Blog

Blog

We search nationwide for the best RV & Boat financing programs.

How A Credit Inquiry Affects My Score

Having several inquiries can reduce your overall credit score and affect your RV or boat loan approval. Lenders use your credit report to conduct a risk assessment. Inquiries can affect their decision to offer a loan to you. Too many hard inquiries in a short period of time can be concerning to lenders. That's because multiple hard inquiries may add up to numerous new accounts. This may make the lenders feel you are taking on too much debt or having financial difficulties. A credit inquiry would typically remain on your report for 24 months.

How Inquires Affect Your Credit Score

Most Recent Articles

The cost of a new RV can be more than what you might have expected, making you question this dream. Fortunately, the large market for used RVs can make it a reality. If buying a new model is outside of your budget, start shopping to purchase a used RV instead. Used RVs can be nearly...

Read More

Summer is just around the corner and it's finally time to get your RV ready for the season. You have to pull your RV or motorhome out of storage and get it ready for the new season. Learn step by step how to dewinterize RVs and motorhomes so you can get your vehicle out...

Read More

Buying a used boat can make your dream of going fishing in your personal paradise away from home a reality. This used boat buying guide covers the basics of how to get started and what to check when buying a used boat.

Read More

Planning a national park road trip comes with much to consider, so breaking down the process into these seven steps can simplify it. Learn more about how to plan a national park road trip and some tips to make planning easier on you.

Read More

We've compiled a list of the best boating lakes in the United States to help plan your future nautical expeditions. We'll show you where to go boating within your region or state, as well as dream locations for your next extended boating vacation. Check out our list of the best places to go boating!

Read More

Especially in recent years, these two industries have seen more growth and demand than was expected. Sales have skyrocketed, loans are desirable and lenders need to understand the state of these industries to provide customers with the necessary funds to make these investments. 

Read More