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How A Credit Inquiry Affects My Score

Having several inquiries can reduce your overall credit score and affect your RV or boat loan approval. Lenders use your credit report to conduct a risk assessment. Inquiries can affect their decision to offer a loan to you. Too many hard inquiries in a short period of time can be concerning to lenders. That's because multiple hard inquiries may add up to numerous new accounts. This may make the lenders feel you are taking on too much debt or having financial difficulties. A credit inquiry would typically remain on your report for 24 months.

Most Recent Articles

Many people wonder if it is hard to finance a boat and easy to get boat financing. The answer depends on many variables, and My Financing USA can help you through the different options. Learn more!

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Buying an RV is an exciting purchase for many. Whether it is easier to finance a new or used motorhome depends on a few factors. Learn about financing a new RV vs. a used RV.

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Buying a new boat offers you a fantastic opportunity to do something for yourself. You work hard and want to enjoy your downtime. Learn about financing a new boat vs. a used boat.

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As winter approaches, it's time to begin preparing your travel trailer for cold weather and invading creatures — a process known as winterization. We'll show you the steps to winterize your travel trailer and provide additional tips so when spring rolls around, your trailer is in the same condition that you left it.

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Winterizing is a critical part of RV ownership as it protects you from frozen pipes and rodent infestations, both of which are problems that can cause thousands of dollars in damage. Learn the steps to winterize a camper for winter living when away from home.

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Winterizing your motorhome or RV is critical to avoiding damage and ensuring it will be ready to be used again in the springtime. Learn why winterizing your motorhome is so important, how to winterize your RV or motorhome and when it should be done.

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