Private Party RV Financing

We search nationwide for the best RV financing programs.

Can You Finance a Private Party RV Loan?

Yes, you can! At My Financing USA, whether you are working with a dealership or a private party seller, we can finance your next camping adventure. With our simple loan process, we make sure you have the funds you need to finalize your loan regardless who your seller is.

With access to the best recreational lenders and expert loan officers, you can finance confidently your dream RV at the best rates possible.

See If I Qualify

Over 25,000 Customers Chose My Financing USA

Low Rates. Fast Funding.

Our seamless process provides the speed and accuracy private sellers demand with the security you need.

Advanced Fraud Protection

Our experts help protect you from fraud by verifying your unit and ensuring there are no hidden liens.

Seamless Ownership Transfer

We manage the bill of sale, title transfer and registration, acting as a professional bridge between you and the seller.

Financing for Older RVs

While most banks won't touch older RVs from private sellers, our lenders offer options for older years and models.

Apply Now in 5 Minutes

Our Process Is Easy

Apply Online

Use our secure website to submit your information.

We Find Your Match

We verify your information and match you with the right nationwide RV loan program.

Sign & Ride!

Sign your closing docs right from your phone then pick up your RV with a check in hand.

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Our Customers Love Us

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We love our customers...

Because customers like you keep referring friends and family, we keep growing!

Years In Business

$16.2 Billion

In Applications

390K

Customers

Compare Our RV Loan Programs

Good Credit RV Financing

670 Minimum Score
Rates Between 5.99% and 13.95%
Must Be Above $10K
Private Party Purchases OK
Dealer Purchases OK
Full Timers OK
LLC and Trusts OK
No Bankruptcies
No Collections
No Park Models or Schoolies

Learn More

Get Started

Bad Credit RV Financing

550 Minimum Score
Rates Between 14.74% and 19.95%
Must Be Above $10K
Private Party Purchases OK
Dealer Purchases OK
Full Timers OK
No LLC and Trusts
Past Bankruptcy OK
Some Collections OK
No Park Models or Schoolies

Learn More

Get Started

A Company You Can Trust

RV Industry Association

We are a contributing and accredited member of the RVIA.

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RV Dealer Association

We are a contributing and accredited member of the RVDA.

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5 Star Rated On Trustpilot

We are the highest rated RV & boat lender in the USA.

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Better Business Bureau

We have the highest possible rating from the Better Business Bureau.

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Secure Online Application

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