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How A Credit Inquiry Affects My Score
Having several inquiries can reduce your overall credit score and affect your RV or boat loan approval. Lenders use your credit report to conduct a risk assessment. Inquiries can affect their decision to offer a loan to you. Too many hard inquiries in a short period of time can be concerning to lenders. That's because multiple hard inquiries may add up to numerous new accounts. This may make the lenders feel you are taking on too much debt or having financial difficulties. A credit inquiry would typically remain on your report for 24 months.
Most Recent Articles
RV shows can feel like a dream and a whirlwind all at once. Rows of gleaming motorhomes, cozy trailers, and clever camper vans invite you to step inside and imagine your future adventure. But with so many options and distractions, it’s easy to get overwhelmed or lose focus. Attending a show is a great opportunity...
You bought an RV in the hopes of vacationing on the road and always having a comfy place to stay wherever your trip takes you. To afford the purchase, you might have taken out a loan. Learn about the refinancing process, its benefits and decide if it's right for you.
Embrace the RV Lifestyle with Confidence Living full-time in an RV isn’t just a vacation stretched out indefinitely. It’s a lifestyle shift that changes how you think about space, community, money, and even your daily coffee routine. Whether you’re dreaming of life on wheels or already testing the waters, it helps to know what you’re...
There's a special kind of magic that settles over the landscape when autumn arrives. The crisp air, the scent of woodsmoke, and the vibrant transformation of trees from green to dazzling shades of red, orange, and gold create an unforgettable experience. For many, this is the perfect time to pack up the Motorhome or Travel...
Boondocking for Beginners: Your Guide to Free RV Camping Adventures Imagine waking up to breathtaking natural views, far from the crowds of campgrounds, with only the sounds of nature surrounding you. This is the essence of boondocking also known as dispersed camping or dry camping. For many RV travelers, it represents the ultimate freedom of...
Table of ContentsWhat Does Full-Time RV Living Really Mean?Is It Cheaper Than Hotels?Understanding the Costs of RV LivingWhere to Park Your Home on WheelsIs It Legal to Live in an RV Full-Time?Staying Connected and PoweredMaintaining Your Rolling HomeCommunity on the RoadBenefits Beyond the BudgetFinancing Your RV DreamFinal Thoughts The dream of waking up to a...