
  • Recreational Use Only
  • Past Bankruptcy OK
  • Some Collections or Late Payments OK
  • Debt Ratio Under 40%

Good Credit RV Financing Program

  • Rates Between 3.49% and 7.95%
  • 680 Minimum Score
  • Must Be Above $10K
  • 10-15% Down Preferred
  • 2008 or Newer Models (Older case by case)
  • Recreational Use Only
  • No Bankruptcies
  • No Recent Late Payments
  • Debt Ratio Under 45%

A Company You Can Trust

RV Industry Association Member

RV Industry Association Member

We are a contributing and accredited member of the RVIA.

Norton VeriSign Secured

Norton VeriSign Secured

Our online application is secured with the most trusted name in online security.

A+ BBB Rating

A+ BBB Rating

We have the highest possible rating from the Better Business Bureau.