Boat Refinancing

Boat Refinancing

We search nationwide for the best boat refinancing programs.

5 Stars on Trustpilot



Save Money
each month

Lowering the interest rate on your loan will save you money over the life of the loan and will lower your monthly payment!



NATIONWIDE
LOW RATES

We search nationwide for the best loan rates and terms for you. Our lenders are some of the top banking institutions in the country.



FAST, eASy
APPROVAL

Sign and submit your documents right from your smart phone and we can have your application funded in as little as 48 hours!



Save Money
each month

Lowering the interest rate on your loan will save you money over the life of the loan and will lower your monthly payment!



NATIONWIDE
LOW RATES

We search nationwide for the best loan rates and terms for you. Our lenders are some of the top banking institutions in the country.



FAST, eASy
APPROVAL

Sign and submit your documents right from your smart phone and we can have your application funded in as little as 48 hours!

Would you like to pay less in interest charges and save on your boat monthly payment? At My Financing USA, we offer boat refinancing services to help you have money! Contact us today to learn more and get started with refinancing your RV or motorhome!

How to Refinance Your Boat

Refinancing your boat can be done in 48 hours! My Financing USA is here to help you through the process!

First - Apply in 5 minutes to refinance your boat

Second - My Financing USA's experts do the work of searching nationwide to find the best boat refinance options for you. Our team will then reach out to you to discuss your boat refinancing options and how we can save money each month.

Third - Choose the program that fits your needs, sign your closing documents, and start saving money!

Seas The Day

Find or Refinance Your Boat Loan With My Financing USA

Getting a loan can help you buy the boat of your dreams while refinancing an existing boat loan can make your dream purchase a little more affordable. My Financing USA can help you get a boat loan whether you have bad credit or good credit. Apply online today to get fast and easy approval on a boat loan. If you're interested in refinancing a boat loan, contact us today to learn more about how we can help you.

Our Process Is Easy

1

Apply Online

Use our DigiCert Secured website to submit your information.

2

We Find Your Match

We verify your information and match you with the right nationwide boat refinance program.

3

Sign & Sail!

Sign your closing docs right from your phone then pick up your boat with a check in hand.

Our Customers Love Us

We love our customers...

Because customers like you keep referring friends and family, we keep growing!

21

Years In Business

$14.6 Billion

In Applications

350K

Customers

Our Boat Refinance Programs By State

(Refinancing not offered in Alaska or Hawaii)

Residents of IN, KY, MD, MI, OH, PA, VA & WV

  • Must Be Above $10K
  • Rates start at 7.24%
  • 670 Minimum Score
  • No LLC & Trusts
  • No Bankruptcies
  • No Recent Late Payments
  • Debt Ratio Under 45%
  • Recreational Use Only
  • No Full Timers

Residents of All Other States in the USA

  • Must Be Above $50K
  • Rates start at 7.12%
  • 680 Minimum Score
  • LLCs & Trusts OK
  • No Bankruptcies
  • No Recent Late Payments
  • Debt Ratio Under 45%
  • Recreational Use Only
  • No Full Timers

A Company You Can Trust

National Marine Lenders Association Logo

National Marine Lenders Association

We are a contributing and accredited member of the NMLA.

5 Star TrustPilot Rating

5 Star Rated On Trustpilot

We are the highest rated RV & boat lender in the USA.

Better Business Bureau Logo

Better Business Bureau

We have the highest possible rating from the Better Business Bureau.

Additional Readings:

Guide to Financing a Boat

Guide to Financing a Boat

If you are a first-time boat buyer, you likely will need to get financing for your new or used boat. This guide covers how to secure financing for a boat, regardless of your credit situation or the boat you choose to purchase.

Read More
guide-to-refinancing-your-boat

Guide to Refinancing Your Boat

If your current loan isn't working for you, you can refinance a boat loan to get terms that are a better fit for your current financial situation. Learn more about how a new or used boat refinance works and the numerous benefits of doing it.

Read More
white boat boating through the water

How Hard Is It to Finance a Boat?

Many people wonder if it is hard to finance a boat and easy to get boat financing. The answer depends on many variables, and My Financing USA can help you through the different options. Learn more!

Read More