What Is the Difference Between an RV, Camper and a Motorhome?

When looking for a vehicle to stay overnight in for camping trips or road trips, you can choose between campers, RVs and motorhomes. All three may sound the same, but they are distinct types of vehicles. The right vehicle for you depends on where you plan to travel and what you plan to do.

What Is an RV? 

RV stands for recreational vehicle, and it refers to a broad class of vehicles that includes many of the amenities of home. The word "RV" encompasses anything people use for travel and staying overnight. 

There are three main types of RVs: 

  • Class A: A vehicle that usually includes a bathroom, kitchen and bedroom, ranging from a basic to luxury interior. 
  • Class B: A vehicle that looks like a van and costs less than a Class A version, which is generally bigger. 
  • Class C: A vehicle with a section that hangs over the front cab, usually offering a place to sleep. Generally considered the point between Class A and B vehicles. 

What Is a Camper? 

Campers include motorized homes that trail behind a truck or car. You can tow them to your destination and pop them up to access the living space. You may also hear them called trailers or pop-ups. 

What Is a Camper Van? 

Camper vans are small RVs, or Class C vehicles, with smaller living spaces and greater maneuverability. You can drive a camper van to your destination in a national park or a mountain overlook, whereas you may have trouble navigating a larger motor vehicle to those places. 

What Is a Motorhome? 

A motorhome is a type of RV. Generally, people referring to motorhomes mean Class A RVs, the larger, more luxurious form of mobile transportation. They offer more living space than other types of RVs and are larger, making them feel more spacious and livable. Sometimes you need a special license to drive a motorhome, depending on the size. 

Which Vehicle Is Right for Me?

Trailer campers or campers are generally smaller and more compact. Each type of vehicle has benefits, depending on your needs.

The main difference between RVs, motorhomes and campers is size. RVs include bigger types of vehicles, such as motorhomes. Trailer campers or campers are generally smaller and more compact. Each type of vehicle has benefits, depending on your needs. 

For instance, if you want to go on a more extended trip, you may prefer the extra space, that an RV or motorhome can offer. A camper may be a more affordable and practical solution if you're taking a weekend trip closer to home. RVs and motorhomes are a more considerable investment and deliver more of the comforts of home. 

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No matter what type of vehicle you want to purchase, My Financing USA can assist you. Learn more about our RV loans and financing or camper loans and financing, then apply for an RV or camper loan today. 

How to Dewinterize Your RV or Motorhome

How to Dewinterize Your RV or Motorhome

Summer is just around the corner, and with the weather warming up and snow days quickly becoming a thing of the past, it's finally time to get your RV ready for the season. Before you get swept away in the excitement of your upcoming adventures, you have to pull your RV or motorhome out of storage and get it ready for the new season. After all, spring cleaning starts with dewinterizing!

You may already have an idea of how to dewinterize a motorhome since you went through the process of winterizing it just a few months ago. However, dewinterizing comes with its own list of tasks and procedures. We're here to answer all of your dewinterizing questions, from when to dewinterize RVs and how to avoid common mistakes to providing you with the ultimate RV dewinterizing checklist.

We'll show you step by step how to dewinterize RVs and motorhomes so you can get your vehicle out of storage and ready to hit the road.

What Does It Mean to Dewinterize Motorhomes?

Just as winterizing means getting your RV ready for storage in freezing temperatures, "dewinterizing" is preparing your vehicle for use in warm weather.

You reverse the steps of draining the plumbing systems and interior lines, remove antifreeze and prepare the interior and exterior appliances for regular use. Dewinterizing requires you to go through all of your motorhome's systems to ensure that they survived the coldest season without sustaining damage. If you miss a critical checkpoint, you could put your RV at risk.

With clear RV dewinterizing instructions, the entire process should take a couple of hours to a few days, depending on the state of your motorhome.

When Is the Best Time to Dewinterize RVs and Motorhomes?

When the cold temperatures start to let up and spring is waiting just around the corner, all you can think about is, "When can I dewinterize my RV and go on a vacation?" But just like with all good things, dewinterizing needs to be timed right.

One of the most important steps to winterizing your RV is preparing your water system by flushing and draining it, as well as adding antifreeze. Winterizing your water system with antifreeze is a crucial step because when water freezes, it expands and can damage your tanks, lines and pipes.

If you start dewinterizing too soon, you run the risk of your water and plumbing systems freezing and cracking. Therefore, the best time to dewinterize RVs is when the temperatures stay above freezing, both during the day and at night.

10 Steps to Dewinterize RVs

When taking your motorhome out of storage, your first thought might be, "What do I need to do to dewinterize my RV quickly and efficiently?" When you're eager to hit the road, you don't want to waste any time. Below, we take you through the entire process to dewinterize your RV.

1. Check the Exterior

Before worrying about how to dewinterize your motorhome on the inside, take your time assessing the exterior from front to back.

Consider this first step your opportunity to ease into the dewinterizing process. Before worrying about how to dewinterize your motorhome on the inside, take your time assessing the exterior from front to back.

First, take a general visual appraisal, walking around the vehicle and inspecting it for any signs of damage. You should be able to identify leaks and cracks in the sidewalls, as well as peeling around the window sealant right away. If you kept your RV outside for the winter, don't forget to check the roof for signs of damage. Heavy snowstorms can cause erosion, structural damage and cracked seams.

If your RV is a towable camper, you will want to examine the hitch components for weakening and decay. Other areas to focus on include:

  • Tires: When stored during the winter, your motorhome's tires will lose a significant amount of air pressure, which is absolutely normal. Operating your motorhome with deflated tires will cause uneven wear and difficulty controlling the vehicle. Leaving your tires underinflated can also increase your risk of an accident. When inspecting the tires, remember to include your spares!
  • The awning: If your motorhome has an awning, ensure it deploys and retracts correctly. You'll also want to lubricate the mechanisms to prevent them from jamming in place.
  • Solar panels: Many RV owners install solar panels to save money and reduce emissions. However, snow accumulation and hail can cause your panels to crack and even damage the structure holding them in place. Small animals and birds may also take advantage of your uninhabited motorhome and build nests in the space under the panels.
  • Under the rig: Lastly, look underneath your rig for animal nests. Your motorhome provides the perfect shelter from harsh winter winds and snowfall, so beware of animals lurking under your motorhome before moving it.

2. Check the Engine

When you winterize an RV engine, you fill the fuel tank and add antifreeze to the radiator. Now that the weather is warming up, you might be wondering, "How do you dewinterize an RV engine that hasn't been used in months?"

The first thing you should do is check all the engine fluids, including:

  • Oil
  • Coolant
  • Brake fluid
  • Transmission fluid
  • Power steering fluid
  • Windshield washer fluid
You can either top off these yourself or take your motorhome to get serviced by a professional if you aren't comfortable doing it.

You can either top off these yourself or take your motorhome to get serviced by a professional if you aren't comfortable doing it. However, if you find a leak anywhere, take your motorhome to a mechanic instead of attempting to repair it yourself.

You'll also want to make sure the lights, indicators and controls all work.

3. Flush and Drain Your Water System

Dewinterizing RV water systems can be a significant task. Your plumbing is one of the most critical systems in your motorhome and requires extra care.

Dewinterizing RV antifreeze is the first step, as it needs to be flushed out of the plumbing system before you use it. Winterizing a motorhome takes approximately 2 to 3 gallons of antifreeze. While RV antifreeze isn't toxic, you should flush it out entirely before you use your water system. The best way to dewinterize RV water systems is to wash the antifreeze out by flushing fresh water through the plumbing system. You can use a water pump to flush the city water inlet or water holding tank.

Next, turn on the faucets and flush clean water through the system until it runs clear. If you didn't bypass your water heater, you would have to drain the antifreeze from it as well. If you winterized your freshwater holding tank, you would have to drain and flush it before filling it with potable water.

The last step in dewinterizing your water system is to sanitize it by combining household bleach with water, then pouring it into the water holding tank. Continue pouring the water tank with potable water until it's full. Switch on the water pump, open the faucets and flush with water until you can smell bleach from the faucet openings.

Turn the faucets off and allow them to sit overnight. In the morning, drain the system and refill the water tank with potable water once again. Turn the faucets on one last time and allow the water to run until the bleach smell goes away.

4. Charge and Reinstall the Batteries

One of the steps to winterizing an RV is to remove and charge the battery. Even though batteries sit unused, they still lose some of their charge over time. Throughout the off-season, you should check and recharge your batteries to lengthen their life span.

When you dewinterize your RV, you can't forget to check and recharge your motorhome's batteries. One of the steps to winterizing an RV is to remove and charge the battery. Even though batteries sit unused, they still lose some of their charge over time. Throughout the off-season, you should check and recharge your batteries to lengthen their life span. Don't forget to check the water level in the batteries as well. If the water level is low, just add distilled water until you reach the proper level.

5. Replace the Propane Tanks

To dewinterize your propane tanks, start by looking for dried-out seals or cracked hoses, then take them to be filled and reinstall them. Make sure the valves are turned off, then install the propane tanks by connecting the hose. To ensure that the hose is tight in place, turn on the valve just a little bit so the gas line is opened.

To dewinterize your propane tanks, start by looking for dried-out seals or cracked hoses, then take them to be filled and reinstall them.

Then, wash the hose connectors with soapy water. If you see any bubbles forming, that is a sign that there is a leak. Continue tightening the fitting until bubbles no longer appear.

While you're dewinterizing the propane tanks, you should also inspect the exhaust tubes for insect nests.

6. Check the Generator

Next, it's time to dewinterize the generator. If you routinely turned it on throughout the winter, then it should start up without a problem. If you didn't turn it on or use a fuel stabilizer, it most likely won't start.

Before you inspect the generator, check your exhaust for erosion. If it has any signs of damage, do not operate the generator and take it to a professional mechanic right away. Next, check the oil level. If it's low, then you should take your generator to a mechanic who can service it. If both the exhaust and oil are normal, then test the generator by turning it on.

While the generator is on, turn the air conditioning unit on to make sure the generator is powering the RV. If you have any issues with your generator, take it to a professional rather than trying to fix it yourself.

7. Check Windows and Air Vents

Motorhomes can feel stuffy and humid as the summer progresses, so functioning air vents are a must for when the weather gets hot.

Windows and air vents are two of the most forgotten areas during dewinterization. They aren't part of major systems and aren't typically opened or turned on until later in summer. However, they are easy and quick to check. Here is how to dewinterize your RV windows and air vents.

First, check the seals and body seams of your doors and windows. Then, open, close and lock all doors and windows to verify that they are working correctly. Finally, use a vacuum or hose to clean your window and door screens to clear them of dust and dirt.

Next, turn your attention to the air vents. Motorhomes can feel stuffy and humid as the summer progresses, so functioning air vents are a must for when the weather gets hot. Your air vents also prevent toxic fumes from building up. If your air vents are in working condition, all you have to do is run a wet washcloth over them to remove debris and dust.

8. Change the Filters

You can't dewinterize RVs without giving the air and water filters a once-over. When spring maintenance rolls around, it's time to change out your air and water filters. Changing the filters for your water system and air conditioner will improve the function and efficiency of these systems. Air filters can accumulate dust, which is easily removed with water if you have reusable filters. If not, you can just swap them out for brand new ones. Make sure that you always clean your air conditioning filters before turning on your AC system.

9. Check Appliances

To dewinterize an RV propane appliance, plug each unit in one at a time and see if they get sufficient power. Plug in your electric appliances, such as your microwave and television, to test them as well.

Kitchen and living area appliances can break down at any time. Since they have been unplugged for many months, you'll want to check that all your outlets and appliances are in working order. To dewinterize an RV propane appliance, plug each unit in one at a time and see if they get sufficient power. Plug in your electric appliances, such as your microwave and television, to test them as well.

The idea is to test every outlet and appliance throughout the process. When testing the refrigerator, turn it off and open the doors to bring it to room temperature. When you have access to an electrical hookup, plug it back in to use.

10. Check Safety Devices

Before spending any extended time in your RV, change the batteries and test your smoke alarms, carbon monoxide detector and propane detector.

You don't want to get on the road only to realize you forgot to dewinterize your RV safety systems. Motorhome safety devices keep you and your family safe. So before spending any extended time in your RV, change the batteries and test your smoke alarms, carbon monoxide detector and propane detector.

You should also make sure that your fire extinguisher is up to date and operational. If you have a dry powder extinguisher, take a moment to shake it up to release powder that settled at the bottom of the tank. You should also review your safety plans and refresh your memory on how to use a fire extinguisher and safety procedures, such as CPR and the Heimlich maneuver.

How to Dewinterize Your RV: Different Motorhome Classes

Most RVs require similar steps of dewinterization. However, with different motorhome classes, you might need to take a few extra steps to get your RV ready for travel. This section covers simple tips on how to dewinterize Class A, Class B and Class C motorhomes.

As the largest types of RVs, Class A motorhomes offer many extra storage compartments, spacious rooms and luxurious amenities. Here is how to dewinterize a Class A motorhome that needs a little extra care:

  • Make sure your headlights and cockpit functions are operational.
  • Sanitize and clean all of your living spaces and storage areas.
  • Flush and drain your laundry machines and dishwasher.
  • Turn all your breakers back on and test each one.
  • Check your motorhome hydraulic jacks for leaks and corrosion.

You might be wondering how dewinterizing a Class B and Class C RVs is different. The main difference with these more compact designs is that the all-in-one wet bath holds your sink, shower and toilet in one tight space. Since you rely heavily on this basic water system and don't have the same luxuries as Class A motorhomes, you'll want to give this area special attention and check carefully for leaks and cracks. However, the process of draining and flushing the water systems is generally the same across all the RV classes.

What Do You Need to Dewinterize Your RV?

Now that you know how to dewinterize your RV, your head is probably buzzing with lists of cleaning supplies and tools that you need to complete the process. Our dewinterization RV checklist is here to help! Here are the items you'll want on hand to dewinterize your motorhome or RV:

  • Multi-surface cleaner
  • Bleach
  • Latex gloves
  • A garden hose
  • Cleaning rags
  • Sponges
  • Garbage bags
  • Potable water
  • Air filters
  • Water filter
  • Car wash solution
  • RV wax
  • Caulking
  • Lubricant
  • UV protectant
  • Air freshener
  • Extra batteries and chargers

How to Dewinterize Your Motorhome on a Budget

After reading all the steps to dewinterizing your RV, you might be wondering what this entire process is going to cost you. Dewinterizing an RV requires many cleaning supplies and a considerable amount of your time, and you might be worried about the final price tag. The good news is that you can do many of these steps at home with supplies you may already have and with little to no help at all. As you get acquainted with your second home over the years, the dewinterization procedure will become easier and faster every time.

Some RV owners prefer to do the work themselves and enjoy spending the day maintaining their motorhome. However, if you would rather be behind the wheel than cleaning your camper, you can always take your motorhome to a professional. This will save you time and effort, although it will cost more than doing it yourself.

RV Dewinterization Tips

RV Dewinterization Tips. Here are our top tips for dewinterizing your motorhome or RV.

Here are our top tips for dewinterizing your motorhome or RV:

  • Restock first aid and emergency supplies: Don't get caught in an emergency without bandages or pain medication. Take a few minutes to take inventory of your emergency supplies before venturing out on your first vacation.
  • Update your registration and insurance: It's always a good idea to go over your insurance policy before taking the RV out for a spin. Update any new drivers and basic information with your insurance company, and double-check that your registration is updated.
  • Give your motorhome a wash: Start the season with a clean slate and a clean motorhome. Washing your RV is the final step to completing the dewinterizing process.
  • Change your linens: Finally, make sure to change and clean your bed sheets, hand towels and washcloths. Between dust mites and bacteria, you don't want to sleep in musty bedding or use dirty towels.

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Learn About RV and Motorhome Loans From the Experts at My Financing USA. Apply now!

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As the one-stop shop for your financing needs, our friendly staff does all the work for you, so you can get the best rate personalized to meet your budget. Take the next step towards living your best RV life and fill out our streamlined RV and Motorhome Loan Application. Within 72 hours, we'll reach out to you with a customized plan fit for your specific needs and expectations.

What Is a Class C RV?


Hunting for a new RV? Class C is an affordable option for a larger family or if you just want more space for sleeping and a greater capacity for storage. This class has a cutaway chassis and raised sections above the cab to maximize the amount of interior space and minimize the total length. These raised sections make the top of the vehicle distinctive from the Class B campervan.

Although they are different in many ways, Class C motorhomes share some of Class B's best features, only on a bigger scale and at a lower cost. They are still smaller than Class A motorcoaches and get superior gas mileage. Still unsure about which type of RV is right for you? Learn more about Class C motorhomes below.

Average Specs of a Class C RV

If you're considering a Class C motorhome, you should be aware of how the specs affect your buying options. Below are common specs for Class C motorhomes that new RV owners like yourself often check before making the final purchase:

What Size Is a Class C RV?

The Class C is known for being larger than a Class B camping conversion van but smaller than a traditional style Class A RV. Many of the most popular models are right around 30 feet long. Most have enough room for at least three campers to sleep in, with some of the luxury models able to accommodate up to eight travelers.

So what is the smallest size for a Class C motorhome? If you're looking to downsize or otherwise would prefer a smaller RV, check out the Winnebago Outlook 22C. This RV is about 25 feet in length, rivaling similar Class B RVs in terms of maneuverability and space.

You can choose a model that is of a comparable size to a Class A or one that is about the same length as a Class B.

What Is the Length of a Class C Motorhome? 

Class Cs range widely in length from about 22 feet all the way up to 44 feet. You can choose a model that is of a comparable size to a Class A or one that is about the same length as a Class B. As far as which model is the best, it really depends on your transportation needs.

Would you prefer to drive a larger Class C for the extra square footage? Check your manufacturer's floorplans before you decide. In a Class C, the extra space above the cab provides additional storage or even another sleeping area. You might be able to find everything you're looking for in a Class C of an average size.

What Is the Height of a Class C RV?

The average height of a Class C is about 11 feet, but the interior height will always be shorter than the total height.

In an RV, the exterior height can differ significantly from the interior due to the thick layers of insulation needed to keep you safe from extreme temperatures. Even the smallest Class C models have an interior height of about 6 feet and 4 inches. This is tall enough for most travelers to walk around without ducking, unless you're making an exit.

What is a small Class C RV in terms of height? Even the small models stand at about 11 feet tall. Smaller dimensions affect the length and width more than the height. 

What Is the Width of a Class C Motorhome? 

The standard width is about 100 inches, or 8 feet and 4 inches. Some Class C motorhomes can be expanded in width with slide-outs once you make camp. RVs must conform to safety laws that restrict the width of a vehicle, and they must stay below the limit of 102 inches wide in most states.

What Is the Weight of a Class C RV? 

These vehicles average at around 10,000 to 12,000 pounds, but some models are heavier. Although they weigh more than the Class B campervan, they are close in terms of the weight class.

The Class C is less heavy than the Class A, but you might need to check for road restrictions based on weight classes. If you are uncertain of how much your RV will weigh once your passengers are all inside, go to a CAT scale station or a truck stop just to make sure you know the total. 

What Is the Average Gas Mileage on a Class C RV? 

This class gets around 8 to 15 miles per gallon on average, a typical range for RVs in general. This might seem low, but your Class C will also come equipped with special features that make off-roading and boondocking easier. Most passenger vehicles lack the same capabilities.

Some Class Cs run on diesel instead of unleaded gasoline. Diesel is a useful fuel for vehicles with towing, but it does cost more than gasoline. If you will be driving your RV without towing a passenger vehicle, consider getting a model that runs on gas. 

What Is the Average Cost of a Class C RV?

Paying off an RV loan can take between one to 20 years. Many investors arrange for a 10- or 15-year-long repayment period.

The Class C is the most affordable option if you're looking for a drivable RV. They range from about $80,000 to $140,000, but prices have steadily increased in the past few years. Some larger models with luxury features can cost significantly more. Generally though, the Class C is less expensive than all other drivable classes. 

So what is the average loan for a Class C RV? It depends on how much you borrow. Paying off an RV loan can take between one to 20 years. Many investors arrange for a 10- or 15-year-long repayment period. Before you make a purchase, review the terms of the loan, and carefully check how the payments will affect your monthly budget. 

What Is Considered High Mileage for a Class C Motorhome? 

You can get a good bargain for a used Class C vehicle, but if you plan to drive it without making several replacements and upgrades, look for one under a predicted lifespan of 200,000 miles. Some models can last for up to 300,000 miles, but the risks outweigh the benefits of buying a newer RV.

What Is the Average Water Tank Capacity for a Class C RV?

The freshwater tank ranges from an average of 35 to 55 gallons, and the grey water tank for a Class C ranges from around 28 to 40 gallons. If you are traveling with a larger family, you will have to refill your freshwater tank more frequently, and if you go on long trips, expect to refill the tank regardless of its capacity. 

The capacity of your water tanks is important when you are traveling with multiple campers who need to share the facilities. In a Class C, the water tanks are a generous size, since many of these RVs are designed to accommodate more than two people. It takes between 2 and 5 gallons of water per minute to shower and around 1 gallon to either wash your hands or brush your teeth.

What Type of Battery Is in a Class C Motorhome?

The RV requires a battery in the chassis to start the engine, but you also need a power source for your amenities. Your Class C will come with its own system. Below are the common battery types and additions that you can make as upgrades to your power supply:

  • Deep-cycle: These come in either a 12 volt or two 6 volt units. They are the standard for powering the home areas of your RV. 
  • Lithium-ion: These batteries are rechargeable and have a longer lifespan than the lead-acid kind.
  • Solar: This is a more expensive add-on, but solar power can help you stay connected in remote regions or serve as a backup when one of your other power supplies runs out.

License Requirements for Class C RVs

This class tips the scale from a light-duty vehicle classification into a medium-duty classification of above 10,000 lbs. However, a commercial driver's license is not required. You can drive a Class C with a standard driver's license, without passing any special testing. 

If your RV and towed vehicle totals over the weight limit of 26,000 pounds, you could need a commercial license to legally drive the RV in some states. Fortunately, a Class C is light enough to avoid this limit, and most can only tow about 8,000 lbs. Be sure to check state laws to see more specific requirements.

The Benefits of the Class C RV

Benefits of the Class C RV

Owning a Class C is a beneficial investment for families with kids, traveling professionals who need to transport heavy equipment or any group of campers. Some of the best qualities of the Class C RV include how:

  • They are easy to maneuver: Steering and parking feels about the same as driving a large van.
  • They allow for onboard movement: It is legal for adult passengers to use the bathroom or walk to the refrigerator while the RV is in motion. This means only the driver needs to make rest stops.
  • They have slide-outs: You get the best possible living spaces and storage with slide-outs.
  • They can tow: Depending on the make and model, they can serve as a toy hauler. You can transport your ATV, bikes or other recreational equipment outside of the vehicle for even more space.
  • They offer accessibility: Maintenance and repair services for Class Cs are available at most automotive shops.

Drawbacks of the Class C RV

Class C RVs have many pros, but there are also the cons to consider. If you are planning to get a Class C, think about how:

  • The towing capacity is limited: They have a decent towing capacity, but it is limited by their size. A Super C is able to rival even the Class A in terms of its towing capacities.
  • Cheaper options are available: In terms of drivable RVs, the Class C is the most affordable, but towable RVs often have a lower price tag.
  • This class limits your travel options: A Class C is a solid unit with all parts staying connected. If you set up camp and need to leave for supplies or food, you will have to pack everything up before driving away in your Class C. Then you will have to remake camp when you return.
  • Parking space is more limited: The average passenger car can fit into tighter spaces than your Class C. You have to park more carefully than usual while you're driving one.
  • Some restrictions might apply: The Class C is wider and heavier than a pickup truck or a van. You might have to tow along a passenger car if you plan to explore certain major cities with narrow parallel parking. Class Cs are also heavy and tall, so make sure you know the exact weight with all of your passengers and luggage included. When you're in an unfamiliar area, you should also check your routes for any weight or height restrictions that might come up.

Common Reasons to Choose a Class C Motorhome:

Why buy a Class C motorhome? Some common reasons that sway buyers include:

  • Sleeping capacity: Many of these vehicles have more room than smaller RVs with multiple beds. In some models, you will find a loft bed above the cabin, and there is also space for a table with enough room to install another sleeping space.
  • Easy navigation: This class of motorhomes is easy to drive and maneuver.
  • Safety: The cockpit and the overall construction make them a very safe vehicle to be in if there's ever an emergency. They stand up well to unexpected severe weather.
  • Affordability: Out of all drivable RVs, you can often find Class Cs for the lowest price tags.
  • Economical utilities: Less space can also mean heating and cooling are easier to manage.

What Is a Class C Mini Motorhome?

You may have heard the term mini motorhome when shopping for a Class C. This is another name for the standard Class C and is often used interchangeably with the title of "Class C RV."

Want a smaller RV than most Class C options without moving to a Class B instead? A Class C closer in length to 22 feet might be the best option for you. Class C vehicles are affordable alternatives to the slightly smaller drivable RVs. They provide many of the same features that make a Class B motorhome such an attractive vehicle, so the extra space is worthwhile for most RVers.

What Is a Super Class C RV?

A Super Class C is also called a C+. When a Class C model uses a larger chassis than the standard, for example, a Freightliner truck chassis, the model is considered a Super. These vehicles are larger versions of the standard Class C. They usually run on diesel, which results in a greater hauling capacity.

The chassis capacity and wheelbase do more for a vehicle than you might expect. The base influences the entire build, like which features can be included. You will have more variety in floor plans when you start with a base that has more square footage. 

You should consider getting a Super Class C if you require the towing power of a Class A. Another advantage of getting a Super Class C is the additional slide-outs they often come with. This will give you even more living space. 

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RV and Motor Home Maintenance Guide

RV travel is one of the best ways to experience our beautiful country. You can bring the comforts of home while you have adventures, meet new people, sit by the campfire and go fishing. When you own a motor home, your family can hit the road anytime. You can choose to travel only on the weekends or live in your RV full-time.

Whether you are an RV owner or plan to purchase one soon, you should know how to maintain an RV. This guide will give you all the tips you need to keep your RV in the best possible condition.

Routine RV and Motor Home Maintenance Tips and Tricks

You'll want to perform a few maintenance checks and tasks routinely to keep your RV in peak condition. Pay particular attention to the water heater, roof, refrigerator, awning, battery and exterior.

RV Water Heater Maintenance Tips

Regularly check your water heater to ensure there is no debris in the chamber or burner tube. First, before tackling any of the water heater maintenance, turn off any power sources, as many RV water heaters use electricity and liquid propane.

If the tank contains hot water, run the shower until the tank cools. To remove any buildup, use compressed air, and check whether it's time to replace the anode rod. Clean out sediment, which can accumulate with regular use or outdoor storage.

RV Roof Maintenance Tips

A damaged or leaky roof can lead to significant issues in your RV, which is why it is so crucial to know how to maintain an RV roof.

Constant exposure to the elements means an RV roof can take a battering from rain, wind, sun and hail. A damaged or leaky roof can lead to significant issues in your RV, which is why it is so crucial to know how to maintain an RV roof. Follow our tips to ensure your roof is in tip-top shape.

First, you should clean the RV's roof. If your RV has a factory-installed ladder, your RV's roof is walkable. If not, you can use a stable ladder. Either way, use water and a light solvent to wash your roof. If you've had to park under a sappy tree at the campground, wash the roof as soon as possible.

Next, inspect your RV roof's seams and seals. Every few months, inspect the roof for leaks. Any open seam in the roof's vents, edges, air conditioning unit or skylights can allow water to leak in. The first sign of this you may notice is water soaking into the roof's outer wood framework, which can then cause damage by seeping into the inner ceiling panels.

Patch up the leaks in your roof by using sealants compatible with the roof's material, which may be metal, fiberglass, ALFA, TPO or rubber. If you don't immediately take care of a broken seal, repairing the water damage to your RV could cost hundreds or thousands of dollars.

After cleaning and maintaining your RV's roof, keep the rig covered under a traditional RV cover or an RV carport. You can install a steel RV cover on your property and customize it to your rig's size. Many of these covers come with decades-long warranties to provide your RV's roof with long-term protection. Additionally, ensure you have your roof professionally inspected a couple of times a year.

RV Refrigerator Maintenance Tips

Travel can lead to wear and tear on a refrigerator, especially if you don't perform the recommended maintenance.

Keeping your RV's fridge in working condition will require some upkeep. Travel can lead to wear and tear on a refrigerator, especially if you don't perform the recommended maintenance. To keep your fridge in the best shape possible, follow the tips below.

  • Inspect the fridge after each trip: Check the fridge after you reach your destination. Ensure everything is in working order and properly connected. Make sure that the connections and wires are tight.
  • Start cooling the fridge early: Before you leave for a trip or store food in the refrigerator, start cooling it to ensure it's ready when you need it to keep your food fresh and safely stored.
  • Purchase ice: Rather than forcing your freezer to work hard to make ice, buy your ice separately.
  • Ensure the exhaust is free of debris: The outlet for the fridge's exhaust is typically on the roof, so keep the roof and the outlet free of leaves and other debris.
  • Keep the fridge side in the shade: When you park your RV, whether at the campground or for storage, try to keep the fridge side in the shade. Doing so can keep your refrigerator cooler and promote efficiency.
  • Arrange the food to allow for air circulation: Organize your RV's fridge to leave plenty of space for adequate air circulation. You may even want to buy a small fan to put in the refrigerator to assist with this.

RV Awning Maintenance Tips

Replacing the awning would be even more expensive. Fortunately, with regular maintenance, you may be able to avoid this cost.

Keeping your RV's awning maintained is crucial for preventing mold and mildew buildup. When you inspect the awning, you'll spot any tears early and you can fix them before they become a more significant problem. Debris can quickly accumulate and lead to items getting stuck and tearing up the fabric or even to bees forming nests, so be sure to clean your awning after each trip in your RV and allow it to dry before you retract it.

Always put your awning away before a storm hits, as high winds can damage its alignment and prevent you from storing it effectively. Depending on the damage done to your RV's awning, a tear could cost several hundred dollars. Replacing the awning would be even more expensive. Fortunately, with regular maintenance, you may be able to avoid this cost.

RV Battery Maintenance Tips

Before every trip, check the battery. Store the battery properly by removing it in the winter and putting it in a warm area, as batteries can freeze and break.

Nothing can ruin a family camping trip more quickly than a dead battery. While some batteries are maintenance-free, many have water levels that require regular upkeep. Keep your RV's battery fully charged so you don't have to worry about getting stranded at a campground or canceling the vacation you've been planning for months.

Before every trip, check the battery. Store the battery properly by removing it in the winter and putting it in a warm area, as batteries can freeze and break. If this happens, you could void the warranty and render the battery unusable.

Of course, no matter how well you maintain your battery, you'll have to replace it eventually. For towable RVs, deep-cycle batteries usually start losing capacity after a couple of years, while drivable RVs have start-type batteries that tend to last a few more years.

RV Tank Maintenance Tips

Your RV may come with holding tanks that will need regular attention, including a black tank, gray water tank, freshwater tank and sewer system.

  • Black tank: When you use your RV's black tank, be sure to use approved chemicals for breaking down solids in a black tank. After you empty the tank, use the black tank flush system if you have one installed. Doing so will keep the sensors clean and functional.
  • Gray water tank: A gray water tank doesn't require much maintenance. However, even with typical use, a gray tank can develop a smell. If you notice an odor, you may want to use an odor blocker to keep foul smells at bay.
  • Freshwater tank: Typically, you should flush your freshwater tank seasonally when you bring the RV out of storage. Bacteria can quickly build up in a moist environment. As a result, you should use water and a gentle bleach solution to sanitize the tank. To clear out the bleach after, do a few fills and flushes.
  • Sewer system: Use biodegradable RV toilet paper to keep the wastewater system in good working condition. To avoid unwanted backup, it's crucial to empty the holding tank. This process can be much easier with the proper RV sewer connections. Every so often, be sure to empty the holding tank.

RV Exterior Maintenance Tips

Before every trip you take in your RV, check the tire pressure. Your tires are crucial for remaining safe on the road.

It's crucial to regularly maintain your RV's exterior. Complete the tasks below to ensure your RV's external features are in good condition.

  • Clean the slideout: To prevent dirt from building up in and around your slideout's seals, you need to clean your slideout periodically. If the slideout becomes dirty, you can face issues with sealing your RV. Lubricate the slider mechanisms to ensure the slideout can move in and out with minimal wear and tear.
  • Replace the filters: You should replace your RV's filters seasonally, including the coolant, fuel, air and hydraulic filters. Typically, you should inspect these filters during each oil change. Failure to change these filters when necessary could lead to needless wear and tear on the engine and drivetrain.
  • Treat the window seals: You should also treat the window seals with lubricant. If you notice the windows catching, that could signify it's time to replace them. Use lubricant on the rubber to keep your window seals in good condition. Doing so will allow your windows to easily move up and down or side to side.
  • Check the tire pressure: Before every trip you take in your RV, check the tire pressure. Your tires are crucial for remaining safe on the road. Tire pressure can fluctuate with the temperature, which means you could experience a significant drop after leaving your RV parked all winter. Overinflated and underinflated tires can be equally dangerous. An overinflated tire could explode and an underinflated tire could lead to control problems and create more resistance, impacting your gas mileage.
  • Examine the tire tread: Inspect the tires to determine whether there is uneven tread wear. If you load your rig improperly, this can cause the tires to become more worn in specific spots, possibly leading to a blowout.
  • Tighten the wheel lug nuts: Tighten the wheel lug nuts before you hit the road. These can loosen at any point while in storage or during a previous trip, so be sure to tighten them. If you drive your RV with loose lug nuts, you could risk losing a wheel while traveling.
  • Check the brakes: For ultimate safety, it's crucial to check the brakes and keep them maintained. Every spring, you should maintain your brakes. Make sure the brakes have enough material and are working properly, and keep the wheel bearings lubricated during the summer. You may need to replace your brakes, which usually entails replacing the seals and repacking the wheel bearings. This service can cost a few hundred dollars.
  • Change the RV's oil: You may have your car regularly maintained every few thousand miles, but RVs spend much more time sitting in storage. Ensure you change the oil seasonally or at least annually to keep everything lubricated and operating efficiently. Failing to change the oil when necessary will lead to excessive wear and tear on your RV's engine and could lead to expensive service or even the need for a new engine.
  • Check the electrical connection to the tow vehicle: If you'll be towing your RV, ensure the connection between the rig and your tow vehicle is reliable. This connection is essential for your safety on the road, as the connection transmits your vehicle's electrical signal to the RV. The signal turns on the RV's brake lights and allows your vehicle to charge your RV's battery.
  • Maintain the RV's generator: Refer to the owner's manual for recommendations on how frequently you need to change your filter and oil. Neglecting to service the generator could run you thousands of dollars in repairs. When the RV is in storage, run your generator every so often to ensure there isn't any buildup on the carburetor. Check the schedule in your manual to determine when to service your generator.

Annual RV Maintenance Tips

Annual RV Maintenance Tips. You'll need to complete some maintenance annually, so be sure to perform the following tasks at least once a year.

You'll need to complete some maintenance annually, so be sure to perform the following tasks at least once a year.

  • Treat your rubber roof: If your RV has a rubber roof, have it treated annually to prevent sun damage.
  • Test the safety equipment: Vacuum the RV's carbon monoxide and smoke detector covers, then wash these covers with a dampened cloth before letting the detectors dry and testing them. If you notice your RV's detectors aren't functioning correctly, make sure you replace them before your next trip.
  • Flush the water heater: Each year, you should flush the water heater to get rid of any possible debris or hard water buildup.
  • Check the RV's cooling and heating systems: If you go camping in the summer, few things make a trip as unpleasant as a broken air conditioning system. A professional should maintain and possibly repair your RV's HVAC system annually to ensure your cooling and heating systems are functioning correctly.
  • Inspect the propane system: Inspect your RV's propane system at least once a year for dings, rust, paint damage and issues with connection integrity. To remain efficient and safe, an RV's propane system should be working properly. You can also hire a professional to inspect and test the system to determine whether there are any leaks.

Best Full-Time RV Maintenance Tips

A checklist is vital if you're living in your RV full-time. This tool will help you stay organized and ensure you're tackling the maintenance you need to, when you need to.

Living in your RV full-time can be much more affordable than a mortgage and offer you the flexibility of traveling wherever you want, whenever you want. If you plan to live in your RV, you should know how to maintain it.

How hard is it to maintain an RV you are living in year-round? Fortunately, once you become accustomed to living in your RV and regularly tackling upkeep tasks, it will start seeming easier.

  • Create a checklist: A checklist is vital if you're living in your RV full-time. This tool will help you stay organized and ensure you're tackling the maintenance you need to, when you need to. Make a note of when you check specific features or complete repairs.
  • Clean your roof regularly: If you live in your RV full-time, keep your roof clean. If you don't feel comfortable doing so, ask a fellow RV owner to help or hire a professional. Regularly cleaning your roof will also reduce the black streaks that can appear on an RV.
  • Expect the unexpected: When you're permanently living in an RV, some issues are bound to arise. You could run into severe weather or discover a flat tire, so you may want to prepare for these possibilities. To do so, save an RV repair fund, always carry a spare tire and create an emergency plan.

How Much Does It Cost to Maintain an RV or Motor Home?

How much an RV costs to maintain depends on the vehicle you select and how often you use it.

How much an RV costs to maintain depends on the vehicle you select and how often you use it. For example, the cost of maintaining a diesel motor home may differ from the cost to maintain a Class A motor home. 

While your maintenance costs will depend on the amount of wear and tear on your RV, if you live in your rig, you can expect to spend a few hundred or even a few thousand dollars. Even if you aren't living in your RV full-time, you may need to pay to store your rig. If you want to cover your trailer, you may need to spend a few hundred dollars. All of these factors can affect your annual cost to maintain an RV. 

You will also need to factor in other costs of RV ownership and travel, such as refilling your propane tank, servicing your brakes and tires and maintaining your RV insurance. 

Contact Us About Our Service Contracts

Contact Us About Our Service Contracts

At My Financing USA, we offer vehicle service contracts and tire and wheel protection that can shield you against costs related to breakdowns and road hazards. We know RVing is a way of life, which is why we'll also aim to find the best RV loan program for you. If we can't get your RV loan application approved by a lender on the first attempt, you can receive a free credit consultation call and participate in a credit repair program to improve your odds of securing financing. 

Apply for an RV loan today or contact us at My Financing USA to learn more about our vehicle service contracts and tips for RV restoration and maintenance.

Family Road Trip Ideas in the USA

Family Road Trip Ideas in the USA

This summer, say goodbye to a staycation and hit the road in a new RV. An RV will allow you to bring the comforts of home with you to any destination, which the whole family will appreciate. Hitting the road in an RV can also make your family vacation much more affordable.

If you don't have any ideas for a family road trip with children, we have compiled a list of possibilities for you, regardless of whether you are traveling on the East Coast, the West Coast or in the Midwest. With this list's fun, family-friendly trip ideas for every part of the USA, you can find great family road trip ideas in your area or hit up some of the best spots along your cross-country vacation. 

East Coast Family Road Trip Vacation Ideas

Bar Harbor, Maine. Be sure to rent bikes and cycle through Acadia National Park on the flat carriage trails.

The states on the East Coast all share the coastline along the Atlantic Ocean. These states include Maine, Massachusetts, Connecticut, New Hampshire, Rhode Island, New York, Delaware, New Jersey, Maryland, North Carolina, South Carolina, Virginia, Georgia and Florida. Below, find a list of good road trip ideas with family while traveling on the East Coast. Be sure to stop at:

  • Bar Harbor, Maine: On the East Coast, Maine is one of the best states to visit in the summer. If your family is into hiking, you can watch the sunset from Cadillac Mountain's summit. The homes you'll pass along the coast on your way back look like they've been ripped right out of The Great Gatsby. Be sure to rent bikes and cycle through Acadia National Park on the flat carriage trails. In the morning, dine on smoked salmon eggs Benedict and wild Maine blueberry pancakes at 2 Cats Restaurant.
  • Assateague Island, Maryland: A family favorite in Maryland is Assateague Island, with its natural beauty and wild horses. Be sure to bring water, food and sunscreen to watch the ponies roam while you enjoy the salt air and sand. You can also swim while the lifeguards are on duty. 
  • Ocean City, Maryland: The town closest to Assateague Island is Ocean City, featuring pristine beaches, seaside amusements, delicious restaurants and an iconic boardwalk. Visit Fish Tales, where you can eat some delicious seafood while your kids can burn off some energy on the playground that includes a pirate ship. 
  • Williamsburg, Virginia: Be sure to visit historic Colonial Williamsburg and bask in the shade of the old tree on Nicholson Street across from the St. George Tucker House. After, take a drive to Waller Mill Park, where you can hit the biking and hiking trails or rent a boat and do some turtle watching. You can choose from any of the historic taverns for dining, such as Chowning's Tavern. Taste 18th-century food while learning about our nation's history from costumed characters.
  • Washington, D.C.: For your family, a must-see in D.C. is the Smithsonian National Museum of Natural History. Here, your kids can view the Hope Diamond and a huge prehistoric white shark. At the International Spy Museum, your kids can start a mission from a secret room. To view the monuments from the Tidal Basin, rent a paddleboat. For some authentic Ethiopian cuisine, check out the renowned restaurant Ethiopic. 
  • Bryson City, North Carolina: If your road trip passes through Bryson City, North Carolina, visit the Nantahala Outdoor Park. Here, your family can do some whitewater rafting. After you dry off, hit the road and take a quick drive until you reach the famous Great Smoky Mountains Railroad. In the morning, visit the Everett Street Diner for a hearty breakfast. 
  • Charleston, South Carolina: In South Carolina, you can take a boat to one of the last undeveloped barrier islands known as Capers Island. Your family can cruise past dolphins and pelicans and through tidal creeks. Once you reach Boneyard Beach, collect shells with the kids. Eat at The Wreck of the Richard & Charlene, where you can enjoy fried seafood and watch shrimp boats from the pier.
  • Savannah, Georgia: After a stay in Charleston, you may want to travel a couple of hours further south to Savannah, Georgia. Lay on the beach, hit the water in a boat, visit theSavannah National Wildlife Refuge, explore Savannah's historic sites, attend a baseball game at Grayson Stadium and indulge your sweet tooth at Leopold's Ice Cream. 
  • Atlanta, Georgia: Atlanta has plenty of activities and sights to see to keep your family busy. First, be sure to visit the world's largest aquarium – Georgia Aquarium. To avoid crowds, go early in the morning or during the week, and buy your tickets online beforehand. Watch the Dolphin Presentation, and after you visit the aquarium, head to the Atlanta Botanical Garden. For dinner, grab a chili cheese dog and onion rings at The Varsity, the largest drive-in restaurant in the world.
Atlanta, Georgia has plenty of activities and sights to see to keep your family busy.

Midwest Family Road Trip Ideas

States in the Midwest include Illinois, Ohio, Indiana, Iowa, Michigan, Kansas, Missouri, Minnesota, Nebraska, Wisconsin, North Dakota and South Dakota. In the Midwest, there are plenty of destinations for your family to travel to.

Travel to Kansas City, Missouri

Despite its name, this city isn't in Kansas. Instead, you'll find it in the Midwest state of Missouri. The city has plenty to offer your family, including Deanna Rose Children's Farmstead and the Kansas City Zoo

At the farmstead, you'll find animals, fishing, pony rides and plenty of room to play. At the zoo, you'll find the African Sky Safari and the Endangered Species Carousel. A family-favorite restaurant is Cascone's Italian Restaurant, where you can dine on your favorite Italian dishes. 

Take a Drive to Traverse City, Michigan

About 25 miles from Grand Rapids, you can bike or hike the trails at Sand Lake. After, enjoy a picnic next to the lake.

In Elk Rapids, you can visit Rennie Orchards and pick cherries from July through August. You may also want to stop by Friske Farm Market, where your kids can feed adorable goats and take wagon rides. About 25 miles from Grand Rapids, you can bike or hike the trails at Sand Lake. After, enjoy a picnic next to the lake.

Centuries ago, millworkers built Sleder's Family Tavern. You'll feel like you're enjoying a meal in a hunting lodge, and a bartender will ring a bell each time the tavern's stuffed moose gets a kiss.

Stop by Holland, Michigan

If you're planning a trip to Michigan this year, head to Holland. In Holland State Park, you can relax on Lake Michigan's pier, where you can view the Big Red Lighthouse. There is a world-famous indoor public facility to cool off known as the Holland Aquatic Center, and your kids can play on the playground at Kollen Park

For food, stop by the waterfront Ottawa Beach Inn for a famous perch sandwich. Then go to Captain Sundae to order a Tommy Turtle Sundae.

Travel to Chicago, Illinois

Chicago has lots of excitement to offer. At Millennium Park, you can snap a photo of your whole family's reflection on the enormous, bean-shaped sculpture known as Cloud Gate, aka "The Bean." On a weekday, enjoy a fantastic view of the city from atop the Navy Pier's giant Ferris wheel, Centennial Wheel. If you stop by on the weekend, you'll be stuck waiting in a long line.

On a rainy day, visit the Museum of Science and Industry, where you'll find a fairy castle and a coal mine. There are plenty of places to eat in the city as well. At Superdawg Drive-In, a carhop will deliver your burgers, fries and shakes directly to your window. And of course, you can't go to Chicago and not try the famous deep-dish pizza. Stop by Lou Malnati's Pizzeria, which has been a Chicago fixture for decades.

Cruise Down Route 66

One of the most famous American road trips is a drive down Route 66. When you're ready to leave Chicago, hop on Route 66 and cruise all the way to Santa Monica, California.

One of the most famous American road trips is a drive down Route 66. When you're ready to leave Chicago, hop on Route 66 and cruise all the way to Santa Monica, California. Along the way, you'll pass by vintage neon road signs, retro diners and breathtaking sights. 

Of course, this is an ambitious undertaking for a family, so you may want to wait until the kids are a bit older before you tackle this trip. However, if you want to take the trip while your kids are still young, you can still drive a smaller portion of the route. For example, traveling between Chicago and Springfield will keep you in Illinois, and you'll still see plenty of interesting stops along your way. 

West Coast Family Road Trip Ideas

Oregon Coast Highway: If you want to take one of the less populated West Coast drives, this is the best option for your family.

Also known as the Pacific Coast, the West Coast includes the states that all have a coastline along the Pacific Ocean. These states include Washington, Oregon and California. If you have family on the West Coast, you may be searching for West Coast family reunion road trip ideas. Or you and your family may want to travel out West for the first time. Regardless, there are plenty of road trip opportunities for your family in this region.

  • Pacific Coast Highway: For a family that loves the ocean, a trip along the Pacific Coast Highway is a must. Start your trip along this highway in San Francisco and stop at numerous California cities on your way down to San Diego, including Big Sur, Santa Cruz, Santa Monica, Malibu and Monterey. Hang out on the beach in Malibu, go whale watching in Monterey and ride on the Ferris wheel in Santa Monica. 
  • Oregon Coast Highway: In Oregon, the Oregon Coast Highway is perhaps the most idyllic road trip you can take. If you want to take one of the less populated West Coast drives, this is the best option for your family. Travel all the way from the Columbia River down to the California border and make stops in the Oregon cities of Astoria, Seaside, Cape Meares, Cannon Beach, Cape Lookout, Lincoln City, Cape Kiwanda, Newport, Depoe Bay, Coos Bay, Reedsport and Florence. Don't miss a stop at the Samuel H. Boardman State Scenic Corridor for more breathtaking views along with some hiking and fishing. 

Family Road Trip Ideas in California

Family Road Trip Ideas in California

California is a popular road trip destination in the summer. If your family wants to go to California, whether to reunite with extended family or to enjoy the impeccable weather, there are plenty of family-friendly places in the state you can travel to.

  • Point Reyes National Seashore: One of the areas you can travel to in California is Point Reyes National Seashore. If your family enjoys surfing, visit Dillon Beach. Because the undercurrent is strong, younger children should stay on land. Fortunately, there are large dunes that your kids will love rolling down and plenty of sand to play in. For dinner after a day on the beach, head to Nick's Cove Restaurant and Oyster Bar, located on Tomales Bay, where you can enjoy local seafood while surrounded by a quirky nautical theme.
  • Big Sur: There is plenty to do in Big Sur, including stopping for baked goods and wood-fired pizza at Big Sur Bakery. After eating, visit Julia Pfeiffer Burns State Park, where you can take a trail to the waterfall that plunges into the Pacific Ocean. Be sure to stop at Nepenthe, an iconic restaurant with communal tables that overlook the ocean – perfect for the whole family.
  • Eureka: After a visit to Eureka, California, this charming city will quickly become a family favorite. You can visit the Sequoia Park Zoo that features animal habitats and redwoods and view the harbor via a Humboldt Bay Harbor Cruise. For a place to eat, consider stopping by the last surviving cookhouse of the West, Samoa Cookhouse, where you'll feel like you've entered a time machine. They serve food family-style, and you can enjoy breakfast, lunch or dinner.

More Summer Road Trip Ideas for Families

Family vacation road trip ideas can take you to the most scenic and exciting corners of the United States. The Northeast, Southeast, West, Southwest and Midwest all offer unique sights, weather and adventures. Consider the summer road trip ideas below if you're open to traveling anywhere in the U.S.

Dallas, Texas

Texas is a vast state with plenty to offer. In Dallas, check out the Dallas Heritage Village. There, you'll find Victorian and pioneer buildings, along with a working farm from the Civil War era where people dress in hoopskirts and bonnets. If your family has any picky eaters, take them to Son of a Butcher, where your family can dine on a variety of old-school sliders in a smattering of flavors and enjoy some handmade shakes for dessert. Or, head to Truck Yard for outdoor dining with food trucks, a treehouse and live music.

Whitefish, Montana

Montana is one of the most beautiful states, and it offers plenty of adventure for the whole family. Head to the city of Whitefish, Montana, where you can bike the Whitefish Trail and hike the North Boundary Trail. The Whitefish Trail goes through town, where you can grab a bite to eat at the Wrap and Roll Café, home of the "Fatty Burrito." Or, check out the Buffalo Café and Nightly Grill to try some Montana elk enchiladas and enjoy a kids menu with something for everyone.

Big Sky, Montana

Big Sky, Montana. While you're in Montana, take a guided raft trip in Yellowstone National Park down the Gallatin River.

While you're in Montana, take a guided raft trip in Yellowstone National Park down the Gallatin River. After your water adventure, go fishing for brook trout at the nearby creeks. Don't forget to purchase all your picnic makings from the Hungry Moose Market & Deli, which offers a selection of salads, sandwiches and wine for the adults.

San Juan Skyway

If you drive this scenic Colorado byway, you can view some of Colorado's best scenery, including lakes, forests and peaks. In Ouray, Colorado, referred to as the Switzerland of America, you can find luscious hot springs nestled under some snow-capped mountains. In Durango, your family can go kayaking and take a steam train.

Oklahoma City, Oklahoma

If you want to take a trip to Oklahoma, be sure to head to Oklahoma City. At the Sam Noble Museum, Oklahoma's Museum of Natural History, you'll find dinosaur exhibits and art from cultures around the world. Hop on the "dinovator," which carries you up to eye level with the Apatosaurus. To shop for cowboy boots and watch horse shows, visit the Stockyards City district. Eat like a ranch hand at Cattlemen's Steakhouse, where you can enjoy a delicious steak and lamb fries.

Tribal Park Loop

The Tribal park loop will take your family along the Utah-Arizona state line.There, you can visit Monument Valley Najavo Tribal Park, which has served as the backdrop for numerous Hollywood movies, including westerns, Mission Impossible II and Forrest Gump. The valley features brilliant red landscapes and large sand towers, and by traveling along the Tribal Park Loop, your family can enjoy all these sights. You may even want to stay the night and sign up for a tour with a Navajo guide, who can lead you to areas that you can't access alone and educate your family on the area's history. 


If your kids love wildlife, Cades Cove in the Great Smoky Mountains National Park is a must-stop.

One of the best places to travel with your kids during their summer break is to Tennessee. This state offers delicious food and plenty of fun for the whole family.

In Pigeon Forge, you'll find novelty restaurants, glittering lights and Dollywood. This theme park, owned by Dolly Parton, offers something for every family member, including exhilarating rides and a water park where you can relax and cool off. Then enjoy a southern feast and amusing entertainment at the Hatfield and McCoy Dinner Feud™.

If your kids love wildlife, Cades Cove in the Great Smoky Mountains National Park is a must-stop. With RV campsites, you and your family can set up camp and spend a day or two wandering through a 19th-century settlement, viewing the wildlife and hiking.

A vacation to Tennessee wouldn't be complete without a visit to Nashville. Your kids will love roaming the lush paths in the Cheekwood Botanical Garden that look like they belong in a storybook. The Warner Park Nature Center is full of games and trails specifically for kids. 

Downtown, you can find the Frist Art Museum, where there is a children's gallery and tons of hands-on activities. For a place to eat, stop by The Loveless Cafe, where you and your kids can watch the cooks prepare the Southern classics like biscuits and gravy in a setting that feels like a country kitchen.

Learn About Our RV Loans

Learn About Our RV Loans

One of the best ways to indulge all of your family-friendly road trip ideas is by hitting the road in an RV. At My Financing USA, we can help you find an RV loan, regardless of whether you have a high or low credit score. When you work with us, you can enjoy:

  • Credit protection: In some cases, we can minimize credit inquiries by offering you the ability to get pre-qualified and sending your application only to one lender at a time.
  • Quick, easy approval: Sign your documents and submit them all from your phone. This makes application approval faster and simpler, allowing us to potentially fund your application in just 48-72 hours.
  • Nationwide low rates: We conduct our search for RV loans across the nation, so we can help you find the best available terms and rates, even if you have credit problems in your past. 

Ready to hit the road in your new RV? Apply for an RV loan today, and we can help you find the financing that's right for you.

Summer Road Trip Ideas in the USA

Summer Road Trip Ideas in the USA

Are you itching for summertime adventure? Luckily, if you live in the United States, you don't have to travel abroad to find adventure or see awe-inspiring sights. Of course, summer road trip ideas can vary widely depending on your location or the region you'll be traveling to. Whether you are planning on staying in your home state or you want to do some traveling, you can have thrilling adventures in any corner of the U.S. 

We offer a list of late, mid and early summer road trip ideas for the East Coast, Midwest and West Coast, along with fun activities for kids, friends and couples. 

East Coast and Northeast Summer Road Trip Ideas

Are you based in the Northeast? Want to travel along the East Coast? We've compiled a list of summer road trip ideas for destinations on the East Coast. 

Summer Road Trip Ideas From NYC

Newport, Rhode Island. The East Coast is full of beautiful destinations, and in Rhode Island, one of the best is Newport.

If you're based in the city, you may want to explore other parts of the East Coast. Whether that's another city or a small town, this region has plenty of fun and scenic places to visit.

  • Florida Keys: Florida is a popular vacation destination, and the Florida Keys are tropical islands off the state's southern coast. These islands are nestled between the Gulf of Mexico and the Atlantic Ocean and are the ideal spot for swimming, snorkeling, boating, sunbathing, fishing and scuba diving. Even after the sun goes down, the Florida Keys offer thrilling nightlife by the water and fun clubs to visit. 
  • Newport, Rhode Island: The East Coast is full of beautiful destinations, and in Rhode Island, one of the best is Newport – a picturesque, seaside town filled with so much charm, you'll want to return every summer. If you're based in New York, the trip from New York to Newport is beautiful, and you'll drive through the state of Connecticut, one of the most scenic in the nation. 
  • Upstate New York: If you want to visit New York, you should know there's much more to the state than the city. In upstate New York, you can discover beautiful hidden gems. Start with Hudson, one of the state's most popular towns, and ask locals for recommendations on where to travel next as you explore the state. 
  • Jersey Shore: To enjoy miles of oceanfront beaches, resort areas and boardwalks, travel along the Jersey Shore. Here, you can surf, lay under the sun and stop at every top spot, including Ocean City with its legendary boardwalk, Wilwood with its famous amusement park and Atlantic City with its casinos. 

Summer Road Trip Ideas in Maine

Summer Road Trip Ideas in Maine. The state has plenty to offer, from peaceful routes and scenic views to delicious food and a laid-back atmosphere.

If you want to explore the Northeast in the summer, Maine is a must. The state has plenty to offer, from peaceful routes and scenic views to delicious food and a laid-back atmosphere. 

  • Maine Lobster Trail: Love seafood? Don't pass up a visit to Maine – drive the lobster trail. Throughout the state, you can find numerous restaurants that offer seafood, specifically lobster. Along with the restaurants, you can enjoy the small villages and meet friendly locals. For a weekend adventure on the East Coast, be sure to hit the lobster trail in Maine.
  • Portland, Maine: While in Maine for the lobster trail, consider visiting Portland, the old fishing village. Home to Old Port, this waterfront area includes restaurants and working fishing wharves. You can also find the West End, which is an idyllic area where you can visit the Victoria Mansion Museum and the Portland Museum of Art.
  • White Mountain National Forest: This beautiful forest is located in both western Maine and eastern New Hampshire, where you can explore the alpine peaks and the hardwood forest. On your road trip, spend time enjoying local wildlife, hiking deep trails and visiting the historic sites, such as the Russell-Colbath House. If you would prefer to drive, you can take the Kancamagus Scenic Byway, which still allows you to view the scenery.
  • Park Loop in Acadia National Park: In Maine, the Park Loop in Acadia National Park is a widely visited destination. If you want to visit one of the most scenic parks in the U.S., start planning your trip to Maine. The Park Loop is a 27-mile road on which you can admire all the highlights the park has to offer. 

Midwest Summer Road Trip Ideas

Whether you live in the Midwest or you want to travel to the Midwest this summer, there are plenty of places to visit and activities to fill your summer days.

Summer Road Trip Ideas on Route 66

Route 66 is a highway that stretches from Chicago to Los Angeles, and there are plenty of sights to see along the way.

To take a journey through American history, schedule a trip to drive down Route 66. You'll see breathtaking natural formations, abandoned gas stations, old-fashioned motels and diners, quirky museums, flickering neon signs and some of the most famous landmarks in the nation. Route 66 is a highway that stretches from Chicago to Los Angeles, and there are plenty of sights to see along the way. 

  • Sky City: In New Mexico, one of the most important cultural destinations in the state is Sky City. Located on top of a sandstone mesa, this area is one of the nation's oldest continuously inhabited settlements. View exhibits, explore the museum, take a guided tour and see the vast views. To reach the mesa, you'll have to take a tour bus.
  • Seligman: The small, quiet town of Seligman claims to be Route 66's birthplace, making it a must-see along your journey. Time travel to the Old West when you visit Seligman – complete with an old street that appears to belong on a Western movie set and hitching rails for horses. Visit the museum and dine at the Roadkill Cafe.
  • London Bridge: In Arizona, you can see the London Bridge – the namesake of the famous children's song. The bridge was relocated to Arizona from the River Thames in England. In Lake Havasu City, you can find the reassembled and restored London Bridge above a canal with water that comes from the Colorado River. Take a walking tour here and visit the museum. 
  • Cadillac Ranch: The quintessential stop along Route 66 is Cadillac Ranch. You've probably heard Cadillac Ranch referred to multiple times in pop culture and media, including films and music. Located in Texas, this public art exhibit features a row of colorfully painted Cadillacs standing on their heads. When you reach this must-see near the halfway point of Route 66, stop by for a photo-op. 
  • Wigwam Village: In the Arizona desert, you can visit the Wigwam Village Motel No. 6 and sleep in a concrete teepee. The white and red teepees are incredibly tall and built in a semicircle, and each of the teepees includes a shower, toilet, sink and furniture. While here, you can visit the onsite museum filled with historical and Native American memorabilia.
  • Cozy Dog Drive-In: Like corn dogs? The Cozy Dog Drive-In claims to have invented the food, which they call a Cozy Dog. You can find plenty of other inexpensive food at this restaurant and a fun atmosphere, too. When you reach Springfield, Illinois, fill your belly and grab memorabilia of your trip down Route 66 at the Cozy Dog Drive-In. 
  • Meramec Caverns: The Meramec Caverns, located in the Ozarks, are home to hidden treasures. In this cavern system, you can find ancient mineral formations that mark the world's biggest cave formations. Drop by for a guided tour of the Meramec Caverns that give Missouri its nickname of "the cave state."
  • The Grand Canyon: Slightly north of Route 66, you can find the Grand Canyon National Park. Take a small detour to visit this dramatic, 200-mile canyon of the Colorado River. Not only is the Grand Canyon one of the most beautiful natural formations along Route 66, but it's also one of the most beautiful in the nation. If you want a little more adventure beyond sightseeing, schedule a hiking trip, camping excursion or whitewater rafting trip. 
  • The Petrified Forest: You won't find another national park like the Petrified Forest in Arizona. Here, you'll find ancient petroglyphs, fossils and unusual petrified logs. Take a day to backpack through and explore the Painted Desert, where you can also camp for free overnight. Alternatively, you can drive through the park and view the stunning overlooks.
  • Chain of Rocks Bridge: In St. Louis, Missouri, you can find the Chain of Rocks Bridge, which crosses over the Mississippi River. The bridge is named after the dangerous stretch of rocky rapids, and though you can't drive across it, you can walk or ride a bike. 

West Coast Summer Road Trip Ideas

The West Coast is one of the best regions in the nation for adventure, particularly if you want to explore a coastline and escape the cities.

The West Coast is one of the best regions in the nation for adventure, particularly if you want to explore a coastline and escape the cities. 

  • Oregon Coast Highway: One of the most idyllic places to travel is the Oregon Coast Highway. If you want to skip the more populated drives on the West Coast, this road trip flies under the radar and offers a laidback, no-rush attitude. For a soul-filling journey on the road, be sure to include a trip along the Oregon Coast Highway on your summer bucket list.
  • Zion National Park: You'd be hard-pressed to find a state that offers more road trip opportunities than Utah. But if you have to pick just one journey in this gorgeous state, take a trip through Zion National Park, the first national park in the state. Here, you can follow the paths walked by pioneers and ancient native people. View the massive sandstone cliffs of red, pink and cream that soar up to the brilliant blue sky.
  • Page, Arizona: Zion National Park borders Arizona, and Page is the nearest Arizona town. There, you'll find the Slot Canyons and Horseshoe Bend, so if you're planning a trip through Arizona as well, Zion National Park can be a great place to kickstart your adventures. 
  • Alaska Highway: Alaska offers some of the most indescribable beauty in the U.S., and you can enjoy the views during a trip on the Alaska Highway. Much of the journey on this route passes through the Yukon Territory. Plus, as a bonus, you'll get to travel through Canada on your way to Alaska. If you're looking for adventure, look no further than a trip down the Alaskan Highway.

California Summer Road Trip Ideas

Keep in mind that California traffic peaks in the summer months, so if you're planning a road trip to the scenic state, plan accordingly.

If you're looking to plan a day trip, hit the Pacific Coast Highway. However, you may enjoy the trip more by spending a night near the coast. You can find many hidden gems on the highway between San Francisco and Los Angeles. Carmel-by-the-Sea, sometimes shortened to Carmel, is a great spot to hang out for a couple of days and enjoy the peace of the California coastline. 

If you live in Los Angeles or want to visit, be sure to take a trip to Joshua Tree. You can explore the National Park, home to the famous Joshua Trees and a great place for short hikes. You may also want to visit the vintage thrift stores and the book stores in the quirky towns. If you're planning to stay for a weekend or a few days, you can choose between a cabin rental for a large group or a tiny cabin for a romantic getaway. 

Keep in mind that California traffic peaks in the summer months, so if you're planning a road trip to the scenic state, plan accordingly.

Fun Summer Road Trip Ideas With Kids

Fun Summer Road Trip Ideas With Kids

If you have children, you need kid-friendly road trip ideas. Kids may not be too enthralled with spending their summer days in a car to explore scenic spots. You need a destination with plenty of fun activities to keep your kids active and busy during their summer vacation.Luckily, we've compiled some summer vacation road trip ideas for families. 

  • Ocean City, Maryland: On the East Coast, one of the best places to visit with kids during the summer is Ocean City, Maryland. The city offers pristine beaches, iconic boardwalks, delicious restaurants and plenty of seaside amusements. Here, you can enjoy time with your family on the beach this summer.
  • Wells Beach in Maine: You can find Wells Beach in Maine between Ogunquit and Kennebunkport, where there are picturesque beaches and calm waters. This spot is a great destination if you have kids, allowing everyone to play and swim on these family-friendly beaches. You can relax and enjoy the sun while your kids have fun, and then later enjoy the excellent shopping and dining in the area.
  • Table Rock Lake in Arkansas: In the Ozarks of Arkansas, you can find an artificial lake known as Table Rock Lake. This lake is known for fun summer activities, including camping, boating, biking, fishing and water skiing. You can also find the Butterfly Palace and Rainforest Adventure, which is a kid-friendly attraction that includes a butterfly aviary, and Marvel Cave, which is a unique formation perfect for exploring. 
  • Hilton Head Island in South Carolina: On this island, you can enjoy beautiful beaches and the Atlantic Ocean, along with exciting attractions and immaculate golf courses. Visit the Pinckney Island National Wildlife Refuge, the Harbor Town Lighthouse and Museum and the Coastal Discovery Museum, where you'll find themed gardens and heritage sites. Your kids will be delighted by the array of wildlife like birds, deer and alligators.
  • Philadelphia to Laurel Highlands: If you're based in Pennsylvania, you can take a fun road trip with your kids to explore the western part of the state. Hop on I-76 and explore historic sites and farms or go hiking, biking, fishing, horseback riding, golfing and whitewater rafting. There are also plenty of spas, wineries, distilleries and breweries, as well as a casino that can keep the entire family happy and busy. Stay at a variety of places, such as campgrounds, cabins, motels, hotels and luxury resorts.

Adults-Only Summer Road Trip Ideas

If you don't have kids or you're taking a trip with your spouse or friends while the kids stay with the grandparents, we have plenty of destination ideas to keep you busy.

Summer Road Trip Ideas for Friends

South Padre Island.  In Texas, this resort town is a hot summer destination that offers fun and beaches on the Gulf of Mexico.

Spending part of your summer with friends? Few summer activities are better than a road trip. Below are some road trip ideas for you and your friends.

One place you can visit with friends is South Padre Island. In Texas, this resort town is a hot summer destination that offers fun and beaches on the Gulf of Mexico. Explore various wildlife attractions, including Sea Turtle, Inc., which is a rescue and rehabilitation center specifically for turtles. Additionally, you may want to visit the island's Dolphin Research & Sealife Nature Center, where you can find touch tanks and marine creatures visible from a boat tour.

You and your friends may also want to spend some time in Cape May County. In New Jersey, Cape May County is surrounded by the Atlantic Ocean and Delaware Bay. Here, you can find endless beaches and seaside resorts on islands. Lay in the sand or join a water sport. Travel to Stone Harbor or Sea Isle City to dine on delicious seafood fresh from the ocean and lounge on the beach. Of course, don't forget to enjoy the Victorian splendor offered by Cape May.

If you're planning your trip on a budget, consider a visit to the Great Sand Dunes National Park in Colorado. Here, you'll find North America's highest sand dunes. You and your friends can go backpacking and sand sledding and hone your photography skills. The park is open at all hours, so not only can you backpack during the day, but you can lay under the panorama of stars by night.

Summer Road Trip Ideas for Couples

Start your romantic journey at Yellowstone National Park, where you can find thousands of geysers and hot springs, including Old Faithful.

Whether you and your partner are looking for one-week summer road trip ideas in the USA or you want to spend most of your summer traveling, consider the ideas for couples below.

Start your romantic journey at Yellowstone National Park, where you can find thousands of geysers and hot springs, including Old Faithful. After Yellowstone, head to Grand Teton National Park located in northwestern Wyoming. There, you'll find stunning alpine lakes, expansive grassy plains and a stunning mountain landscape. Next, spend a night at a spa that offers a backdrop of Teton views and the romanticism of the Old West, Lost Creek Ranch & Spa. 

If you're looking to reconnect with your significant other, you can't beat a road trip in Utah from St. George to Moab. Unplug from technology and enjoy the one-on-one time while you view the stunning nature scenes and bond over your adventures. You'll see a rainbow-colored land full of valleys, canyons and mountains, along with multiple national parks. In the evenings, you can dress up and head into Downtown Moab to enjoy a nice dinner with your loved one. 

Apply for an RV Loan

Apply for an RV Loan. We offer easy closing and quick approvals and can help you find low rates.

Looking to travel around the U.S. on a summer road trip? An RV is the best way to travel to any state or region, allowing you to bring all the comforts of home with you. If you have found the RV of your dreams, your next step is finding a loan to cover your purchase. 

Regardless of whether you have good or bad credit, My Financing USA will try to help you find the right loan and lender for your RV. We can offer our services to those in the 48 contiguous states. 

When you apply for a loan, you'll fill out all the requested information and we will get in touch with you. We will discuss your application with you, and we may ask some questions to ensure we understand your expectations and goals for financing. We offer easy closing and quick approvals and can help you find low rates. Apply for an RV loan with us at My Financing USA. 

RV and Motor Home Maintenance Checklist

RV and Motor Home Maintenance Checklist

No matter how often you use your RV – seasonally, annually or one weekend a month – your vehicle will need maintenance throughout the year. As such, we have developed these monthly, seasonal and annual maintenance checklists for your RV, motor home, camper, fifth-wheel RV, RV trailer, Class A RV, Class B RV, Class C RV, diesel RV, RV generator, RV travel trailer, camper trailer and pop-up camper. 

Though no two campers or motor homes are identical, our tips will help you keep your RV in the best possible shape, so it's always ready for your next adventure. 

Pre-Trip RV Checklist

Before every trip, take steps to ensure your rig is in good condition. An underinflated tire can quickly turn a fun camping trip into an unpleasant one, so you want to make sure you check all your RV's essential components before hitting the road. 

External Checklist Before Your Trip

External Checklist Before Your Trip

Follow the steps below for maintaining and checking the RV's external features.

  • Rig: Remove the RV's rig from the levelers, then safely stow it.
  • Roof: An RV roof can quickly gather debris, especially if you are camping near trees. If you allow it to sit on the roof, this can lead to damage and can be dangerous to other drivers if it flies off while driving. Before you leave, look for any debris and clean it off. 
  • Jacks: To prevent your RV's jacks from falling while you are traveling, ensure they are in an upright position and locked into place. 
  • Chairs: Check that all the chairs are secure and stowed correctly.
  • Tires: Check the tires to see whether the pressure appears even. Ensure there are no punctures or bald spots. If the pressure doesn't seem even, adjust the air pressure in every tire. Checking your tires is especially critical when they're cold. 
  • Lights: Flip the light switches quickly to make sure they're working. Press the pedals as well to ensure your brake lights and headlights are working.
  • Steps: If your vehicle has steps that fold in and out, ensure you fold them up securely.
  • Cable: Does your RV have phone wires or cable connections? If so, roll these up and put them away safely.
  • Hoses: Check your RV's fill and drain hoses. Ensure they have their caps in place, then stow them safely.
  • Electric: Examine the RV's external wires or electric generator. Ensure you've disconnected and stowed them properly.
  • Chocks: Remove and stow the RV's chocks. 
  • Awnings: If there are gaps in your awning that could allow water to drip down, repair them.Put the awning away and secure it tightly to your RV.
  • Heaters: Examine the gas and water heaters and make sure they're off.
  • Satellite: If you have a satellite dish on your RV for TV, take it down and put it somewhere safe.
  • Campsite: If you're leaving a campsite, ensure you leave it cleaner than you found it. You could get in trouble if you leave behind any garbage or debris.
  • Regulator: If you have a regulator for your RV's water pressure system, remove it and stow it safely. Check all your RV's regulators and fittings for leaks.
  • Compartments: Check your RV's exterior compartments and lock them to prevent items from falling while you're traveling.

Internal Checklist Before Your Trip

Follow the steps below for maintaining and checking the RV's internal features.

  • Furnace: To prevent fire hazards, ensure your furnace is in working condition and turn it off before leaving.
  • Antenna: If your RV has a TV antenna inside, put it down before you leave.
  • Cabinets: Close your interior cabinets and lock them to prevent any items inside from falling out during your trip.
  • Entry door: Ensure you close and lock your RV's entry door.
  • Bathroom: Close and lock your shower doors and stow any supplies you may have in your shower.
  • Trash cans: Empty all your trash cans and safely stow them.
  • Water pump: Turn off the water pump or double-check that you've turned it off already. 
  • Pilot lights: Failing to turn off the pilot lights is another fire hazard, so switch them off before you hit the road.
  • Refrigerator: If your RV's fridge is empty, keep it powered down. Even if it isn't empty, lock the door.
  • Water heater: Turn off your interior water heater. If your water heater has an electric supply, check inside the RV. However, if your water heater happens to run on gas, it may be an external supply, so check the exterior.
  • Walls and floor: Check the walls and floor for signs of moisture, such as water marks, drips or discoloration. These could signify a leak. If so, check your roof, joints and plumbing to determine where the water is coming from.
  • Windows and vents: Inspect the sealant on your windows and moldings. Replace it if you notice signs of cracking or splitting. Ensure all your RV's windows and vents are closed and secure to prevent debris or precipitation from getting inside your vehicle. 

If you notice leaks, gaps or cracks in any of your RV's features, repair them before you leave for your trip.

Monthly Maintenance Checklist for RVs

Whether you have a smaller camper or a Class A motor home, follow this maintenance checklist every month to ensure you keep your vehicle in the best possible condition.

1. Check for Pests

Keep pests out of your RV by checking under your RV for any cracked insulation, rodent access points or abrading. Pests can enter your RV even through minuscule gaps or cracks, so make sure you examine the rig carefully and thoroughly to spot these areas and repair them. 

2. Check the Seals

Next, check the seals on your RV. Sealants are crucial for keeping water out of your RV. Unfortunately, sealants can become damaged over time by ultraviolet exposure, air pollution and freezing temperatures. Examine the exterior sealants, and if you find any cracks, separation, peeling, gaps or voids, re-seal them. If there are cracks in your sealants, and you fail to repair them, this could lead to extensive water damage.

3. Top off the Batteries

Top off the Batteries. Since water evaporates over time, you should top off the batteries' water levels monthly.

Your RV's batteries have water levels for facilitating electrical movement. Since water evaporates over time, you should top off the batteries' water levels monthly. Only use distilled water to top off your batteries, as tap water contains minerals that may affect the batteries' ability to conduct electricity. 

4. Run Your Generator

Gasoline starts going bad after about a month, but it may spoil faster if you haven't used your gasoline recently. That means you should get your gasoline moving through the generator every month. At least once a month, run it for a couple of hours at half capacity. If you don't plan to use your generator for a while, you can add a fuel stabilizer to keep your generator longer during a lengthy storage period.

5. Care for Any Slideouts

Does your RV have slideouts? They can be an excellent addition to your rig, though they come with added maintenance. To ensure the slideouts remain smooth and continue moving correctly, slide them out and put some lubricant on. 

Additionally, check for signs of corrosion or rust, as this may influence how well your slideouts work. If needed, you can also choose to use a dedicated spray to reinforce your slideouts' seals.

6. Check Under the Hood

Check Under the Hood. At least once a month, you should check under the hood to examine the engine.

At least once a month, you should check under the hood to examine the engine. If you have a towable RV, check your towing vehicle. In particular, pay attention to the following features.

  • Battery: Look at the engine's battery to ensure you won't need to find jumper cables at the campground before you can leave.
  • Clamps and hoses: Check the clamps and hoses and ensure they're secure. 
  • Filters: Air, fuel and oil filters can all lead to problems if they get clogged, so clean and replace them as necessary. 
  • Belts: Examine the belts to determine whether there are cracks or corrosion present. 
  • Oil levels: Check your transmission's and engine's fluid levels. If they are low, top them off. You may also want to ensure there aren't any leaks. 

7. Clean the Air Conditioning

Like your home, your RV has vents to ensure only clean air is flowing through your RV. An air conditioning unit can become clogged over time, so to keep it running efficiently, vacuum the vents and clean them every month. Additionally, you may want to replace the filter every month. 

8. Test the Safety Equipment

Finally, you should always test your safety equipment each month. Test your smoke and carbon monoxide detectors and other safety equipment to ensure they're all working correctly. If not, you may need to replace the batteries. Make sure your fire extinguisher is also in good working condition. 

RV Spring Maintenance Checklist 

Spring is the beginning of the camping season for most Americans. Once you've pulled your RV out of storage and started planning your trips, now is the perfect time to tackle some maintenance tasks. In the spring, you should take specific steps to prepare your RV for the changing seasons.

1. Weigh Your RV

Weigh Your RV. Weighing your entire RV and every individual wheel can also identify any potential problem areas.

It can be incredibly dangerous to have an overweight RV, so it's crucial to know what your rig weighs before leaving on a trip, especially if you're including additional cargo. Weighing your entire RV and every individual wheel can also identify any potential problem areas. To weigh your RV, visit a local weigh station or check RV clubs and rallies that may offer the ability to weigh your rig. 

2. Filter the Water

Not only is clean water essential for your family, but it's also crucial for your RV's equipment. To make sure the water in your RV is clean, you need to filter it. You also need to ensure your filter is working correctly. Most water filters last several months, so you may need to replace them once or twice a year. 

If you do not have a water filter in your RV, pour some bleach into your freshwater tank and let it sit in the tank for a day. At this point, run the water through the lines to keep the tank and lines clean.

3. Check the Tires

Like your car, the tires on your RV are an essential component you shouldn't overlook. Checking your tire pressure and the wear and tear are crucial steps in ensuring your RV is safe. Follow the manufacturer-provided inflation guidelines that outline the maximum load capacity. Remember that overinflating and underinflating the tires are equally dangerous.

Avoid bleeding hot tires, as this will cause them to lose more pressure when they cool, and check the pressure when they're cold. Examine for unusual wear and tear as well, such as uneven tread wear, bulging or cracking.

4. Wax the Exterior

Wax the Exterior. By adding a new layer of wax to your RV's exterior, you can ensure your rig is looking its best.

Say goodbye to a dirty, dull RV. By adding a new layer of wax to your RV's exterior, you can ensure your rig is looking its best. You can choose to use specialized wax, and if you get your RV professionally detailed, the service may include waxing.

5. Treat the Metals

Add lubricant to any areas where metal rubs against metal, including the leveling jacks, the hitch and the steps. Lubricant will help the metal on your RV stay loose, function effectively and prevent rust from developing.

6. Examine the Seals

Moisture is the RV's enemy and can lead to significant damage. Additionally, if your climate-controlled air escapes through broken seals, this could dramatically increase your energy consumption and costs. Seasonally, you will want to closely examine the RV's seals, particularly in these areas:

  • Doors
  • Lights
  • Windows
  • Slideouts
  • Water hookups
  • Latches or locks
  • Electricity hookups
  • Border or frame of the RV 

7. Inspect for Damage

Inspect for Damage. Check for areas where insects, rodents or birds could get in.

Every spring, you should inspect your RV for damage. Check for areas where insects, rodents or birds could get in. If you find any gaps, fill them to ensure pests can't enter your RV and harm the rig.

8. Do Some Deep Cleaning

If you will be storing your RV for an extended period or you have just recently pulled your RV out of storage, now may be the time to do some deep cleaning. You should clean the entire interior thoroughly. Even seemingly minor issues like moisture or a leftover piece of food hidden under furniture could cause significant problems later, especially if you're putting your RV into storage. 

For a more thorough cleaning, you may even want to have your RV detailed. A professional will know what steps to take and how to complete the job efficiently, saving you a lot of time.

RV Annual Maintenance Checklist

Finally, you'll want to perform specific maintenance tasks annually. Be sure to do the following for your RV at least once a year.

1. Examine the Seals

Examine the Seals. Seal integrity is vital, so this should always be high on your annual RV maintenance checklist.

Depending on your region, the lifetime of your RV's seals will vary. Every year, inspect the seals, specifically focusing on the vents and roof. Check for any signs of gaps, voids, breaks, physical deterioration or looseness. If you notice an issue with the sealant, replace it with the same product. Seal integrity is vital, so this should always be high on your annual RV maintenance checklist.

2. Inspect the Propane

Next, inspect your RV's propane system yearly. Check for the following:

  • Dings
  • Signs of rust
  • Paint damage
  • Problems with the connection integrity

Your propane system should work correctly for efficiency and safety reasons. You may also want to hire a qualified propane service representative to test and inspect your propane system at least once a year, which can reveal whether there are any leaks. 

3. Test Your Safety Equipment

First, vacuum your smoke and carbon monoxide detector covers, wash the covers with a slightly damp cloth, then dry and test the detectors. If they are not functioning correctly, be sure to replace them. Avoid spraying the front panel with a cleaning solution.

4. Service the Brakes and Tires

Service the Brakes and Tires. If you are towing anything behind your RV, have the brakes on both vehicles tuned and the tires rotated simultaneously.

As with a car, you'll need to have your RV's brakes tuned once a year by a professional. If you are towing anything behind your RV, have the brakes on both vehicles tuned and the tires rotated simultaneously. Having this maintenance performed at the same time will ensure the tires and brakes wear evenly. For your next outing, repack the wheel bearings. 

5. Keep Track of Your RV Maintenance

One of the most critical aspects of RV upkeep is keeping a log of what maintenance you have performed and when. It's easy to forget the tasks you've accomplished and the ones you haven't when you don't write them down. A log can help you determine when a chore is due, so update your records every time you perform a maintenance check or pay for repairs. 

A three-ring binder can be an excellent record-keeping strategy, as you can add your completed maintenance checklists and separate them according to your monthly, seasonal and yearly schedule. Your checklists should include the date, what checks you performed, whether the features passed your inspection and any replacements or repairs you made. 

6. Check the Heating and Cooling Systems

Few things can ruin a fun camping trip as swiftly as a malfunctioning air conditioning system. As with your home, you'll need to have your RV's HVAC system maintained and repaired annually by a trained professional. This regular maintenance will ensure your heating and cooling systems are working when you need them.

Apply for an RV Loan

Apply for an RV Loan. At My Financing USA, we can help you find the loan you need to purchase the RV of your dreams.

Though not part of your list of yearly RV maintenance checklist items, your checklist for RV ownership should include acquiring financing. At My Financing USA, we can help you find the loan you need to purchase the RV of your dreams. We'll conduct a nationwide search to help you find low rates and protect your credit by reducing hard inquiries.

Along with RV financing, we also offer extended service plans, gap waivers, tire and wheel coverage, comprehensive warranties and financing for other vehicles and units, such as:

  • Livestock trailers
  • Lawn equipment 
  • Flatbed trailers
  • Snowmobiles
  • Cargo trailers
  • Motorcycles
  • Car haulers 
  • Jet Skis
  • Boats
  • ATVs
  • UTVs

Whether you have good credit or bad credit, we can help you find the RV loan that's right for you. It only takes five to eight minutes to apply for an RV loan with us. You can also contact us at My Financing USA to learn more about our motor home financing options and our RV maintenance services.

How to Plan a Road Trip

Looking for an adventure? Here's everything you need to know about planning a cross-country road trip. Read on to learn how to plan the perfect road trip!

What could be more exciting than a road trip full of spectacular sights and spontaneous stops? Planning a road trip can be tons of fun as you look forward to your cross-country adventure and free-spirited escapades. However, mapping out your road trip can be overwhelming if you're unsure how to plan a road trip across America strategically. Luckily, long road trip planning is a skill you can easily develop.

If you need help planning a road trip, this ultimate guide will walk you through how to plan the perfect road trip. From general steps on how to plan a long road trip to more specific road trip planning tips for different routes throughout the U.S., you'll learn everything you need to know. 

Keep reading to learn what to plan for a road trip you'll remember forever.

1. Assemble Your Road Trip Team

The best way to plan a road trip starts with choosing a buddy. Whether you decide to bring your brother, sister, the whole family or just a couple of friends, make sure you have someone with you to make the trip more fun. When you're facing endless stretches of open road, you'll be thankful to have someone there to keep you company.

Along with adding an extra layer of fun to the trip, having people with you on the road adds some safety and security.

Along with adding an extra layer of fun to the trip, having people with you on the road adds some safety and security.

Depending on where you plan to stop for activities and overnight stays, safety in numbers could be critical. In addition, having someone to swap driving shifts with could save you from driving when dangerously tired.

Before hitting the road with your passenger partner:

  1. Take the time to talk about your expectations for the trip together.
  2. Make sure you're both on the same page about the budget and how much time you intend to spend on the road.
  3. Whether you picture driving for hours on end or taking a more relaxed approach, be upfront about your vision for the trip so that no one ends up frustrated or disappointed.

2. Choose Your Mode of Transportation

When it comes to picking a vehicle for your road trip, you have options. Here are the main types of transportation to consider:

The main types of transportation to consider:
  • Your own car
  • A rental car
  • A recreational vehicle (RV)

Of course, each of these choices comes with plenty of pros and cons. Keep reading to find out which decision is best for your open-road adventure.

Your Own Car

Taking your regular everyday car on a road trip can be a great choice, considering you're already comfortable driving it and you won't have to pay to rent another vehicle. Before committing to taking your car on the road, ask yourself these questions:

  • Is my vehicle in good enough shape to go on a long road trip?
  • Will my car be able to handle specific terrain, such as driving on narrow streets or mountain roads?
  • Will it be a problem to put more miles on my car?

The answers to these questions will be a strong indication of whether your car is a viable option for a road trip. If you decide to go with your own vehicle for a road trip, have a mechanic check basic things like the tire pressure, engine, brakes, wiper blades, engine oil and fluids. Making sure your car's maintenance is up-to-date will minimize the risk of a breakdown or accident.

A Rental Car

Renting a car for your road trip offers many benefits. Learn more about the top reasons to rent your road trip vehicle below.

  • Using a rental car saves you from putting a bunch of extra miles on your own vehicle.
  • If your car is not in good shape for a long road trip, using a rental car can keep you from getting stranded or stuck somewhere.
  • You can get a fun make and model specific to your road trip route when you rent a car. For example, you can rent a convertible for cruising down the California coast or a truck for rugged Utah roads.
  • Renting a car is the perfect solution for a road trip that you don't plan to start from home. If you're flying to your starting point, you can easily rent a car from the airport. You can even drop the rental car off at a different airport if you plan on ending your road trip at a separate destination from where you began.

When it comes to choosing the best rental car company, you'll simply want to find the company willing to give you the best deal. Prices for renting a car will vary depending on your location, the number of days you'll need the vehicle and the type of car you choose.

Prices for renting a car will vary depending on your location, the number of days you'll need the vehicle and the type of car you choose.

Take the time to compare rental car costs across various platforms to ensure you get the best rate for your trip.


An RV is a large motor vehicle that includes living quarters. There are two main types of RVs — a camper and a motorhome. The term "camper" refers to towable RVs that hook up to a vehicle, while the term "motorhome" applies to motorized RVs.If you're considering how to plan a long-distance road trip, either type of RV is an excellent method of transportation.

Check out these top reasons to travel in an RV:

  • An RV will give you the freedom to stop whenever you start feeling tired because you'll already have your bed with you. If you begin getting drowsy while driving, you can pull over for a quick nap or park for the night.
  • Sleeping in your RV means you won't have to pay for expensive hotels throughout your road trip.
  • An RV allows you to sleep and wake up near stunning scenery, such as thick forests or the ocean. Being right in the heart of these epic locations is far more memorable than most hotel spots while being more comfortable than tent camping.
  • You can often find free camping for your RV.
  • RVs usually include a kitchen section, making cooking meals easier and helping you save money on eating out.
  • Specifically, traveling in a camper gives you the benefit of having both the RV living quarters and your own vehicle with you.
Owning an RV gives you the chance to pack up and travel whenever and wherever you want while bringing all the conveniences of home with you.

Owning an RV gives you the chance to pack up and travel whenever and wherever you want while bringing all the conveniences of home with you. If you love spontaneous adventures, the RV life is the life for you. Purchasing an RV is a smart investment if you love to travel.

If you're not sure you want to buy an RV at this time, you can also rent one. Renting an RV can still save you a lot of money by letting you avoid hotel prices. After renting an RV for a road trip, you can decide whether you're ready to commit to buying your own.

3. Plan Out a Road Trip Route

The next step in figuring out how to plan a cross-country road trip is making a list of all the places you want to see. Write down any must-see spots, along with several areas you'd like to see if it works well with your itinerary. Creating this list will give your road trip a sense of direction and ensure you don't miss attractions along the way.

Make sure you collaborate with your road trip buddies to figure out what everyone wants to see. This way, you'll get to your highest priority spots. Feel free to draw inspiration from travel blogs, social media and general search engine results to find the top attractions and hidden gems to include in your itinerary.

To create your road trip map, plug all of the stops you plan to make into Google Maps or whichever other navigation software you prefer. Play around with the order of your stops until you have a map that looks relatively clean and clear-cut. Hitting your stops in a logical and efficient order will save you fuel and limit your car's exhaust.

Hitting your stops in a logical and efficient order will save you fuel and limit your car's exhaust.

Keep in mind that your best road trip route might not be the one you expect. Additionally, the most direct path between two locations might not be the most scenic route, so be open to going a little out of your way for the sake of scenery. For example, historic highways or scenic byways are worth targeting on your road trip map.

Once you have a route marked out in broad strokes, such as which states or sections of states you want to drive through, start to work on the details of your itinerary. Work out the loose details of where you'll be heading each day and where you'll stop at night. Try to sprinkle in various gorgeous nature areas, roadside attractions, exciting cities, cool small towns and other fun stuff like restaurants, breweries or festivals.

How to Plan a Road Trip With Stops

Mastering how to plan a long-distance road trip with multiple stops requires nailing down the details of your trip's timeline. If you want to get the most enjoyment out of your road trip and not spend hours on end driving, try to limit your driving time to about four hours or so each day. Having a solid map of your itinerary will help.

If you're figuring out how to plan a road trip vacation with multiple stops, ask yourself these questions:

  • How many days do you have for your road trip?
  • How many destinations are you trying to explore?
  • How many miles do you plan to cover?
  • What's the max amount of miles you're comfortable driving in one day?
  • How many days do you want to do no driving at all?

The best way to plan a cross-country road trip is to decide on these factors, then start plotting out the days of your trip so you can see what each would look like. Once you have a preliminary itinerary sketched out, run through it and see how it feels. Think about whether it feels too rushed or you could fit more stops into the schedule.

After settling on the driving days of your trip, you can start fleshing out the details by looking into what major cities you'll pass through and potential options for activities, sightseeing or overnight stays. While you should develop an overarching outline for your trip, try to remain flexible and be open to straying a bit from your itinerary depending on where adventure calls.

How to Plan a National Park Road Trip

If you're committed to a national park road trip, you may want to map a trip through every park in the Lower 48 so you don't miss a thing.

A national park road trip is an excellent way to see some of the most breathtaking sights the United States has to offer. If you plan on hitting multiple national parks during your road trip, make sure you get an America the Beautiful Park Pass. This handy pass grants you admission to all national parks and other paid federal lands.

If you're committed to a national park road trip, you may want to map a trip through every park in the Lower 48 so you don't miss a thing.

Even if you can't make it to all the parks in one trip, you can still use a national park map as a template for crafting your ideal national park road trip.

How to Plan a Road Trip Out West

Planning a road trip out west involves stunning ocean views and astonishing desert scenes. If you're lucky, you'll have enough time to hit both the California coast and the arid Arizona lands. If you can't dedicate that much time to your road trip, you may have to choose what you're most interested in between the two.

Those partial to a Wild West-themed road trip will want to focus on hitting famous desert sights like the Grand Canyon, Bryce Canyon, Zion National Park and Yellowstone National Park. Make your Wild West trip complete by visiting an old-timey town like Tombstone, Arizona — a historic area that will make you feel like you've traveled back in time.

For those more interested in how to plan a road trip in California, all you need to know is the Pacific Coast Highway — a major state highway that offers magnificent views of the cliffside and crashing ocean waves. In addition to cruising down the California coast, think about stopping in major cities like San Francisco, Los Angeles and San Diego. If you have extra time, hit up other cool cities outside California, such as Portland and Seattle.

How to Plan an East Coast Road Trip

Farther down the East Coast, you'll discover beautiful beaches and charming, brightly colored Southern cities, such as Charleston, South Carolina.

A road trip up and down the East Coast offers you the perfect combination of natural wonders and historical landmarks. While New England is full of rich history and colonial towns like Concord, Massachusettes, it also features awe-inspiring landscapes like Acadia National Park in Maine. You'll also get to dine on some of the freshest seafood and best clam chowder in the Northeast.

Farther down the East Coast, you'll discover beautiful beaches and charming, brightly colored Southern cities, such as Charleston, South Carolina. 

After relaxing on the sandy beaches of the Carolinas, you can spend some time exploring the bustling city of Atlanta. If you make it down to Florida, you'll get to enjoy tropical weather and international attractions like Disney World.

When you plan an East Coast road trip, you get to choose whether you spend your time appreciating nature, checking out human-made structures or a mix of the two. Depending on your interests, you can spend your no-driving days hiking through the mountains, learning more about American history, navigating world-renowned cities or simply soaking up the sun.

How to Plan a Midwest Road Trip

The middle portion of the United States also offers plenty of opportunities for road trip fun. From thick forests to incredible lakeside views, there's no shortage of natural beauty throughout the Midwest. If you're driving through the Midwest portion of the U.S., prioritize which state parks, trails and scenic overlooks you want to stop at.

More specific Midwest road trip ideas include going on a lighthouse tour, driving through the Black Hills of South Dakota, admiring the Great Lakes and exploring exciting cities like Chicago, Indianapolis and Green Bay. If you have the time, you can span the entire Midwest and visit more central attractions like the Gateway Arch in St. Louis, Missouri. But if you're crunched for time, the most thrilling sights are closer to the top of the region.

How to Plan an RV Road Trip

To make planning your RV road trip a breeze, download camping apps for finding nearby campsites.

An RV road trip may be the best way to see the country. Owning an RV allows you to travel from state to state without leaving any of the conveniences of home behind. Going on a road trip in a campervan also gives you the peace of mind that comes with knowing you'll have somewhere to sleep each night no matter what.

If you're driving across the country in an RV, you'll typically want to stay in campgrounds or other places that allow overnight parking. The main places you'll find to legally park your campervan overnight include:

  • National parks
  • State parks
  • National forests
  • Private campgrounds
  • Rest stops and parking areas

To make planning your RV road trip a breeze, download camping apps for finding nearby campsites. Most camping apps allow you to filter your search by the types of campsites you want, making it easy to find a place to park each night that suits your needs and preferences.

4. Book Accommodations in Advance

Try booking your accommodations before your road trip starts or at least a couple of days before you arrive.

The last thing you want is to be aimlessly driving around at night, searching for a place to stay while you're half asleep. To avoid this fiasco, find a place to stay the night in each area you plan to stop in before leaving the driveway. Booking hotels, hostels or camping spots in advance will save you from spending hours researching accommodations during your trip instead of enjoying the scenery.

Booking places in advance also ensures you have a place to stay and don't end up sleeping in your car. Depending on the time of year, places can fill up fast and many hotels and campgrounds require a reservation. Try booking your accommodations before your road trip starts or at least a couple of days before you arrive.

If you don't plan on staying in hotels or hostels, you don't have to worry about choosing a specific spot to stay for each night. However, it's still smart to have a list of possible places to park your RV in the area. Also, keep in mind many parks and campgrounds will require you to reserve a spot in advance, especially during the busy summer months.

Traveling in an RV is an especially smart choice for finding accommodations because it'll save you money. While reserving a spot at a campground is relatively inexpensive and sometimes even free, hotels and hostels can get quite pricey. Keep your trip within budget by roaming the roads in an RV.

5. Come Up With a Road Trip Budget

Budgeting well will ensure you get to see all the sights you want and complete the trip without running out of money.

One of the most important parts of planning a road trip is figuring out how much the trip will cost. You'll need to come up with a solid road trip budget you can realistically stick to. Budgeting well will ensure you get to see all the sights you want and complete the trip without running out of money.

The best way to plan a cross-country road trip includes factoring these expenses into your budget:

  • Gas: Fuel will be one of your most significant road trip expenses. Of course, every road trip will be different depending on your route, time on the road and gas mileage. You can estimate the total cost of gas for your road trip after putting together your itinerary, calculating your total mileage and crunching those numbers according to your vehicle's gas mileage.
  • Accommodations: If you plan on staying in hotels overnight, accommodations will take up another sizable chunk of your road trip budget. Even the cheapest hotels can be costly, so consider what you're willing to sacrifice in comfort for the sake of saving money.
  • Rentals: If you plan on renting a car or an RV, you'll need to set aside a portion of your budget for the rental rate. You'll also have to factor in the gas you'll be filling the rental vehicle with along the way. But overall, traveling in an RV will save you money on accommodations because you won't be paying for expensive hotel rooms every night.
  • Food: You'll have to eat to keep up your energy on the road. While it might be tempting to eat a diet of cheap fast food throughout your road trip, your body will thank you for spending a bit extra to eat healthily. You can still be healthy on a budget by packing a bunch of your own snacks and bringing basic ingredients to make your own meals.
  • Attractions: You'll want to include several attractions and activities in your itinerary to make your road trip as fun as possible. Try to find as many free activities as possible, but be willing to spend some money on things you want to do. If you're going to make the effort to drive across the country, you might as well pay to see the main attractions.

5 Tips for Planning a Road Trip Budget

5 Tips for Planning a Road Trip Budget

How do you plan a road trip that's both fun and affordable? Here are five money-saving tips to keep your road trip well within budget:

  1. Choose accommodations carefully: If you plan on staying in hotels, try booking budget hotels that offer free breakfasts. Usually, you can fill up fairly well on complimentary hotel breakfasts, which means you don't need to buy any breakfast foods.
  2. Be flexible: Try being flexible about when you plan your road trip so you can avoid traveling during peak seasons when prices are highest. Traveling in the off-season can score you better deals on accommodations, attractions, activities and more.
  3. Pack plenty of snacks and drinks: Buying snacks and drinks at each rest stop adds up fast. You can save a considerable amount of money by planning and stocking up on your favorite snacks before hitting the road. You can also bring a cooler to keep your snacks fresh and beverages cold.
  4. Use road trip apps: Let technology be your thrifty co-pilot by using road trip apps to help you find the lowest gas prices, routes with minimal traffic, least expensive routes and routes with minor traffic, all of which can help you stay on schedule and on budget.
  5. Focus on fuel efficiency: You can save money at the pump by managing your fuel efficiency and keeping your tires properly inflated. If possible, avoid roof-based luggage, which makes the car less aerodynamic, resulting in burning more fuel. In addition, try not to drive too far below the speed limit and use cruise control for long stretches at a time.

6. Make a Packing List

You can keep yourself in check by making a road trip packing list that includes everything you need while on the road and nothing more.

Packing for a road trip can be a breeze, especially if you're traveling in an RV. Packing an RV is less of a hassle than a regular vehicle because there are numerous compartments and designated storage spaces for specific items. For example, the kitchen area of your RV is perfect for stashing extra water bottles, utensils and more.

It's easy to get carried away when packing for a road trip because you have a vehicle's worth of space to stuff with luggage. However, just because you have an entire RV to work with doesn't mean you have to fill it. You don't want to completely fill your road trip vehicle because doing so makes it more difficult to find what you need when you need it.

You can keep yourself in check by making a road trip packing list that includes everything you need while on the road and nothing more. Sticking to your list will ensure you have all the essentials and leave what you don't need at home.

Here's everything you'll want to bring on your road trip:

  • Clothes: Of course, you'll need plenty of clothes to make it through your road trip. Think about the different climates you'll be passing through and whether you'll need warm clothes, rain jackets, hiking boots, gloves, swimsuits or any other specific sort of gear.
  • Toiletries: Keep up with your hygiene while on the road by bringing items like your toothbrush, toothpaste, shampoo and conditioner. In addition, make sure you bring your glasses, contacts and contact solution if needed.
  • Medications: Make sure you bring any prescriptions, vitamins or supplements you'll need.
  • Electronic devices: Bring any cellphones, cameras, laptops and other electronics you'll want to use during your trip. Remember to pack their corresponding charger as well.
  • Recreational equipment: Depending on what you plan on doing at specific stops along your trip, you'll need equipment like beach and pool gear, tennis rackets, golf clubs and sports equipment.
  • Dashboard mount: A dashboard mount is the safest method of using Google Maps for directions without using your phone while driving.
  • Power inverter: A power inverter plugs into your vehicle's 12V socket to help charge your electronics, which can be crucial on long driving days.
  • Water bottle: Having a reusable water bottle with you will help you stay hydrated throughout your trip.
  • Day pack: For days you hike or walk around a city, you'll need a day pack suitable for carrying water, snacks, your wallet and rain gear.
  • Collapsible cooler: Whether you plan on hanging out in a park or lounging on the beach, having a collapsible cooler on hand provides you with a way to bring food and drinks with you for the day.
  • First aid kit: Make sure you have a first aid kit full of bandages, antibiotic gel, gauze and medical tape just in case.
  • Emergency car breakdown kit: Your emergency car breakdown kit should include numerous items to help you in an emergency, from tools for your car like jumper cables to extra water in case you have to wait for a tow truck.
  • Travel insurance: It's always a good idea to travel with insurance, even if your road trip isn't going to be that long.
  • Sleeping supplies: Even if you don't plan on sleeping in your car or your RV, it's always best to be prepared. Bring some spare pillows, blankets and whatever else you need to get comfortable enough to sleep.
  • Sun gear: You'll need both sunglasses and sunscreen to keep you protected from the sun's rays.
  • Snow gear: If you're traveling through a colder climate, make sure you have an ice scraper, snow brush and shovel in case you need to dig your car out.
  • Paper map or printed directions: Even though everything's digital nowadays, you'll still want a hard copy of your directions in case your GPS or Wi-Fi stops working.

7. Bring Road Trip Snacks

Along with packing the necessary clothes, climate gear and emergency supplies, you'll need to bring plenty of snacks on your trip. This crucial component of long road trip planning will ensure everyone in the vehicle has a full belly — and everyone will be happier as a result.

Packing road trip snacks involves more than just tossing a couple of bags of chips into the trunk. You need to put some thought into the snacks you choose for your road trip so you end up fueling your body as effectively and efficiently as you fuel your vehicle. Bringing fresh, whole foods to munch on will leave you better off than trying to drive for hours off of processed, sugary snacks.

Bringing fresh, whole foods to munch on will leave you better off than trying to drive for hours off of processed, sugary snacks.

Here are some tips for filling your tank with foods to make you feel energized and ready to drive:

  • Think portable: There are plenty of travel-friendly healthy foods. Snacks like fresh fruit, vegetables, hummus wraps, nuts, protein bars and wholegrain crackers are great for eating clean on the go.
  • Keep snacks handy: Having healthy snacks readily available will eliminate the temptation to stop for fast food. Make sure your snacks are accessible for when hunger strikes, instead of buried beneath other luggage.
  • Meal prep in the morning: Plan out your meals for the day before you get tired out from a day full of driving and having fun.
  • Do restaurant research: If you plan on eating out one day, try to find a restaurant in advance that offers healthy food.
  • Shop local: Stock up on fresh fruits and vegetables at any local markets you drive by and store them in your cooler. You can even get fresh ingredients to prepare healthy meals in your RV or at your hotel.
  • Bring some guilty pleasures: Keep in mind that you're on vacation! While you'll want to mainly eat healthy foods, be sure to bring some indulgences, too. Whether you're partial to snack cakes, dark chocolate or homemade cookies, have some dessert on hand for special nights.

If you're traveling in an RV, you'll have the opportunity to bring higher quality snacks thanks to the increased storage space and refrigerator you'll have at your disposal. You'll also be able to save money by preparing your own meals using your RV's kitchen area. Cooking instead of grabbing fast food while on the road is healthier, helps you save money and allows you to spend more time with your family.

In addition to bringing plenty of snacks and ingredients, you should never embark on a long road trip without a giant jug of water. Because you'll already have your smaller reusable water bottle, reserve the jug of water for emergencies. Keeping some water on tap in case of emergency could get you out of some sticky situations.

8. Prepare Some Road Trip Entertainment

To avoid getting bored during long stretches of driving, you'll need some creative ways to entertain yourself. Of course, music is a great go-to and you'd be surprised how many hours of driving a killer playlist can get you through. But if you find yourself steadily burning through your favorite jams, you have other options.

You can pass your time behind the wheel by listening to books on tape, podcasts or even language courses. Whether you enjoy a good story or learning something new, you can find the perfect podcast for you. If you're lucky, you'll discover a podcast with numerous seasons to last you your entire trip.

If you're traveling with kids, come prepared with road trip game ideas to keep them occupied. Instead of relying on screens to entertain them, bring other fun options like coloring books, board games, playing cards and more. You can also play classic car games like rock, paper, scissors, the alphabet game or 20 questions.

Traveling in an RV will provide your family with an in-vehicle entertainment center that includes additional storage. Watch TV shows, movies and play video games while you're on the road. As a result, your family won't ever be bored no matter how far you're driving. Likewise, when you're hanging out at a campsite and it's raining, you can always head indoors to hang out.

When you have the right forms of entertainment, you and your kids won't even notice the miles flying by. You can keep everyone in your vehicle happy by preparing some on-the-road activities in advance.

Apply for an RV Loan With My Financing USA

Apply for an RV Loan With My Financing USA

Now that you know how to plan a camping road trip, find out how you can obtain an RV loan from My Financing USA. At My Financing USA, we offer financing options that fit your needs, regardless of your credit score, so you can achieve your RV road trip dreams. Our personalized services help RV loan applicants across the nation find flexible financing solutions with competitive rates and terms.

If you're ready for the adventure of a lifetime, apply for an RV loan from My Financing USA. Our application process is easy, secure and will only take you a few minutes to complete. Take five minutes to fill out an application or contact My Financing USA today to learn more about your financing options.

Benefits of Refinancing Your RV or Motorhome

Benefits of Refinancing Your RV or Motorhome
Benefits of Refinancing Your RV or Motorhome

You bought an RV in the hopes of vacationing on the road and always having a comfy place to stay wherever your trip takes you. To afford the purchase, you might have taken out a loan. Now, a few years have passed, and you're wondering if you're really getting the most from your RV loan. Interest rates might have fallen, or the payment might not work for your budget anymore. 

The good news is you can refinance your RV loan. Is getting a new loan the right choice for you? Learn more about the refinancing process below and decide if it's right for you.

Should You Refinance Your RV Loan?

When you refinance a loan, you replace the existing loan with a new one. The new loan might have different terms, monthly payments and interest rates. Usually, people decide to refinance because doing so improves their financial situation. You might end up with a lower payment, or you might get a lower interest rate, meaning you pay less in the long run. To decide whether refinancing is right for you or not, ask yourself:

1. How Has My Credit Changed?

It could be that you bought your RV and took out a loan when your credit was lower than it is now. Although you qualified for a loan before, you might qualify for better terms now. For example, you might be paying a higher interest rate, and refinancing would let you pay a lower interest rate. If your credit has improved over time, refinancing can make sense.

2. Have Interest Rates Changed?

Interest rates can drop and increase over time. If you bought your motorhome when rates were high, you might get a lower rate if you refinance, helping you save money.

3. How Much Is Your RV Worth?

Ideally, you'll owe less on the loan than your RV is currently worth. If you owe more than the value of your RV, you might have trouble refinancing.

4. How Old Is Your RV?

The age of your motorhome or the amount of wear and tear on it can also influence whether you should refinance your motorhome loan. You might not be able to refinance an RV that's very old or that has many miles on it.

5. How Long Has Your RV Loan Been Open?

Lenders usually require at least 12 months of on-time payments showing on your credit report before the loan is eligible for refinancing. If you attempt to refinance your loan in less than 12 months after opening, you risk placing extra hard inquiries on your credit for nothing.

6. Is There a Prepayment Penalty on Your Loan?

Some loans charge a fee if you pay more than the agreed-upon amount each month. If you completely pay off the loan early, you can get stuck with a hefty fee. Before you refinance, verify that your current loan doesn't have a prepayment penalty. 

Benefits of Refinancing an RV or Motorhome Loan

If refinancing looks like the right choice for you, or you're still unsure, consider the benefits of getting a new loan.

1. Change Your Monthly Payment

While you might pay more over time if you extend the loan term, the smaller monthly payments might work better with your budget.

Incomes change over time. When you first took out your RV loan, you might have earned more or less than you do now. It could be the case that you can easily afford a higher monthly payment on your loan, meaning it makes sense to refinance to a loan with a shorter term. 

It could also be the case that your income has dropped, or you have more financial obligations today than you did when you first took out the loan. Refinancing to extend the term of your RV loan can mean you get a lower monthly payment. While you might pay more over time if you extend the loan term, the smaller monthly payments might work better with your budget.

2. Reduce Your Interest Rate

There are a few reasons why you might not have the best interest rate on your existing motorhome or RV loan. You could have purchased the RV when interest rates were up. Or your credit might not have been what it is today. Often, lenders charge people with lower credit scores higher interest rates to protect themselves from risk.

If you can get a better rate on an RV loan today, refinancing can make sense, especially if you have several years left on the loan. You can use our calculator tool to see how your monthly payment will change if you get a new loan with a lower interest rate.

3. Improve Your Budget

Changing your monthly RV payment can help you get a better grasp of your budget. For example, say you want to save for retirement and struggle to set aside a certain amount each month. Or, maybe you're hoping to build up an emergency fund. If your credit score has improved and you'll be offered better interest rates, you can refinance an RV loan so that your monthly RV payment drops. Then, you can use the money that would have gone towards your loan payment to help you reach another savings goal. 

4. Remove a Co-Signer

Some lenders ask people with lower credit scores or who might not have high enough incomes to add a co-signer to their loans. A co-signer agrees to take on responsibility for the loan, along with you. If you can't make payments on it anymore, the co-signer will need to pay. If you stop paying the loan, the co-signer's credit can take a hit. In addition to being responsible for the loan, co-signers are also joint owners of your RV.

You might have needed a co-signer when you first got your RV loan, but your income or credit might have improved enough that you no longer need them. Or, it could be that the co-signer no longer wants to be on the loan with you. Refinancing allows you to get a new loan and to remove your co-signer from any financial obligation. 

5. Get a Loan That Works Better for You

One last reason you should refinance your motorhome loan is that doing so means you can get a loan that works better for you. You might want a loan with a shorter or longer term or with a lower interest rate. Taking the time to refinance can mean that you end up with something that better meets your needs and lets you work on other financial goals, all while enjoying time spent in your RV. 

Finance or Refinance an RV With My Financing USA

Finance or Refinance an RV With My Financing USA

My Financing USA can put you in contact with the best RV loan programs nationwide. We offer fast and easy approval and use a process that reduces credit inquiries to keep your credit score intact. Apply for an RV loan in minutes today, or get in touch with us to learn more about refinancing options from our friendly, personalized customer service team.

How to Refinance Your RV or Motor Home

How to Refinance Your RV or Motor Home

Our guide to refinancing your RV loan will help you determine the best RV loan refinance strategy and how to refinance an RV loan. We’ll walk you through the most crucial steps involved in refinancing and help you avoid some typical mistakes people make when refinancing their RVs.

Reasons to Refinance an RV Loan

Refinancing, or “refi,” is a lending process that allows debtors to revise and replace an existing credit agreement to make it more favorable for them. When you refinance a loan, you’re essentially taking out a new, lower-interest loan to pay off the existing one. 

As someone with an RV or motor home loan, you may be wondering how you can take advantage of refinancing options to pay a lower interest rate, reduce your monthly payments or update the terms because your circumstances have changed.

Before deciding to go ahead with a refinancing agreement, considering your rationale for doing so will help you determine whether refinancing is a wise financial move now and for your future. Here are some of the primary reasons people consider refinancing loans for RVs and motor homes.

Better Interest Rates

The most common reason to refinance an RV loan is to take advantage of more recent and better interest rates. For example, let’s suppose you took out a 15-year RV loan 10 years ago at a fixed interest rate of 7.99%. Since then, lenders may have reduced their interest rates to offer more competitive financing.

Refinancing your current RV loan will allow you to pay off your existing balance at a lower interest rate. This strategy will help you save on the total amount of interest you would have otherwise paid over the remaining five years of the loan term had you maintained your original agreement. Instead of throwing this money away on interest payments, you can use it to pay down your loan quicker, provided there aren’t penalties for early repayment.

Lower Monthly Payments

In many cases, RV owners want to refinance their loans to obtain a lower monthly payment. This situation often happens when families take on new or unexpected expenses or have a reduced household income, and they need room in their budget to ensure they meet all their financial responsibilities. 

When refinancing an RV loan to help reduce your monthly payments, you’re effectively taking on a new loan with a longer term to lessen your monthly burden by stretching out the principal over more time. The downside to this approach is that you’ll pay more in interest, which gets accrued over an extended period. The upshot is that you’ll have a much more manageable monthly payment from here on.

Changing RV Use

By negotiating a longer loan term, you can effectively convert your RV loan into a mortgage, whereby you’re now paying toward a long-term home.

Another reason to consider refinancing your RV loan is that its principal use has changed. Perhaps when you first bought your RV, you had a more generous household income, and you used the RV primarily for recreational purposes. In this case, you may have financed the loan over a shorter period, with higher monthly payments toward the principal. Since then, you’ve had a change in circumstances, and you’ve decided, like many people, to permanently embrace an on-the-road lifestyle.

Since your RV has now become your primary residence, you might consider refinancing your loan to extend the term. By negotiating a longer loan term, you can effectively convert your RV loan into a mortgage, whereby you’re now paying toward a long-term home. This tactic also helps free up funds you can use elsewhere during this transitional time.

Improved Credit Score

If you’ve been working diligently to improve your credit score — perhaps by increasing your household income, paying down credit card debt or paying off student loans — refinancing your RV loan may be a wise move. Even developing better credit habits over the years, such as paying your bills on time and never missing payments, can dramatically improve your credit score enough to warrant refinancing.

When you have a higher credit score, a refi lender might work with you to obtain a more favorable loan agreement because you’re a lower-risk debtor. In this case, you’ll likely secure a lower interest rate than you originally had when your credit score was worse. Now, you can save on monthly interest payments, helping you free up cash for other obligations or pay off your refinanced RV loan sooner.

How to Refinance an RV

Determine the New Loan Amount

The first thing to do when starting the refinancing process is to find out how much new credit you need. Contact your existing RV lender to find out how much you still owe on your RV loan. This amount will roughly determine the amount you'll seek from your new lender or loan.

At this point, you will also need to tell your lender about your intentions to seek refinancing. They may be able to help you refinance or warn you of any reasons refinancing right now isn’t a good idea. If your original credit agreement stipulates penalties for early repayment, you’ll also want to learn what those are and how to pay them.

Compare Refinancing Lenders

Your current lender will probably try to work with you to figure out an excellent refinancing deal, since they don’t want to lose you as a customer. However, you owe it to yourself to weigh all your options. Start shopping around for new lenders. Look for ones who specialize in RV, motor home, boat and utility vehicle lending. These lenders often work with RV owners to refinance. They can usually negotiate much better interest rates than traditional banks and credit unions, due to their borrowing power in a niche market.

When comparing refinancing lenders, consider the following:

  • What interest rate are they willing to offer?
  • How long is their average term length?
  • Are there any tax credits or home equity loans available if you live at least part-time in your RV?

If there are potential tax implications because you plan to live in your motor home, consult a tax adviser before making any refinancing moves.

If there are potential tax implications because you plan to live in your motor home, consult a tax adviser before making any refinancing moves.

Have Your RV or Motor Home Appraised

Before refinancing your RV loan, it’s crucial to have your asset appraised — particularly when you’re refinancing to lower your monthly payments and extend your loan term. Many people who extend their loan term end up with negative equity on their asset, also known as being in an upside-down loan. This phenomenon happens when the remainder owed on the loan exceeds the RV's actual market value. 

Because RVs are depreciating assets, their value drops each year. If your RV’s depreciation rate exceeds the rate at which you’re making payments, it can put you at risk financially. Should life’s circumstances change, and you need to sell your RV and pay off the loan, it would cost you more to do so because you’d also owe whatever loan balance the sale couldn’t cover.

The market standard for RV values is the NADA Guide. You can find your RV value using the NADA Guide online at www.nadaguides.com/rvs. Your lender will most likely request a copy of the NADA report on your RV during the refinancing process.

Fill out a Loan Application

Once you’ve selected the lender you want to go with for your refinancing, ask to obtain a loan application. These are usually online, but you may also be able to request a paper copy or print one out. When you first receive the loan application, read the terms and conditions thoroughly before filling out the application. Make sure you have your loan officer’s contact information and reach out to them about any parts of the agreement you don’t understand or aren’t comfortable with. You can find My Financing USA's refinance loan application at www.myfinancingusa.com/rv-loans/apply.

Once you’ve clarified all the loan conditions, begin filling out the application with the required information first. If you need to contact your bank, your employer, the original lender or another party to complete the required sections, you should do so right away. 

Submit your loan application according to the lender’s instructions. Remember that the lender will need to verify your credit history to process your application, which may briefly impact your credit score depending on their process. Only apply once you’re sure about it.

Pay off the Previous Loan

Once the financing organization has approved your application, the next step is to pay off the original RV loan. When you have the funds, contact the original lender and arrange a final payment to finalize the loan and close out the account. At My Financing USA, we work directly with your lender to complete this for you.

To begin making your new payments on time, change any calendar reminders you have to match the new loan schedule. If you pay your bills using automatic bank withdrawals, be sure to set up a new account and automatic payment setting, so you never miss a payment.

Update the Title

The final step to refinancing your RV loan is to change its title. In most cases, the lender will take care of this process by releasing the old lien against the title and adding the new one.

If the new lender doesn’t update the title or you’re unsure about its status, you can contact your state’s motor vehicle department to check. They can also help you change the title if you confirm it hasn't switched over yet. My Financing USA works directly with your local or state title offices to complete the title change for you.

Tips for Finding the Best RV Loan Refinance Option

Tips for Finding the Best RV Loan Refinance Option

The most challenging part of refinancing your RV loan is choosing the best company to refinance an RV loan. There are hundreds of options to choose from. From banks and credit unions to dealerships and brokers, refinancing your RV loan can happen in many ways. 

When comparing refinancing options, it’s essential to know what to look for, what makes a good lender and how to pick the best deal. Here are some tips on how to find the best place to refinance an RV loan.

  • Compare different term options: As you know from your original loan agreement, RV loan terms typically range between 10 and 15 years. When looking for your new lender, you’ll want to compare different loan terms and calculate your total costs based on various lenders' interest rates. In general, you’ll want to find the one that proposes the lowest monthly rate over the shortest time.
  • Have your credit report ready: When you shop around for the best company to refinance your RV loan, have your credit report ready, and ensure you understand your credit score. By knowing what makes you an attractive borrower to lenders, you can negotiate better rates. If you need to, spend a couple of months boosting your credit rating before approaching lenders for refinancing to put yourself in the best possible position to secure a deal.
  • Watch for early payment penalties: Early payment or prepayment penalties are fees lenders charge borrowers for paying more than the additional payments allowed toward the loan. This practice is more common with mortgages and car loans, but they may still exist for RV refinancing loans. Be aware of this possibility and try to choose a lender that doesn’t charge this penalty.
  • Avoid hidden fees: Application fees, brokerage fees, processing fees and underwriting fees are all typical in personal lending. When shopping for the best company to refinance your RV loan, you’ll want to choose one with the smallest, most transparent fees and the lowest rate.
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