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How A Credit Inquiry Affects My Score

Having several inquiries can reduce your overall credit score and affect your RV or boat loan approval. Lenders use your credit report to conduct a risk assessment. Inquiries can affect their decision to offer a loan to you. Too many hard inquiries in a short period of time can be concerning to lenders. That's because multiple hard inquiries may add up to numerous new accounts. This may make the lenders feel you are taking on too much debt or having financial difficulties. A credit inquiry would typically remain on your report for 24 months.

Most Recent Articles

Road trips can be about getting to the destination, enjoying the journey or both — but no one wants to find themselves between towns with no gas in the tank. You can avoid this fate by doing a little planning and calculating before you start your adventure.

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Planning the best road trip route is essential to planning the perfect road trip. With sprawling white beaches, gorgeous ocean views, giant redwood forests and 280 state parks to choose from, California is one of the best states for a road trip. Here are some unforgettable places to visit in your RV in California!

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Whether you want to go camping at nearby parks and campgrounds or travel around the country, an RV can make vacations more affordable and flexible. If you are considering purchasing an RV but aren't sure whether you can afford it, we can help you find the right financing option at My Financing USA.

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Whether you're taking a scenic solo trip, treating the family to a lakeside vacation or relaxing on a romantic getaway, here are the best games to play on a boat and the most popular boating activities to make your next boating adventure unforgettable. With our inspiration, you'll never be bored at sea!

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Road trips are more fun when you connect with the people you're going on an adventure with. You can use the idle time as a bonding opportunity that may later become some of your happiest shared memories. Get some ideas for fun road trip games!

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Considering a boating adventure in Alabama? The state is complete with several picturesque and adventure-filled bodies of water, from tranquil lakes filled with fish to sparkling coastlines along the Gulf of Mexico. Check out our guide for the best boating destinations in Alabama, so you can find the perfect location for your next boating trip!

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