Private Party RV Financing

Private Party RV Financing

We search nationwide for the best RV financing programs.

5 Stars on Trustpilot

Can You Finance a Private Party RV Loan?

Yes, you can! At My Financing USA, whether you are working with a dealership or a private party seller, we can finance your next camping adventure. With our simple loan process, we make sure you have the funds you need to finalize your loan regardless who your seller is.

With access to the best recreational lenders and expert loan officers, you can finance confidently your dream RV at the best rates possible.

Family picnic with an RV

Over 25,000 Customers Chose My Financing USA

Low Rates. Fast Funding.

Our seamless process provides the speed and accuracy private sellers demand with the security you need.

Advanced Fraud Protection

Our experts help protect you from fraud by verifying your unit and ensuring there are no hidden liens.

Seamless Ownership Transfer

We manage the bill of sale, title transfer and registration, acting as a professional bridge between you and the seller.

Financing for Older RVs

While most banks won't touch older RVs from private sellers, our lenders offer options for older years and models.

Our Process Is Easy

1

Apply Online

Use our secure website to submit your information.

2

We Find Your Match

We verify your information and match you with the right nationwide RV loan program.

3

Sign & Ride!

Sign your closing docs right from your phone then pick up your RV with a check in hand.

Our Customers Love Us

We love our customers...

Because customers like you keep referring friends and family, we keep growing!

22

Years In Business

$16.2 Billion

In Applications

390K

Customers

Compare Our RV Loan Programs

Good Credit RV Financing

  • 670 Minimum Score
  • Rates Between 5.99% and 13.95%
  • Must Be Above $10K
  • Private Party Purchases OK
  • Dealer Purchases OK
  • Full Timers OK
  • LLC and Trusts OK
  • No Bankruptcies
  • No Collections
  • No Park Models or Schoolies

Bad Credit RV Financing

  • 550 Minimum Score
  • Rates Between 14.74% and 19.95%
  • Must Be Above $10K
  • Private Party Purchases OK
  • Dealer Purchases OK
  • Full Timers OK
  • No LLC and Trusts
  • Past Bankruptcy OK
  • Some Collections OK
  • No Park Models or Schoolies

A Company You Can Trust

RV Industry Association Logo

RV Industry Association

We are a contributing and accredited member of the RVIA.

RV Dealers Association Logo

RV Dealer Association

We are a contributing and accredited member of the RVDA.

5 Star TrustPilot Rating

5 Star Rated On Trustpilot

We are the highest rated RV & boat lender in the USA.

Better Business Bureau Logo

Better Business Bureau

We have the highest possible rating from the Better Business Bureau.

Additional Readings:

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