Blog

Blog

We search nationwide for the best RV & Boat financing programs.

5 Stars on Trustpilot

How A Credit Inquiry Affects My Score

Having several inquiries can reduce your overall credit score and affect your RV or boat loan approval. Lenders use your credit report to conduct a risk assessment. Inquiries can affect their decision to offer a loan to you. Too many hard inquiries in a short period of time can be concerning to lenders. That's because multiple hard inquiries may add up to numerous new accounts. This may make the lenders feel you are taking on too much debt or having financial difficulties. A credit inquiry would typically remain on your report for 24 months.

How Inquires Affect Your Credit Score

Most Recent Articles

Are you thinking of buying a used boat? Understanding how to get the best price for a boat is essential. Take your time with your purchase. You may be eager to plan your boating trip across the U.S., but negotiations take time.

Read More

Should you buy an RV from a dealer or private seller? With many available features and models, you can find the best option for your needs, helping optimize your needs and comfort. As you approach the buying process, understanding how to buy an RV can help you choose the best option. 

Read More

If you are on the hunt for a used boat, there are some important factors to consider to ensure you find the perfect option. A few tips and tricks will help you narrow down your choices and make the shopping process a lot easier. 

Read More

The United States is home to some of the most beautiful lakes in the world. Whether you're planning a road trip to see the country's best lakes or a weekend away, our list of must-see lakes will offer you the spectacular adventure you've been dreaming about!

Read More

Going on a trip across the United States can be an exciting process. Learning what beginner RV mistakes to avoid can help you prevent vehicle breakdowns, disruptive behavior or problems with weight and height capacities.

Read More

Knowing which state has the most national parks in the U.S. can help individuals plan road trips that optimize their access to these iconic spaces. Many travelers want to visit every national park, so knowing where the bulk of them are can streamline their goal progress.

Read More