Camper Loans

Camper LOANS

We search nationwide for the best RV financing programs.

Trustpilot 5 stars


We search nationwide for the best RV loan rates and terms for you. Even if you have past credit problems.


Sign and submit your documents right from your smart phone and we can have your application funded in as little as 48 hours!


With our hands on approach and pre-qualification process, we reduce the number of inquires from lenders by only sending you to lenders that match your needs.

The dream of camper ownership stays with many people for years. You may think your bad credit will prevent you from receiving approval for a loan or affect your ability to find favorable loan terms. If you still look at camper ads and imagine what it would be like to head on a cross-country journey with your family in a new RV camper, our services are perfect for you. 

Buying a camper is an attainable goal. At My Financing USA, we help dreams come true by connecting buyers with lenders who can offer the best rates and terms on camper and RV loans. We act as the go-between, so you can concentrate on shopping while we handle the details. 

What Type of Campers Can I Get a Loan For? 

It takes just three steps to apply for fifth-wheel camper financing through My Financing USA: 

You can find RV camper loans for a range of different models, including: 

Pop-up campers.
Fifth-wheel campers.
Class A, B or C motorhomes.

What Is the Average Length of a Camper Loan? 

Most new or used camper loans last between 10 to 20 years. The lengths and rates that lenders offer fluctuate based on many factors, including your credit score. Still, our team can find financing for clients with varying credit ratings. We search to find lenders who provide the best conditions so that you can feel confident in your ability to repay the loan and continue to improve your credit score.

How Quickly Can You Get a Loan for a Camper? 

You can submit your application through our DigiCert Secured website and receive your approval fast. You could receive a check to purchase your camper within two to three days.

Why Choose My Financing USA to Find RV Camper Loans?  

My Financing USA stands apart from other camper loan companies. We work with customers who have good or bad credit to match them with the right loan program. What's more, you can buy from private owners or a dealership when you use our services. Other advantages of getting a camper loan through one of our lenders include: 

  • Prompt responses to all your questions. 
  • Outstanding communication throughout the process. 
  • Flexible closing arrangements with documents sent to your phone to sign. 

Find the Best Camper Loans Through My Financing USA

We offer services across the 48 contiguous states and Alaska, and we want to work with you. Take five minutes to fill out your application today or contact our representatives to learn more about our financing options. 

Our Process Is Easy


Apply Online

Use our DigiCert Secured website to submit your information.


We Find Your Match

We verify your information and match you with the right nationwide RV loan program.


Sign & Drive!

Sign your closing docs right from your phone then pick up your RV with a check in hand.

Our Customers Love Us

We love our customers...

Because customers like you keep referring friends and family, we keep growing!


Years In Business

$13.5 Billion

In Applications



Loan Programs For All Credit Types

  • 550 Minimum Score
  • Terms Up To 20 Years
  • $10k Minimum Loan Amount
  • 10-15% Down Preferred
  • Rates Between 6.49% and 19.95%
  • Private Party Purchases OK
  • Dealer Purchases OK
  • Some Collections OK
  • Some Late Payments OK
  • Past Bankruptcy OK
  • Co-Signers OK
  • Recreational Use Only
  • No Full Timers
Your Next Adventure Starts Here

A Company You Can Trust

RV Industry Association Logo

RV Industry Association

We are a contributing and accredited member of the RVIA.

RV Dealers Association Logo

RV Dealer Association

We are a contributing and accredited member of the RVDA.

5 Star TrustPilot Rating

5 Star Rated On Trustpilot

We are the highest rated RV & boat lender in the USA.

Better Business Bureau Logo

Better Business Bureau

We have the highest possible rating from the Better Business Bureau.

Additional Readings:

Camper Maintenance Guide

Camper Maintenance Guide

There's something special about hitting the open road with your camper and enjoying the great outdoors. Whether you're going for a cross-country trip or visiting your favorite campground, you will make some unforgettable memories. Check out out guide and discover how to maintain your camper so it's always ready for your next adventure.

Read More
rv campsite at night
RV driving on a road beside a lake

Guide to Financing an RV

At My Financing USA, we can help make your dreams of RV ownership come true. We can provide financing options to fit your needs, regardless of your credit score. This guide covers how to finance an RV purchase and answers frequently asked questions about the process of securing an RV loan.

Read More